23 Innovative Apps, Tools, and Products Recognized for Simplifying Money Management

NEW YORK, Aug. 19, 2024 /PRNewswire/ -- REAL SIMPLE today revealed the winners of its sixth annual Smart Money Awards, spotlighting 23 outstanding financial innovations designed to help you earn, save, and grow your money. The 2024 winners span five categories including banking, budgeting, credit cards, investing, and home and life resources. This year, in a new collaboration, the editorial teams at REAL SIMPLE and Investopedia joined forces to evaluate hundreds of products, analyzing key data points to determine the top picks for 2024. The 2024 Smart Money Awards are featured in the September 2024 issue, on sale August 23, and the full list of winners is available now on RealSimple.com/SmartMoneyAwards.

"Each year, the REAL SIMPLE Smart Money Awards celebrate the best new products that address the everyday financial concerns of our readers. From saving on household expenses to optimizing credit card rewards, our 2024 winners offer a wide array of tools and services that help you take control of your finances. We're particularly thrilled to have teamed up with Investopedia this year, applying a critical lens to evaluate this year's offerings," said REAL SIMPLE Editor in Chief Lauren Iannotti.

New for this year, REAL SIMPLE collaborated with Investopedia, the most trusted source for educational financial news, terms, and analysis, to evaluate hundreds of financial products and services available today. Editors focused on identifying products that offer "nice-to-have" features that resonate with REAL SIMPLE readers, including low fees, excellent customer service, and user-friendly digital interfaces. To compile the final list, the teams rigorously assessed each product, reviewed competitive offerings, and gathered data based on a comprehensive set of criteria.

The full list of winners in the 2024 Smart Money Awards is below and now available at RealSimple.com/SmartMoneyAwards.

REAL SIMPLE's 2024 Smart Money Awards Winners
Best High-Yield Savings Account: Popular Direct
Best Short-Term CD: CIBC Agility
Best Long-Term CD: Prime Alliance Bank
Best Online Bank: Ally
Best Free Checking Account: SoFi
Best App for Sending Money: Wise
Best Budgeting App: YNAB
Best Coupon App: Capital One Shopping
Best Overall Credit Card: Wells Fargo Active Cash Card
Best Card for Premium Travel Perks: Chase Sapphire Reserve
Best Card for Budget-Conscious Travelers: Capital One Venture Rewards Credit Card
Best Card for Dining Out: Capital One SavorOne Cash Rewards Credit Card
Best Card for Household Expenses: Blue Cash Preferred Card from American Express
Best Life Insurance Provider: Nationwide
Best Health Insurance Provider: Blue Cross Blue Shield
Best Health Savings Account: Fidelity
Best Online Broker: Fidelity
Best Investing & Trading App: E*Trade
Largest ETF Issuer: iShares
Best Robo-Adviser: Wealthfront
Best Personal or Home Improvement Loan: SoFi
Best Home-Buying App: Zillow
Best Tax Software: H&R Block

ABOUT REAL SIMPLE
REAL SIMPLE provides practical and useful solutions for simplifying every aspect of a modern woman's busy life. By tightly curating the best advice, products and services to make decisions simple, REAL SIMPLE delivers a judgment-free guide for life, leaving her lighter, more accomplished, and in control. As the number one women's lifestyle magazine at newsstand and on Apple News+, REAL SIMPLE connects with its passionate audience across platforms, from its print magazine, digital channels and podcasts to licensed products, brand experiences and more. REAL SIMPLE is part of the Dotdash Meredith publishing family.

SOURCE Dotdash Meredith