Pathward Financial (NASDAQ:CASH) Jumps 7.1% This Week, Though Earnings Growth Is Still Tracking Behind Five-year Shareholder Returns
Pathward Financial (NASDAQ:CASH) Jumps 7.1% This Week, Though Earnings Growth Is Still Tracking Behind Five-year Shareholder Returns
The worst result, after buying shares in a company (assuming no leverage), would be if you lose all the money you put in. But when you pick a company that is really flourishing, you can make more than 100%. Long term Pathward Financial, Inc. (NASDAQ:CASH) shareholders would be well aware of this, since the stock is up 108% in five years. On top of that, the share price is up 18% in about a quarter. The company reported its financial results recently; you can catch up on the latest numbers by reading our company report.
購買股票後最糟糕的結果(假設沒有槓桿)就是你損失了放入的全部資金。但如果你選擇的公司真的蓬勃發展,你可以獲得超過100%的回報。 長揸納斯達克股票(CASH)的Pathward Financial, Inc. 股東們非常清楚這一點,因爲這支股票在五年內上漲了108%。此外,該股價在約一個季度內上漲了18%。該公司最近公佈了其財務報告;您可以通過閱讀我們的公司報告了解最新數據。
The past week has proven to be lucrative for Pathward Financial investors, so let's see if fundamentals drove the company's five-year performance.
過去一週對Pathward Financial投資者來說是有利可圖的,因此讓我們看看基本面是否推動了公司的五年表現。
While the efficient markets hypothesis continues to be taught by some, it has been proven that markets are over-reactive dynamic systems, and investors are not always rational. By comparing earnings per share (EPS) and share price changes over time, we can get a feel for how investor attitudes to a company have morphed over time.
儘管一些人繼續教授有效市場假說,但已經證明市場是過度反應的動態系統,並且投資者並不總是理性的。通過比較每股收益(EPS)和股價的變化情況,我們可以了解投資者對公司的態度如何隨着時間變化而變化。
Over half a decade, Pathward Financial managed to grow its earnings per share at 25% a year. The EPS growth is more impressive than the yearly share price gain of 16% over the same period. So one could conclude that the broader market has become more cautious towards the stock. The reasonably low P/E ratio of 9.67 also suggests market apprehension.
在半個世紀的時間裏,Pathward Financial成功地將其每股收益年均增長25%。相較於同期每股股價的16%年均增長,EPS增長更加引人注目。因此,人們可以推斷出整個市場變得更加謹慎。相對較低的市盈率(9.67)也表明市場的擔憂。
The company's earnings per share (over time) is depicted in the image below (click to see the exact numbers).
該公司的每股收益(隨時間的推移)如下圖所示(單擊可查看確切數字)。
![big](https://usnewsfile.moomoo.com/public/MM-PersistNewsContentImage/7781/20240820/0-3eef9ba88859c7998a1d63050a2e7d3c-0-b92963dc14581b7ff86edfae2ec2ea55.png/big)
We know that Pathward Financial has improved its bottom line lately, but is it going to grow revenue? You could check out this free report showing analyst revenue forecasts.
我們知道Pathward Financial近期已改善其底線,但它是否會增加營業收入呢?您可以查看此免費報告,了解分析師的營收預測。
What About Dividends?
那麼分紅怎麼樣呢?
When looking at investment returns, it is important to consider the difference between total shareholder return (TSR) and share price return. Whereas the share price return only reflects the change in the share price, the TSR includes the value of dividends (assuming they were reinvested) and the benefit of any discounted capital raising or spin-off. Arguably, the TSR gives a more comprehensive picture of the return generated by a stock. As it happens, Pathward Financial's TSR for the last 5 years was 113%, which exceeds the share price return mentioned earlier. And there's no prize for guessing that the dividend payments largely explain the divergence!
在考慮投資回報時,重要的是考慮總股東回報(TSR)和股價回報之間的差異。股價回報僅反映股價的變化,而TSR包括股息價值(假設再投資)、任何打折籌資或剝離的好處。可以說,TSR給出了股票所產生的回報的更全面的圖片。正如它所發生的,Pathward Financial過去5年的TSR是113%,超過了前面提到的股價回報。而且,不必猜測分紅派息在很大程度上解釋了這種差異!
A Different Perspective
不同的觀點
We're pleased to report that Pathward Financial shareholders have received a total shareholder return of 38% over one year. That's including the dividend. That gain is better than the annual TSR over five years, which is 16%. Therefore it seems like sentiment around the company has been positive lately. Given the share price momentum remains strong, it might be worth taking a closer look at the stock, lest you miss an opportunity. If you would like to research Pathward Financial in more detail then you might want to take a look at whether insiders have been buying or selling shares in the company.
我們很高興地報告,Pathward Financial的股東在一年內獲得了38%的股東總回報。這包括分紅。這種增益比五年的年度TSR(16%)要好。因此,最近對公司的情緒似乎是積極的。考慮到股價勢頭仍然強勁,可能值得仔細研究該股票,以免錯過機會。如果您想更詳細地研究Pathward Financial,則可以查看公司內部人士是否一直在買賣該公司的股票。
If you would prefer to check out another company -- one with potentially superior financials -- then do not miss this free list of companies that have proven they can grow earnings.
如果您願意查看另一家公司(具有潛在的更好財務狀況),請不要錯過這個免費的公司列表,證明它們可以增長收益。
Please note, the market returns quoted in this article reflect the market weighted average returns of stocks that currently trade on American exchanges.
請注意,本文所引述的市場回報反映了目前在美國交易所上市的股票的市場加權平均回報。
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對本文有任何反饋?對內容有任何疑慮?請直接與我們聯繫。或者,發送電子郵件至editorial-team@simplywallst.com。
這篇文章是Simply Wall St的一般性文章。我們根據歷史數據和分析師預測提供評論,只使用公正的方法論,我們的文章並不意味着提供任何金融建議。文章不構成買賣任何股票的建議,也不考慮您的目標或您的財務狀況。我們的目標是帶給您基本數據驅動的長期關注分析。請注意,我們的分析可能不考慮最新的價格敏感公司公告或定性材料。Simply Wall St沒有任何股票頭寸。