Get Life Insurance for Under $1 a Day!
Get Life Insurance for Under $1 a Day!
TAMPA, Fla., Aug. 30, 2024 /PRNewswire/ -- QuickQuote.com recently published its list of the 10 cheapest life insurance providers for low-income individuals.
坦帕，佛羅里達州，2024年8月30日/美通社/--QuickQuote.com最近發佈了其上述的最便宜的人壽保險提供商名單 10家最便宜的人壽保險提供商 供低收入人群選擇的
Coming in as the number one cheapest provider is Bestow. Second is MetLife, and third is Allstate.
排名第一最便宜的提供商是Bestow。排名第二的是大都會人壽，排名第三的是好事達。
Each of these top 10 cheapest life insurance companies offers a first-year discount between 15% and 30%.
這些前10位最便宜的人壽保險公司每家都提供首年折扣在15%至30%之間。
Life Insurance is Possible for Low-Income Families
低收入家庭也是有可能購買人壽保險的
Low-income people often have to stretch their finances to pay monthly living costs. In this situation, it's common to put off life insurance for a time when money isn't so tight.
低收入人群經常需要繃緊財務狀況來支付月度生活成本。在這種情況下，很常見將人壽保險推遲到財務狀況不那麼緊張的時候。
With these companies, buying life insurance can be a realistic opportunity even when people don't have much money. Each of these top 10 cheapest companies offers a first-year discount between 15% and 30%.
對於沒有太多錢的人來說，購買人壽保險是一個現實的機會。這些前10家最便宜的公司每家都提供15%至30%的首年折扣。
Melanie Musson, a nationally recognized insurance expert with QuickQuote.com, explains, "Term life insurance is a critical protection for low-income individuals. These low-cost providers should be considered because some policies start at less than one dollar a day."
Melanie Musson是一位全國公認的保險專家。 QuickQuote.com，解釋道:"定期壽險對於低收入人群來說是一種重要的保護。應該考慮這些低成本的提供商，因爲一些保單的價格低於每天一美元"。
Bestow Life Insurance
Bestow Life Insurance
Bestow offers policies up to $1.5 million. They offer policies online and advertise that individuals can get a policy in about 10 minutes instead of the several weeks it can take to get a policy from competitors.
Bestow提供高達150萬美元的保單。他們提供在線保單，並宣稱個人可以在大約10分鐘內獲得保單，而不是競爭對手需要幾個星期的時間。
On the downside, bestow doesn't write policies for people over 60 years old, so they're not an option for a large demographic.
但不利的是，Bestow不會爲60歲以上的人提供保單，所以他們不適合廣大人群。
MetLife Through Employers
大都會人壽通過僱主提供
MetLife offers policies through employers that are often subsidized by the employer, making them a cost-effective option for low-income individuals.
大都會人壽通過僱主提供的保單往往得到僱主的補貼，使其成爲低收入人群的一種划算選擇。
The other perspective to that benefit is that MetLife doesn't write individual policies. However, they do allow policyholders to keep their policies even if they change employment.
另一方面，大都會人壽不提供個人保單。然而，他們允許保單持有人在更改就業時保留其保單。
MetLife stands out because it offers living benefits and family grief counseling.
大都會人壽的獨特之處在於提供壽險金和家庭悲傷輔導。
Allstate Flexible Term Length
好事達靈活期限
While some life insurance providers offer a maximum term length of 30 years, Allstate offers policies with terms of up to 40 years. Since Allstate provides many lines of insurance coverage, they can offer bundling discounts.
雖然一些人壽保險提供商的最長期限爲30年，但好事達提供了長達40年的保單期限。由於好事達提供多種保險產品，因此他們可以提供打包優惠。
Allstate life insurance policies are only available in some states, which limits their potential customer base.
好事達人壽保險僅在一些州提供，這限制了他們的潛在客戶群。
Necessity of Life Insurance
人壽保險的必要性
Term life insurance is one of the best ways an individual can prepare for the worst. It provides the means to pay off debt and support beneficiaries in case of untimely death.
定期壽險是一個人可以爲最糟糕的情況做好準備的最好方式。它提供了償還債務和在不幸去世時支持受益人的手段。
Read QuickQuote.com's entire article here: Cheap Life Insurance for Low-Income Individuals in 2024 (Top 10 Low-Cost Companies).
請在此處閱讀QuickQuote.com的完整文章： 2024年低收入人群的廉價人壽保險（前十家低成本公司）.
SOURCE QuickQuote.com
資料來源：QuickQuote.com
