Morgan Stanley analyst Betsy Graseck maintains $Wells Fargo & Co (WFC.US)$ with a buy rating, and maintains the target price at $67.
According to TipRanks data, the analyst has a success rate of 46.8% and a total average return of 3.2% over the past year.
Furthermore, according to the comprehensive report, the opinions of $Wells Fargo & Co (WFC.US)$'s main analysts recently are as follows:
The expectation is for net interest incomes among American banks to persist in their decline into Q3, averaging a 4% decrease. This is anticipated due to delayed deposit repricing and continued modest loan growth, which is likely to more than offset fixed asset repricing. Net interest income is only projected to see an uptick in the second quarter of 2025. Additionally, while concerns regarding charge-offs, especially in the credit card and commercial real estate sectors, have lessened recently, the potential for reserve builds for banks may carry on.
The anticipation of interest rate reductions has been confirmed, with expectations set for a 150 basis point decrease by mid-2025. Despite the challenges in projecting the trajectory for net interest margins (NIM), it's generally believed that a quicker pace of rate cuts could benefit NIM at mid-sized banks, whereas the impact on larger banks presents a more varied outlook.
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Success rate is the number of the analyst's successful ratings, divided by his/her total number of ratings over the past year. A successful rating is one based on if TipRanks' virtual portfolio earned a positive return from the stock. Total average return is the average rate of return that the TipRanks' virtual portfolio has earned over the past year. These portfolios are established based on the analyst's preliminary rating and are adjusted according to the changes in the rating.
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摩根士丹利分析師Betsy Graseck維持$富國銀行 (WFC.US)$買入評級，維持目標價67美元。
根據TipRanks數據顯示，該分析師近一年總勝率為46.8%，總平均回報率為3.2%。
此外，綜合報道，$富國銀行 (WFC.US)$近期主要分析師觀點如下：
預計美國銀行的淨利息收入將持續下降到第三季度，平均下降4％。這是由於延遲的存款重新定價和持續的溫和貸款增長所致，這可能足以抵消固定資產的重新定價。預計淨利息收入僅在2025年第二季度才會增加。此外，儘管對扣款的擔憂，尤其是信用卡和商業房地產領域的擔憂最近有所減輕，但銀行積累儲備的可能性可能會持續下去。
減息的預期已得到證實，預計到2025年中期將減息150個點子。儘管在預測淨利率（NIM）的軌跡方面存在挑戰，但人們普遍認爲，更快的減息步伐可能會使中型銀行的NiM受益，而對大型銀行的影響則呈現出更加多樣化的前景。
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