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Oportun Reports Increased Holiday Savings Among Members in 2024 Holiday Savings Report

Oportun Reports Increased Holiday Savings Among Members in 2024 Holiday Savings Report

Oportun在2024年假日儲蓄報告中透露會員的假日儲蓄增加。
Quiver Quantitative ·  11/20 08:12

Oportun's 2024 Holiday Savings Report reveals increased member savings and spending behaviors, promoting debt-free holiday financing.

Oportun的2024年節日儲蓄報告顯示，會員的儲蓄和消費行爲增加，促進了無債務的節日融資。

Quiver AI Summary

Quiver AI 概要

Oportun's 2024 Holiday Savings Report reveals that members are saving significantly more for holiday expenses compared to previous years, utilizing set-aside funds to avoid debt. The analysis shows that members started saving for holidays in the summer, with an average of $396 saved, a 30% increase from 2023. By Q3 2024, members had withdrawn an average of $325 from their savings. The report highlights certain states like Hawaii, Washington, and California as leading in holiday savings. Additionally, members creating multiple savings goals saved 13% more than those with a single goal. The report underscores that there is still time for individuals to save, emphasizing the effectiveness of Oportun's Set & Save app, which has helped members save over $11 billion since its launch.

Oportun的2024年節日儲蓄報告顯示，與往年相比，會員在節日開支上的儲蓄顯著增加，利用預留的資金避免債務。分析顯示，會員們在夏季開始儲蓄，爲節日準備，平均儲蓄396美元，比2023年增加了30%。到2024年第三季度，會員們從儲蓄中提取了平均325美元。報告突出顯示了一些州，如夏威夷、華盛頓和加利福尼亞，在節日儲蓄方面處於領先地位。此外，設定多個儲蓄目標的會員比只有一個目標的會員多儲蓄了13%。報告強調，個體仍然有時間儲蓄，強調Oportun的Set & Save應用程序的有效性，自推出以來幫助會員儲蓄超過110億。

Potential Positives

潛在的積極因素

  • Oportun's 2024 Holiday Savings Report indicates significant member engagement, with a 30% increase in average holiday savings compared to the previous year, highlighting the effectiveness of its Set & Save product.
  • The report shows that members are utilizing their savings effectively, with an average withdrawal of $325 for holiday spending, which suggests a shift towards intentional, debt-free financial practices.
  • Oportun was named the #1 savings app for 2024 by Bankrate, enhancing its reputation and credibility in the fintech space.
  • Since 2015, Oportun members have collectively saved over $11 billion using Set & Save, demonstrating the long-term value and impact of the platform on users' financial health.
  • Oportun的2024年節日儲蓄報告表明，會員參與度顯著，節日平均儲蓄比去年增加了30%，突顯了其Set & Save產品的有效性。
  • 報告顯示，會員有效利用儲蓄，節日消費平均提取325美元，這表明他們向有意圖、無債務的財務實踐轉變。
  • Oportun在2024年被Bankrate評爲第一款儲蓄應用程序，提升了其在金融科技領域的聲譽和可信度。
  • 自2015年以來，Oportun會員通過Set & Save累計儲蓄超過110億，展示了該平台對用戶財務健康的長期價值和影響。

Potential Negatives

潛在負面影響

  • The press release may indicate a reliance on members needing to save extensively to afford holiday expenses, which could reflect negatively on their overall financial stability.
  • The need for an average withdrawal of $325 from holiday savings to cover expenses may signal that members are struggling to manage finances without dipping into savings, raising concerns about the effectiveness of the company's offerings.
  • Despite being named the #1 savings app, the increased reliance on saving for holiday spending may highlight the ongoing financial stress faced by members rather than a strong financial health among them.
  • 新聞稿可能表明，成員們依賴於廣泛儲蓄以承擔假期開支，這可能對他們整體的財務穩定性產生負面影響。
  • 假期儲蓄中平均提取325美元以覆蓋開支的需求，可能暗示成員們在不動用儲蓄的情況下難以管理財務，這引發了對公司提供的產品有效性的擔憂。
  • 儘管被稱爲第一款儲蓄應用，但日益依賴儲蓄來應對假期開支可能突顯了成員們面臨的持續財務壓力，而非他們中強大的財務健康。

FAQ

FAQ

What are the main findings of the 2024 Holiday Savings Report?

