Neptune Flood Reaches Milestone of 200,000 Policies and $250 Million of Premium in Force
Neptune Flood Reaches Milestone of 200,000 Policies and $250 Million of Premium in Force
Largest Private Flood Insurance Company Enters New Chapter of Providing AI-Based, Affordable Solutions Across the US
最大的私人洪水保險公司進入了在美國提供基於人工智能的經濟實惠解決方案的新篇章
ST. PETERSBURG, Fla., Sept. 4, 2024 /PRNewswire/ -- Neptune Flood, the largest private flood insurance company in the United States, has announced a significant milestone: 200,000 policies in force and $250 million of premium in force. This achievement marks a new chapter in Neptune's mission to provide innovative, affordable insurance solutions to customers across the United States.
佛羅里達州聖彼得堡,2024年9月4日 /PRNewswire/ — 美國最大的私人洪水保險公司海王星洪水宣佈了一個重要的里程碑:20萬份保單生效,2.5億美元的保費生效。這一成就標誌着Neptune的使命開啓了新的篇章,即爲美國各地的客戶提供創新、負擔得起的保險解決方案。
Neptune Flood has disrupted the traditional flood insurance industry by harnessing the power of Artificial Intelligence (AI) and Machine Learning (ML) to streamline the customer experience and deliver competitive pricing. The company's rapid growth and recent accomplishments demonstrate the effectiveness of this approach.
Neptune Flood 利用人工智能 (AI) 和機器學習 (ML) 的力量來簡化客戶體驗並提供有競爭力的價格,從而顛覆了傳統的洪水保險行業。該公司的快速增長和最近取得的成就證明了這種方法的有效性。
"At Neptune, our mission is to use advanced technology to revolutionize the insurance industry," said Trevor Burgess, CEO of Neptune Flood. "Through the power of AI and ML, we've developed a seamless, efficient, and sustainable insurance ecosystem that includes our 25 insurance and reinsurance partners, our 200,000 customers, and tens of thousands of agents who engage with Neptune every month. We are grateful to each of these groups for their contributions in helping us reach these incredible milestones."
海王星洪水首席執行官特雷弗·伯吉斯說:「在海王星,我們的使命是使用先進技術徹底改變保險業。」「藉助人工智能和機器學習的力量,我們開發了一個無縫、高效和可持續的保險生態系統,其中包括我們的25個保險和再保險合作伙伴、我們的20萬名客戶以及每月與海王星合作的數萬名代理人。我們感謝這些團體爲幫助我們實現這些不可思議的里程碑所做的貢獻。」
Neptune began its journey in 2018 with a single residential flood insurance offering in Florida. Since then, Neptune has expanded its presence to 49 states and Washington, D.C., now providing a comprehensive range of residential, commercial, and condominium flood insurance products. In October 2021, Neptune broadened its portfolio by acquiring Jumpstart Insurance Solutions, introducing parametric earthquake insurance to its suite of technology-drive offerings. In the second quarter of 2024, Neptune further enhanced its capabilities by acquiring Charles River Data, a data science consulting firm, and forming Neptune Data Science. This new division focuses on developing next-generation machine learning models to optimize the sale of flood and earthquake insurance.
海王星於2018年開始其旅程,當時在佛羅里達州提供單一的住宅洪水保險。從那時起,海王星已將其業務擴展到49個州和華盛頓特區,現在提供全面的住宅、商業和公寓洪水保險產品。2021年10月,海王星通過收購Jumpstart Insurance Solutions擴大了其投資組合,在其技術驅動產品套件中引入了參數化地震保險。在2024年第二季度,海王星通過收購數據科學諮詢公司查爾斯·裏弗數據公司併成立海王星數據科學進一步增強了其能力。這個新部門專注於開發下一代機器學習模型,以優化洪水和地震保險的銷售。
In addition to technological advancements, Neptune's success is built on a strong network of agency partners. With over 15,000 agencies having bound a policy with Neptune, the company continues to expand its reach and enhance its service offerings.
除了技術進步外,海王星的成功還建立在強大的代理合作伙伴網絡之上。已有超過15,000家機構與海王星簽訂了政策,該公司繼續擴大其覆蓋範圍並增強其服務範圍。
"We are incredibly grateful to our agency partners who have played a crucial role in helping us achieve this milestone," said Jean-Luc Eckstein, Chief Customer Officer of Neptune Flood. "Their trust in Neptune and dedication to their customers have been instrumental in our growth. Together, we are making flood insurance more accessible and affordable for everyone."
Neptune Flood首席客戶官讓·盧克·埃克斯坦表示:「我們非常感謝我們的代理合作伙伴,他們在幫助我們實現這一里程碑方面發揮了至關重要的作用。」「他們對海王星的信任和對客戶的奉獻精神推動了我們的發展。我們共同努力,使每個人都能更容易獲得和負擔得起洪水保險。」
Neptune Fast Facts
海王星速覽
- Policies in force: Over 200k
- Premium in force: Over $250 million
- State with the most policies: Florida
- State with the most policies per capita: South Carolina
- County with the most policies: Harris County, TX
- Claims payments made on Neptune policies: Over $150 million
- Event resulting in most claims: Hurricane Ian (2022)
- Insurance and reinsurance partnerships: 25
- Headquarters: St. Petersburg, FL
- Areas served: 49 states and Washington, D.C. (Alaska coming soon)
- Products offered: Primary and excess private flood insurance, parametric earthquake insurance
- 現行政策:超過20萬
- 有效保費:超過2.5億美元
- 政策最多的州:佛羅里達州
- 人均政策最多的州:南卡羅來納州
- 政策最多的縣:德克薩斯州賀錦麗縣
- 根據海王星保單支付的索賠款項:超過1.5億美元
- 導致大多數索賠的事件:颶風伊恩(2022年)
- 保險和再保險合作伙伴:25
- 總部:佛羅里達州聖彼得堡
- 服務區域:49 個州和華盛頓特區(阿拉斯加即將推出)
- 提供的產品:初級和超額私人洪水保險、參數化地震保險
ABOUT NEPTUNE FLOOD:
Neptune Flood is the largest private flood insurance company in the United States and is the alternative to the NFIP. We were founded to change the way consumers and businesses think about and buy flood and parametric earthquake insurance. Neptune uses AI and ML-driven technology to make it fast and easy for consumers to buy and agents to sell insurance.
關於海王星洪水:
Neptune Flood是美國最大的私人洪水保險公司,也是NFIP的替代方案。我們成立的目的是改變消費者和企業對洪水和參數地震保險的看法和購買方式。海王星使用人工智能和機器學習驅動的技術,使消費者可以快速輕鬆地購買保險,代理人也可以輕鬆地出售保險。
SOURCE Neptune Flood
來源 Neptune Flood