Jack Henry & Associates, Inc. (JKHY) Q4 2024 Earnings Call Transcript Summary
Jack Henry & Associates, Inc. (JKHY) Q4 2024 Earnings Call Transcript Summary
The following is a summary of the Jack Henry & Associates, Inc. (JKHY) Q4 2024 Earnings Call Transcript:
下面是傑克·亨利與合夥人公司（JKHY）2024財年第四季度業績會議記錄摘要：
Financial Performance:
金融業績：
Fiscal 2024 recorded $2.2 billion revenue and $489.4 million operating income.
Full year GAAP and non-GAAP revenue grew by 7%.
2024財年錄得22億美元營業收入和48940萬美元營業利潤。
全年GAAP和非GAAP收入增長7%。
Business Progress:
業務進展：
Achieved record sales bookings and signed 15 new core contracts with major asset financial institutions.
Hosted 73% of core clients in private cloud, an increase from 69% last year.
實現了創紀錄的銷售訂貨額，並與主要資產金融機構簽訂了15份新的核心合同。
託管了73%的核心客戶在私有云中，比去年增加了4%。
Opportunity:
機會：
Transition from private to public cloud offers increased efficiency and scalability.
Significant growth in digital payment solutions reflects changing payment trends.
從私有云向公共雲的轉變提供了增加效率和可擴展性的機會。
數字支付解決方案的顯著增長反映了支付趨勢的變化。
Financial Performance:
金融業績：
Reported record revenue and operating income for fiscal 2024, with $2.2 billion in revenue and $489.4 million in operating income.
Q4 GAAP revenue increased 5% and non-GAAP revenue increased 6%. Full year growth was 7% on both a GAAP and non-GAAP basis.
Operating income increased 1% for the quarter and increased 5% on a non-GAAP basis for the year.
Fourth quarter deconversion revenue of approximately $7 million, down approximately $8 million, reflecting minimal financial institution consolidation.
Achieved strong quarterly results with a fully-diluted GAAP earnings per share of $1.38, up 3%.
Fiscal '24 fully diluted EPS was $5.23, up 4%.
報告顯示2024財年創下了營業收入和營業利潤的紀錄，營業收入達到22億美元，營業利潤達到48940萬美元。
第四季度GAAP報告的營業收入增長了5%，非GAAP營業收入增長了6%。全年增長在GAAP和非GAAP基礎上都達到了7%。
季度營業利潤增長了1%，全年非GAAP基礎上的營業利潤增長了5%。
第四季度數據庫轉換的營業收入約爲700萬美元，下降約800萬美元，反映了金融機構合併的影響較小。
實現了強勁的業績成績，攤薄後的GAAP每股收益爲1.38美元，增長了3%。
攤薄後每股收益'24財年爲5.23美元，增長4%。
Business Progress:
業務進展：
Set an all-time record for sales bookings for both the fourth quarter and the fiscal year.
Signed 15 new core contracts this fiscal year with financial institutions that have over $1 billion in assets.
Now host 73% of core clients in private cloud, up from 69% last year.
Introduced several new innovative solutions and executed a technology modernization strategy through One Jack Henry initiative.
Achieved significant growth in registered Banno users, up to 12.2 million from 3.2 million in 2020.
Signed new contracts for digital payment solutions, reaffirming the growth in demand for these services.
Continued leadership in the financial technology sector with new competitive core wins and increasing engagement in faster and more secure payment systems.
Jack Henry Connect annual client conference planned for October to further engage with prospects, clients, and partners.
第四季度和財年的銷售預訂再度創下歷史紀錄。
在本財年內與資產超過10億美元的金融機構簽署了15份新的核心合約。
現在，私有云託管着73%的核心客戶，較去年的69%有所增長。
通過One Jack Henry計劃，引入了幾個新的創新解決方案並執行了技術現代化策略。
註冊Banno用戶數量大幅增長，從2020年的320萬增加到1220萬。
簽署了新的數字支付解決方案合約，證實了對這些服務需求的增長。
在金融科技領域持續領先，與新的競爭對手贏得核心競爭力，並在更快速和更安全的支付系統中增加參與度。
計劃於十月舉行的Jack Henry Connect年度客戶大會將進一步與潛在客戶、客戶和合作夥伴互動。
Opportunities:
機會：
The progression from private cloud to public cloud hosting presents an opportunity for increased efficiency and scalability.
Potential for robust growth in digital payment solutions highlights an ongoing shift in payment processing trends.
The substantial increase in larger asset clients points to a strategic expansion in market reach.
從私有云到公有云託管的進展爲提高效率和可擴展性提供了機會。
數字支付解決方案的強勁增長潛力凸顯了支付處理趨勢的持續轉變。
較大規模資產客戶的顯著增加表明市場覆蓋面的戰略擴張。
Risks:
風險：
No explicit risks/opportunities detected.
未檢測到明確的風險/機會。
Tips: This article is generated by AI. The accuracy of the content can not be fully guaranteed. For more comprehensive details, please refer to the IR website. The article is only for investors' reference without any guidance or recommendation suggestions.
提示：本文由AI生成。文章內容的準確性無法完全保證。有關更全面的詳細信息，請參閱IR網站。本文只是爲投資者提供參考，沒有任何指導或推薦建議。