2024年假期儲蓄報告的主要發現是什麼？

The report indicates members saved an average of $396 for holiday goals, a 30% increase from 2023, and withdrew an average of $325.

報告顯示，成員爲假期目標平均儲蓄396美元，比2023年增加了30%，並且平均提取325美元。

How can Oportun's Set & Save product help with holiday expenses?

Oportun的Set & Save產品如何幫助處理假期開支？

Set & Save allows members to automatically set aside funds for holiday expenses, supporting intentional and debt-free spending.

設置與保存允許會員自動爲假期開支分配資金，支持有意圖的無債消費。

What benefits did members experience with multiple holiday savings goals?

會員在多個假期儲蓄目標中體驗到了什麼好處？

Members with more than one holiday savings goal saved 13% more, demonstrating the effectiveness of diversified savings strategies.

擁有多個假期儲蓄目標的會員儲蓄多了13%，證明了多元化儲蓄策略的有效性。

When do members typically start saving for holiday goals?

會員通常在什麼時候開始爲假期目標儲蓄？

Members generally begin creating holiday savings goals each summer, indicating early planning for holiday expenses.

會員通常在每年夏天開始制定假期儲蓄目標，這表明他們對假期開支進行了早期規劃。

What recognition did Oportun's Set & Save receive in 2024?

Oportun的設置與保存在2024年獲得了什麼認可？

Set & Save was named the #1 savings app for 2024 by Bankrate, highlighting its effectiveness in helping members save.

設置與保存被Bankrate評爲2024年#1儲蓄應用，突顯了其幫助會員儲蓄的有效性。

Disclaimer: This is an AI-generated summary of a press release distributed by GlobeNewswire. The model used to summarize this release may make mistakes. See the full release here.

免責聲明：這是由GlobeNewswire分發的新聞稿的人工智能生成摘要。用於總結這份稿件的模型可能會出錯。請在這裏查看完整發布。


$OPRT Insider Trading Activity

$OPRt 內部交易活動

$OPRT insiders have traded $OPRT stock on the open market 4 times in the past 6 months. Of those trades, 0 have been purchases and 4 have been sales.

$OPRt 內部人員在過去6個月內在公開市場上交易了 $OPRt 股票4次。在這些交易中，0次爲購買，4次爲出售。

Here's a breakdown of recent trading of $OPRT stock by insiders over the last 6 months:

以下是過去6個月 $OPRt 股票內部人員的最近交易情況：

  • KATHLEEN I. LAYTON (Chief Legal Officer) has traded it 2 times. They made 0 purchases and 2 sales, selling 5,288 shares.
  • CASEY MUELLER (Global Controller and PAO) sold 373 shares.
  • PATRICK KIRSCHT (Chief Credit Officer) sold 7,787 shares.
  • KATHLEEN I. LAYTON （首席法律官）交易了2次。他們沒有進行購買，進行了2次銷售，出售了5,288股。
  • CASEY MUELLER （全球人形機器人-電機控制器和PAO）賣出了373股。
  • PATRICk KIRSCHt （首席信貸官）賣出了7,787股。

To track insider transactions, check out Quiver Quantitative's insider trading dashboard.

要跟蹤內部交易，請查看Quiver Quantitative的內部交易特斯拉-儀表。

$OPRT Hedge Fund Activity

$OPRt 對沖基金活動

We have seen 29 institutional investors add shares of $OPRT stock to their portfolio, and 40 decrease their positions in their most recent quarter.

