If Fed Cuts Interest Rates, Credit Card APRs 'Are Still Going To Be High' For Now, Economist Says
If Fed Cuts Interest Rates, Credit Card APRs 'Are Still Going To Be High' For Now, Economist Says
如果聯邦儲備系統降低利率，目前來說，信用卡年利率依然會很高，經濟學家說。
Consumers' wallets should get some relief if the Federal Reserve lowers rates this week, but it won't be a huge help, according to Benjamin Ayers, senior economist with Nationwide Insurance (NASDAQ:NWFAX).
如果聯儲局本週減息，消費者的錢包應該會得到一些緩解，但根據美國全國保險（NASDAQ:NWFAX）的資深經濟學家本傑明·艾爾斯的說法，這並不會帶來很大幫助。
"It should put some downward pressure on auto rates, mortgage rates, loan rates, but on the other side of the coin, it should put upward pressure on CD rates and saving rates that you get out there," Ayers told Benzinga.
「這可能會對汽車貸款利率、抵押貸款利率、貸款利率產生一定的下行壓力，但另一方面，也會對CD利率和儲蓄利率產生上行壓力，」 艾爾斯告訴財經網Benzinga。
Lowering the Fed interest rate by only 25 or 50 basis points will not mean much for consumers in the short term, he adds.
他補充說，只降低25或50個點子的聯儲局利率對消費者短期內意味不大。
"It's nice but if...
「這很好，...
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