Former Obama Adviser Points Out Chief Ben Bernanke Couldn't Get A Mortgage After He Left The Fed: 'Idea That Undocumented Immigrants Are Applying For And Getting Mortgages Is The Craziest'
Former Obama Adviser Points Out Chief Ben Bernanke Couldn't Get A Mortgage After He Left The Fed: 'Idea That Undocumented Immigrants Are Applying For And Getting Mortgages Is The Craziest'
Betsey Stevenson, a former economic adviser to former President Barack Obama, has challenged the notion that undocumented immigrants are readily obtaining mortgages in the United States.
前美國總統奧巴馬的前經濟顧問貝茜·史蒂文森挑戰了一個觀念,即非法移民在美國很容易獲得抵押貸款。
What Happened: Stevenson, now an economist at the University of Michigan, took to X, formerly Twitter, to address the issue. "Of all the anti-immigration myths, the idea that undocumented immigrants are applying for and getting mortgages is the craziest," she wrote.
現在是密歇根大學的經濟學家,Stevenson在曾經的Twitter上,現在是X公司,針對該問題發表了看法。"在所有反移民的神話中,認爲無證移民在申請並獲得抵押貸款是最荒謬的,"她寫道。
To illustrate her point, Stevenson cited the case of Ben Bernanke, former Federal Reserve chairman, who reportedly struggled to secure a mortgage after leaving his position due to difficulties documenting his income.
爲了證明她的觀點,Stevenson提到了本•伯南克的案例,前聯儲局主席據稱在離職後努力獲取抵押貸款,因爲難以證明他的收入。
Responding to a claim about mission-oriented lenders providing mortgages without proof of legal presence, Stevenson acknowledged the existence of such practices for long-standing undocumented residents. However, she emphasized that recent border crossers are not "heading straight to the bank to buy a house."
針對有關使命型放貸機構爲長期居住的無文件居民提供抵押貸款而不要求合法身份證明的說法,Stevenson承認存在這樣的做法。然而,她強調最近的邊境越境者並不是"直奔銀行買房"。
The debate highlights the complexities surrounding immigration and financial services in the U.S., with Stevenson's comments shedding light on common misconceptions about undocumented immigrants' access to mortgages.
這場辯論突顯了圍繞美國移民和金融服務的複雜性,Stevenson的評論揭示了關於無證移民獲取抵押貸款的常見誤解。
Of all the anti-immigration myths, the idea that **undocumented** immigrants are applying for and getting mortgages is the craziest. When Ben Bernanke stepped down from the Federal Reserve Board he couldn't get a mortgage because he couldn't document his income well enough.
— Betsey Stevenson (@BetseyStevenson) October 8, 2024
在所有反移民的神話中,認爲**無證**移民在申請並獲得抵押貸款是最荒謬的。本•伯南克從聯儲局董事會辭職時無法獲得抵押貸款,因爲他無法充分證明自己的收入。
— Betsey Stevenson (@BetseyStevenson) 2024年10月8日
Why It Matters: The debate over undocumented immigrants and their access to mortgages has intensified in recent months.
爲什麼重要: 關於無證移民及其獲取抵押貸款的辯論在最近幾個月加劇。
In early September, a proposal by former President Donald Trump to ban mortgages for undocumented immigrants sparked significant debate. The plan raised questions about the economic implications and the accuracy of claims regarding undocumented immigrants' access to financial services.
今年9月初,前總統特朗普提出禁止無證移民購買抵押貸款的建議引發了廣泛討論。該計劃引發了關於經濟影響和關於無證移民獲取金融服務的準確性的問題。
Meanwhile, California is considering offering up to $150,000 in home loan assistance to undocumented immigrants, a move that has drawn both support and criticism. Critics express concern over the potential financial burden on taxpayers.
與此同時,加利福尼亞正在考慮爲無證移民提供高達150,000美元的住房貸款援助,這一舉措引發了支持和批評。批評者對納稅人潛在財務負擔表示擔憂。
Additionally, the broader economic impact of undocumented immigration has been highlighted by figures like Nassim Taleb, who warned that curbing undocumented immigration could lead to inflation due to the U.S.'s reliance on cheap labor.
此外,像納西姆·塔勒布等人強調了無證移民對經濟的廣泛影響,他警告稱,限制無證移民可能會導致通脹,因爲美國依賴廉價勞動力。