我們看到29家機構投資者在最近一個季度增加了$OPRt股票的持股，40家減少了其倉位。

Here are some of the largest recent moves:

以下是一些最近最大的交易動態：

  • NEUBERGER BERMAN GROUP LLC removed 3,761,139 shares (-100.0%) from their portfolio in Q3 2024
  • FULLER & THALER ASSET MANAGEMENT, INC. removed 512,250 shares (-77.1%) from their portfolio in Q3 2024
  • ACUITAS INVESTMENTS, LLC added 484,210 shares (+89.1%) to their portfolio in Q3 2024
  • RBF CAPITAL, LLC added 443,177 shares (+82.9%) to their portfolio in Q3 2024
  • KENNEDY CAPITAL MANAGEMENT LLC added 345,767 shares (+inf%) to their portfolio in Q3 2024
  • STIFEL FINANCIAL CORP removed 336,472 shares (-100.0%) from their portfolio in Q2 2024
  • MORGAN STANLEY removed 199,194 shares (-75.7%) from their portfolio in Q3 2024
  • NEUBERGER BERMAN GROUP LLC在2024年第三季度從其投資組合中移除了3,761,139股（-100.0%）。
  • FULLER & THALER 資產管理, INC.在2024年第三季度從其投資組合中移除了512,250股（-77.1%）。
  • ACUITAS INVESTMENTS, LLC在2024年第三季度向其投資組合中增加了484,210股（+89.1%）。
  • RBF CAPITAL, LLC在2024年第三季度向其投資組合中增加了443,177股（+82.9%）。
  • KENNEDY CAPITAL 管理LLC在2024年第三季度向其投資組合中增加了345,767股（+inf%）。
  • STIFEL FINANCIAL CORP在2024年第二季度從其投資組合中移除了336,472股（-100.0%）。
  • 摩根士丹利在2024年第三季度從其投資組合中剔除199,194股（-75.7%）

To track hedge funds' stock portfolios, check out Quiver Quantitative's institutional holdings dashboard.

要追蹤對沖基金的股票組合，請查看Quiver Quantitative的機構持股儀表板。

Full Release

全面發佈



SAN CARLOS, Calif., Nov. 20, 2024 (GLOBE NEWSWIRE) --


Oportun


(Nasdaq: OPRT) today shared results from its 2024 Holiday Savings Report showing that annual holiday have been higher than standard and people are now using set-aside funds to pay for holiday expenses. The report analyzes member year-over-year savings amounts and behaviors for those savings goals tagged as "holiday" in its Set & Save

TM

product.


加利福尼亞州聖卡洛斯, 2024年11月20日 (全球新聞通訊) --


Oportun


(納斯達克: OPRT) 今天分享了其2024年節假日儲蓄報告的結果，顯示年度節假日支出高於標準，人們現在使用預留的資金來支付節假日開支。該報告分析了會員逐年儲蓄金額和這些以「節假日」爲標籤的儲蓄目標的行爲。

是有資格參加FORTITUDE-OLE

該公司將從Y坎斯（VP-102）對普通疣的治療獲得批准的保護性專利在日本，轉讓百分比區間的中間-的淨銷售額的百分比範圍內提供產品，並逐個產品支付分層轉讓價格。



"The 2024 Holiday Savings Report shows that setting goals and saving towards them works," said Oportun Head of Savings, Annie Ma. "Our members have saved hundreds of dollars for holiday spending this year – more than they have in recent years – and we believe they are now withdrawing that to avoid taking on debt."


「2024年假期儲蓄報告顯示，設定目標並朝着目標儲蓄是有效的，」Oportun儲蓄主管Annie Ma說。「我們的會員今年已經爲假期消費儲蓄了數百 dólares——比近年來的儲蓄更多——我們相信他們現在正在提取這些資金以避免負債。」



Key findings from the 2024 report indicate:


2024年報告的主要發現包括：



  • Members generally begin creating holiday savings goals each summer.

  • In summer 2024, members saved an average of $396 towards holiday goals, an approximately 30% increase compared to summer 2023.

  • As of Q3 2024, members had withdrawn an average of $325 from their holiday savings, demonstrating the product's support for intentional, debt-free spending.

