Goldman Sachs analyst Will Nance maintains $Marqeta (MQ.US)$ with a hold rating, and adjusts the target price from $6 to $4.5.
According to TipRanks data, the analyst has a success rate of 46.6% and a total average return of -9.9% over the past year.
Furthermore, according to the comprehensive report, the opinions of $Marqeta (MQ.US)$'s main analysts recently are as follows:
Marqeta's Q3 results were a mixture of highs and lows, and there has been a reduction in the growth forecast for Q4 and fiscal year 2025. This is largely due to extended onboarding periods that stem from increased regulatory oversight and the associated risk appetites of sponsor banks. Estimates have been adjusted in line with these developments.
Following 'disappointing results,' the narrative around Marqeta was anticipated to become clearer post the renewal event with a major client. The expectation was for the shares to recover from trading at cash value in after-hours trading. However, due to recent execution issues, it is believed that the company will 'likely remain a show-me story' into the future.
Marqeta experienced a slight underperformance in Q3 gross profit growth, although it surpassed expectations in adjusted EBITDA due to stringent operational discipline. Nonetheless, the company significantly reduced its outlook as a result of increased regulatory attention from the banking sector that postponed the onboarding of new clients and led to a reduction in value-added services from current customers. Additionally, it was observed that several of Marqeta's advanced fintech clients chose to internalize parts of their program management and banking relationships.
Note:
TipRanks, an independent third party, provides analysis data from financial analysts and calculates the Average Returns and Success Rates of the analysts' recommendations. The information presented is not an investment recommendation and is intended for informational purposes only.
Success rate is the number of the analyst's successful ratings, divided by his/her total number of ratings over the past year. A successful rating is one based on if TipRanks' virtual portfolio earned a positive return from the stock. Total average return is the average rate of return that the TipRanks' virtual portfolio has earned over the past year. These portfolios are established based on the analyst's preliminary rating and are adjusted according to the changes in the rating.
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高盛集團分析師Will Nance維持$Marqeta (MQ.US)$持有評級，並將目標價從6美元下調至4.5美元。
根據TipRanks數據顯示，該分析師近一年總勝率為46.6%，總平均回報率為-9.9%。
此外，綜合報道，$Marqeta (MQ.US)$近期主要分析師觀點如下：
Marqeta的第三季度業績出現了高低起伏，Q4和2025財年的增長預測也有所下調。這在很大程度上是由於審核更嚴格和贊助銀行的風險偏好導致的延長入駐期。根據這些發展，估計已經進行了調整。
在「令人失望的結果」之後，有關Marqeta的敘事預計在與一家重要客戶的續約事件之後將變得更加清晰。人們期待股價能從盤後交易中的現金價值中恢復。然而，由於最近出現的執行問題，有人認爲該公司將「可能會繼續保持展示我能力的故事」到未來。
Marqeta在第三季度毛利增長略有下滑，儘管由於嚴格的運營紀律，調整後的EBITDA超出了預期。儘管如此，由於銀行業監管的加大導致新客戶的入駐被推遲，同時還導致現有客戶的增值服務減少，因此，該公司顯著降低了其前景。此外，觀察到Marqeta的幾家領先金融科技客戶選擇部分內部化其程序管理和銀行關係。
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