MGIC Comments on the Recently Adopted PMIERs Updates
MGIC Comments on the Recently Adopted PMIERs Updates
MILWAUKEE, Aug. 21, 2024 /PRNewswire/ -- Mortgage Guaranty Insurance Corporation (MGIC), the principal subsidiary of MGIC Investment Corporation (NYSE: MTG), comments on the updates by the government sponsored enterprises (GSEs), Fannie Mae and Freddie Mac, to the Private Mortgage Insurer Eligibility Requirements (PMIERs) Available Assets Standards.
密爾沃基，2024年8月21日 /美通社/ - 抵押擔保保險公司（MGIC），MGIC Investment Corporation（紐交所：MTG）的主要子公司，就政府贊助企業（GSEs）房地美和房地美公司對私人抵押保險人資格要求（PMIERs）可用資產標準的更新發表了評論。
"We are proud of the critical role private mortgage insurance (MI) plays in the housing finance system. PMIERs operational and risk-based capital requirements provide a strong foundation to serve low down payment borrowers while protecting the GSEs and taxpayers from undue mortgage credit risk and private MIs continue to be strong, well-capitalized counterparties," said Tim Mattke, CEO of MTG. "We appreciate the collaboration with the GSEs and support prudent PMIERs changes," added Mr. Mattke.
"我們爲私人抵押保險（MI）在住房金融體系中發揮的關鍵作用感到自豪。 PMIERs的運營和風險資本要求爲爲低首付款借款人提供了堅實的基礎，同時保護GSEs和納稅人免受不當的抵押信貸風險，而私人抵押保險人繼續是強大的、資本充足的交易對手，"MTG首席執行官蒂姆·馬特克（Tim Mattke）說。 馬特克先生補充說："我們感謝與GSEs的合作，並支持審慎的PMIERs變更。"
The latest updates relate to exclusions, concentration limits, and haircuts to investments that qualify as Available Assets and will be implemented over a 24-month phased-in period, with a fully effective date of September 30, 2026. If these changes were effective as of June 30, 2024, without a graduated implementation period, MGIC's Available Assets of $5.8 billion would decrease by approximately 1% or $50 million, and MGIC's PMIERs excess would be $2.3 billion.
最新的更新涉及排除、集中限制和符合可用資產標準的投資減值，並將在24個月的階段性實施期內實施，在2026年9月30日全面生效。如果這些變化自2024年6月30日起生效，而沒有分階段的實施期，MGIC的可用資產將減少約1%，即5000萬美元，MGIC的PMIERs超額將爲23億美元。
About MGIC
關於mgic
Mortgage Guaranty Insurance Corporation ("MGIC") (), the principal subsidiary of MGIC Investment Corporation, serves lenders throughout the United States, helping families achieve homeownership sooner by making affordable low-down-payment mortgages a reality through the use of private mortgage insurance.
抵押擔保保險公司（"MGIC"）（MGIC Investment Corporation的主要子公司，爲美國各地的放貸人提供服務，通過使用私人抵押保險，幫助家庭更早地實現擁有住房，從而使負擔得起的低首付按揭成爲現實。
From time-to-time MGIC Investment Corporation releases important information via postings on its corporate website, and via postings on MGIC's website, and it intends to continue to do so in the future. Such postings include corrections of previous disclosures and may be made without any other disclosure. Investors and other interested parties are encouraged to enroll to receive automatic email alerts and Really Simple Syndication (RSS) feeds regarding new postings. Enrollment information for MGIC Investment Corporation alerts can be found at . For information about our underwriting and rates, see .
MGIC Investment Corporation不時通過在其公司網站和MGIC網站發佈帖子發佈重要信息，並打算將來繼續這樣做。 這樣的帖子包括更正以前的披露，可能不需要任何其他披露就可以進行。 鼓勵投資者和其他有興趣的各方註冊以接收有關新帖子的自動電子郵件提醒和真正簡單的同步（RSS）訂閱。 MGIC Investment Corporation提醒的註冊信息可以在下面找到 。有關我們的承保和利率的信息，請參見 。
SOURCE MGIC Investment Corporation
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