  • In 2024, members saved an average of $150 within the first 30-days of creating a goal labeled as holiday savings.

  • Hawaii, Washington, and California led in highest holiday savings per user in 2024.

  • Members who created more than one holiday savings goal in 2024 have saved 13% more on average than members with just one holiday savings goal.

  • 會員通常在每年夏季開始制定假期儲蓄目標。

  • 2024年夏季，會員平均爲假期目標節省了396美元，與2023年夏季相比大約增長了30%。

  • 截至2024年第三季度，會員平均從假期儲蓄中提取了325美元，展示了該產品對有意無債務消費的支持。

  • 在2024年，會員在創建標記爲假期儲蓄的目標的前30天內平均儲蓄了150美元。

  • 夏威夷、華盛頓和加利福尼亞在2024年每個用戶的假期儲蓄中名列前茅。

  • 在2024年，創建多個假期儲蓄目標的會員平均儲蓄比僅有一個假期儲蓄目標的會員多了13%。


"Digging deeper, the report also holds a silver lining for those who have yet to begin saving," continued Ma. "With an average savings of $150 in the first 30 days of creating a goal, there's still time to save for this holiday season or to have cash on hand to pay off that first post-holiday credit card statement."


"深入挖掘報告還爲那些尚未開始儲蓄的人提供了一個白銀的希望，" 馬繼續說道。 "在創建目標的前30天內，平均儲蓄150美元，仍然有時間爲這個假期季節儲蓄或擁有現金來償還那個假期後的第一張信用卡賬單。"



Named the #1 savings app for 2024 by Bankrate, Set & Save helps members automatically set aside money for an unlimited number of savings goals. Using artificial intelligence (AI), its smart savings feature learns member income and spending habits to identify and then automatically transfers "safe-to-save" funds into a separate savings account.


被Bankrate評爲2024年最佳儲蓄應用的Set & Save幫助會員自動爲無限數量的儲蓄目標存錢。其智能儲蓄功能利用人工智能（AI），學習會員的收入和消費習慣，以識別並自動將"安全儲蓄"資金轉移到一個單獨的儲蓄帳戶中。



Oportun members have saved more than $11 billion in total using Set & Save since 2015, with an average annual savings of $1,800 per member.


自2015年以來，Oportun會員通過使用Set & Save共節省了超過110億美金，平均每位會員每年節省1,800美金。



For more information about Oportun, visit



.


有關Oportun的更多信息，請訪問



.




About Oportun

Oportun (Nasdaq: OPRT) is a mission-driven fintech that puts its members' financial goals within reach. With intelligent borrowing, savings, and budgeting capabilities, Oportun empowers members with the confidence to build a better financial future. Since inception, Oportun has provided more than $18.2 billion in responsible and affordable credit, saved its members more than $2.4 billion in interest and fees, and helped its members save an average of more than $1,800 annually. For more information, visit Oportun.com.



關於Oportun

Oportun（納斯達克：OPRT）是一家使命驅動的金融科技公司，旨在幫助會員實現他們的財務目標。通過智能借貸、儲蓄和預算功能，Oportun使會員能夠自信地建設更美好的財務未來。自成立以來，Oportun已提供超過182億美元的負責任且實惠的信貸，爲其會員節省了超過24億美元的利息和費用，並幫助會員每年節省平均超過1800美元的開支。有關更多信息，請訪問Oportun.com。



Contacts

Investor Contact

Dorian Hare
(650) 590-4323


ir@oportun.com



聯繫方式

投資者聯繫人

多利安·哈爾
（650）590-4323


ir@oportun.com





Media Contact

Michael Azzano
Cosmo PR for Oportun
(415) 596-1978


michael@cosmo-pr.com




媒體聯繫

邁克爾·阿扎諾
Oportun的Cosmo公關公司
（415）596-1978


michael@cosmo-pr.com




声明：本內容僅用作提供資訊及教育之目的，不構成對任何特定投資或投資策略的推薦或認可。 更多信息
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