2 Reliable Dividend Stocks With Yields Above 6.4% That You Can Buy for Less Than $25 Right Now
2 Reliable Dividend Stocks With Yields Above 6.4% That You Can Buy for Less Than $25 Right Now
The last three years have been a roller-coaster ride for businesses, adjusting to the changing consumer trends and escalating capital costs. It was a challenging time for average Canadian households and retirees tackling high grocery prices. Amid such uncertainty, one realizes the need for some reliable sources of income. Stocks of a Dividend Aristocrat can give you a payout in any economic or business condition. Having access to such liquidity can bring some relief when budgets are tight.
過去三年對企業來說是過山車般的旅程,他們適應了不斷變化的消費者趨勢和不斷上漲的資本成本。對於應對高雜貨價格的加拿大普通家庭和退休人員來說,這是一個充滿挑戰的時期。在這種不確定性中,人們意識到需要一些可靠的收入來源。股息貴族的股票可以在任何經濟或商業條件下給你帶來收益。預算緊張時,獲得這種流動性可以帶來一些緩解。
Two reliable dividend stocks under $25 to buy now
兩隻價格低於25美元的可靠股息股票可以立即購買
Now that the economic winter is ending, it is a lesson to save for another winter early. And these two stocks can give you reliable dividend yields of over 6.4% for less than $25 a stock.
現在經濟冬天已經結束,提早爲又一個冬天儲蓄是一個教訓。這兩隻股票可以以每股低於25美元的價格爲您提供超過6.4%的可靠股息收益率。
Telus stock with a 7% yield
收益率爲7%的Telus股票
What makes a stock reliable is its resilient business fundamentals and secular growth trends. Even a Dividend Aristocrat can go out of business if its offerings are not relevant. Whenever you look for a stock with a long perspective, see if its business will be relevant in the future and if it has secular growth trends.
股票之所以可靠,是因爲其彈性的業務基本面和長期增長趨勢。如果股息貴族的產品不相關,即使是股息貴族也可能倒閉。每當你尋找具有長遠眼光的股票時,都要看看其業務在未來是否具有重要意義,以及它是否有長期的增長趨勢。
Telus (TSX:T) is a telecom stock investing billions of dollars in the 5G infrastructure. It is making itself relevant by offering subscriptions to connected devices. Its Internet of Things (IoT) connections grew in the transportation, buildings, and healthcare industries.
Telus(多倫多證券交易所股票代碼:T)是一家在5G基礎設施上投資數十億美元的電信股票。它通過提供聯網設備的訂閱來發揮其重要性。其物聯網(IoT)連接在交通、建築和醫療保健行業中得到了發展。
The company has been growing dividends for 19 years in a row, even in periods of downturn. While its fundamentals raise caution as the payout and leverage ratio have exceeded their target range, the Bank of Canada rate cuts will bring some respite. A decline in interest rate will reduce its interest expense in the future and bring the payout and leverage ratio within the target range.
即使在經濟低迷時期,該公司也已連續19年增加股息。儘管由於支出和槓桿率已超過目標區間,其基本面更加謹慎,但加拿大銀行的減息將帶來一些喘息的機會。利率的下降將減少其未來的利息支出,並使支出和槓桿比率處於目標範圍內。
In the worst-case scenario, Telus might pause its dividend growth. However, the 5G ecosystem is laying the framework for artificial intelligence at the edge, hinting at secular growth for this stock. All these factors make its dividends reliable.
在最壞的情況下,Telus可能會暫停其股息增長。但是,5G生態系統正在爲邊緣的人工智能奠定框架,這表明該股將持續增長。所有這些因素使其股息可靠。
CT REIT with a 6.4% yield
Ct 房地產投資信託基金收益率爲 6.4%
Another reliable dividend stock is CT REIT (TSX:CRT.UN) because of the backing of its parent, Canadian Tire. CT REIT owns, leases, and develops stores of Canadian Tire. If the real estate investment trust (REIT) develops a property, it doesn't have to worry about the occupancy as Canadian Tire will lease it. Moreover, it has an arrangement with the retailer to increase the lease by 1.5%. The REIT's rental income increases with rent hikes and more rent from the intensification and development of new properties.
另一隻可靠的股息股票是Ct REIT(多倫多證券交易所股票代碼:Crt.UN),這要歸功於其母公司加拿大輪胎的支持。康涅狄格州房地產投資信託基金擁有、租賃和開發加拿大輪胎門店。如果房地產投資信託基金(REIT)開發房產,則不必擔心入住率,因爲加拿大輪胎將對其進行租賃。此外,它與零售商達成協議,將租約增加1.5%。房地產投資信託基金的租金收入隨着租金的上漲以及新房產的集約和開發而產生的租金增加。
As for the debt, a majority of its debt is interest-only debentures, which reduces the burden of debt repayment. All these factors enabled the REIT to grow its distributions by 3% annually while reducing its dividend payout ratio to 71.4%. The fact that the REIT has maintained this payout momentum for a decade shows its resilience even to the pandemic and high interest rates. The REIT will continue to remain relevant as land is limited.
至於債務,其大部分債務是純息債券,這減輕了債務償還負擔。所有這些因素使房地產投資信託基金的分配每年增長3%,同時將其股息支付率降至71.4%。房地產投資信託基金十年來一直保持這種支付勢頭,這一事實表明其抵禦疫情和高利率的抵禦能力。由於土地有限,房地產投資信託基金將繼續保持重要性。
How to invest in the above stocks
如何投資上述股票
The above two stocks offer a dividend-reinvestment plan (DRIP), which means you can invest a lump sum and let the dividends keep adding to your share count. The DRIP will compound your passive income, and when the crises come, you can exit the DRIP and take higher payouts. Once things normalize, you can return to the DRIP and continue compounding the income.
上述兩隻股票提供股息再投資計劃(DRIP),這意味着您可以一次性投資,讓股息繼續增加您的股票數量。DRIP將增加您的被動收入,當危機來臨時,您可以退出DRIP並獲得更高的支出。一旦情況恢復正常,你就可以回到DRIP並繼續複合收入。
Canada witnessed a financial crisis between 2008 and 2010 and then in 2022. Had you reinvested your dividends in these 11 years (2011-2021), they would have compounded your returns and given a sizeable passive income. Let's learn from the past and be future-ready.
加拿大在2008年至2010年之間經歷了金融危機,然後在2022年經歷了金融危機。如果你在這11年(2011-2021年)中將股息再投資,它們本來可以增加你的回報並獲得可觀的被動收入。讓我們從過去吸取教訓,爲未來做好準備。