Digital Boom: Over 405 E-Payment Trx Per Capita Ahead Of Set Timeline 2026
Digital Boom: Over 405 E-Payment Trx Per Capita Ahead Of Set Timeline 2026
To date, there are three successfully launched digital banks in Malaysia, including GX Bank Bhd, AEON Bank (M) Bhd and Boost Bank Bhd.
The government's expectation of 400 e-payment transactions per capita coming from digital portals has been surpassed ahead of the original timeline of 2026, reported the national news agency Bernama on Sunday.
國家新聞社Bernama週日報道，政府對2026年之前每人400筆來自數字門戶的電子支付交易的預期已提前實現。
As of Oct 1, 2024, 405 digital payment transactions per capita were recorded, an indication that the country's digital banks are well-positioned to revolutionise the banking sector, offering financial access to the underserved and unparallel convenience of all-day, around-the-clock banking services.
截至2024年10月1日，每人記錄的數字支付交易達405筆，這表明該國的數字銀行在革命化銀行板塊方面具備良好定位，爲服務不足的人群提供金融准入以及全天候、全日制的便利銀行服務。
The encouraging national progress has also given confidence to the digital banking sector to remain competitive relative to regional peers.
國家的鼓舞人心的進展也增強了數字銀行板塊相對於區域型同行的競爭信心。
To date, there are three successfully launched digital banks in Malaysia, including GX Bank Bhd, AEON Bank (M) Bhd and Boost Bank Bhd.
迄今爲止，馬來西亞成功推出了三家數字銀行，包括GX Bank Bhd、AEON銀行（馬）有限公司和Boost銀行有限公司。
GX Bank, launched in 2023, is part of the digital bank joint venture of Grab Holdings Ltd, Singapore Telecommunications Ltd and a consortium of Malaysian investors including the Kuok Group.
GX銀行於2023年推出，是Grab Holdings Ltd、新加坡電信有限公司及包括郭氏集團在內的一家馬來西亞投資者財團的數字銀行合資企業的一部分。
AEON Digital Bank, launched in 2024, is co-owned by AEON Financial Service Ltd and AEON Credit Service (M) Bhd.
AEON數字銀行於2024年上線，由AEON金融服務有限公司和AEON信貸服務（馬來西亞）有限公司共同擁有。
Lastly, Boost Bank is a homegrown digital bank established jointly by Axiata Group Bhd and RHB Bank Bhd.
最後，Boost Bank是由Axiata集團有限公司與RHb銀行有限公司聯合成立的本土數字銀行。
Two out of the five digital banking licences issued by Bank Negara Malaysia (BNM) in 2022 have not been utilised towards actual operation, including the license held by Sea Ltd and YTL Digital Capital Sdn Bhd, and that held by KAF Investment Bank.
在2022年，馬來西亞國家銀行（BNM）發放的五張數字銀行許可證中，有兩張尚未實際使用，包括Sea有限公司和YTL數字資本有限公司所持的許可證，以及KAF投資銀行所持的許可證。