Goldman Sachs Maintains Bank of America(BAC.US) With Buy Rating, Announces Target Price $48

高盛集團維持美國銀行(BAC.US)買入評級，目標價48美元

moomoo資訊 · 10/02 07:31 · 評級/大行評級

Goldman Sachs analyst Richard Ramsden maintains $Bank of America (BAC.US)$ with a buy rating, and sets the target price at $48.

According to TipRanks data, the analyst has a success rate of 66.4% and a total average return of 12.2% over the past year.

AnalystRecentRatingAutoNews_205291_20241001_0b9a436f830f468b65355f5c28b5058daf789436_1727872239575407_mm_en

Furthermore, according to the comprehensive report, the opinions of $Bank of America (BAC.US)$'s main analysts recently are as follows:

It's anticipated that net interest incomes may experience a decline of approximately 4% on average in the third quarter, due to delayed deposit repricing coupled with continued moderate loan growth, which is expected to surpass the repricing of fixed assets. Additionally, it's projected that a positive inflection in net interest income will not occur until the second quarter of 2025. While concerns related to charge-offs, especially those concerning credit cards and commercial real estate, have subsided recently, it is possible that banks will continue to build their reserves.
Interest rate reductions have commenced, and the pace at which they're occurring is quicker than anticipated, with further rate cuts expected by mid-2025. The trajectory for net interest margins (NIM) can be challenging to forecast, but typically, a swift pace of rate reductions tends to benefit NIM at mid-sized banks, whereas the impact on larger banks is more varied.

Note:

TipRanks, an independent third party, provides analysis data from financial analysts and calculates the Average Returns and Success Rates of the analysts' recommendations. The information presented is not an investment recommendation and is intended for informational purposes only.

Success rate is the number of the analyst's successful ratings, divided by his/her total number of ratings over the past year. A successful rating is one based on if TipRanks' virtual portfolio earned a positive return from the stock. Total average return is the average rate of return that the TipRanks' virtual portfolio has earned over the past year. These portfolios are established based on the analyst's preliminary rating and are adjusted according to the changes in the rating.

TipRanks provides a ranking of each analyst up to 5 stars, which is representative of all recommendations from the analyst. An analyst's past performance is evaluated on a scale of 1 to 5 stars, with more stars indicating better performance. The star level is determined by his/her total success rate and average return.

高盛集團分析師Richard Ramsden維持$美國銀行 (BAC.US)$買入評級，目標價48美元。

根據TipRanks數據顯示，該分析師近一年總勝率為66.4%，總平均回報率為12.2%。

AnalystRecentRatingAutoNews_205291_20241001_0b9a436f830f468b65355f5c28b5058daf789436_1727872239575407_mm_tc

此外，綜合報道，$美國銀行 (BAC.US)$近期主要分析師觀點如下：

預計第三季度淨利息收入可能平均下降約4％，這是由於延遲的存款重新定價以及貸款持續溫和增長，預計將超過固定資產的重新定價。此外，預計淨利息收入要到2025年第二季度才會出現正增長。儘管與扣款有關的擔憂，尤其是與信用卡和商業房地產有關的擔憂，最近有所減弱，但銀行有可能繼續增加儲備。
減息已經開始，減息的速度比預期的要快，預計到2025年中期將進一步減息。淨利率（NIM）的走勢可能難以預測，但通常，快速減息往往會使中型銀行的NiM受益，而對大型銀行的影響則更加多樣化。

提示:

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TipRanks提供每位分析師的星級，分析師星級代表分析師所有推薦的過往表現，通過分析師的總勝率和平均回報率综合計算得出，星星越多，則該分析師過往表現越優異，最高爲5颗星。

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Goldman Sachs Maintains Bank of America(BAC.US) With Buy Rating, Announces Target Price $48

Goldman Sachs Maintains Bank of America(BAC.US) With Buy Rating, Announces Target Price $48

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