How To Earn $500 A Month From Citigroup Stock Ahead Of Q4 Earnings
How To Earn $500 A Month From Citigroup Stock Ahead Of Q4 Earnings
With the recent buzz around Citigroup, some investors may be eyeing potential gains from the company's dividends too. As of now, Citigroup offers an annual dividend yield of 3.08%, which is a quarterly dividend amount of 56 cents per share ($2.24 a year).Citigroup Inc. (NYSE:C) will release its fourth-quarter financial results before the opening bell on Wednesday, Jan. 15.
花旗集團（紐約證券交易所代碼：C）將在1月15日星期三開盤前公佈其第四季度財務業績。
Analysts expect the New York-based company to report quarterly earnings at $1.21 per share, up from 84 cents per share in the year-ago period. Citigroup projects quarterly revenue of $19.42 billion, compared to $17.44 billion a year earlier, according to data from Benzinga Pro.
分析師預計，這家總部位於紐約的公司將公佈的季度收益爲每股1.21美元，高於去年同期的每股84美分。根據Benzinga Pro的數據，花旗集團預計季度收入爲194.2億美元，而去年同期爲174.4億美元。
On Monday, Barclays upgraded the stock from Equal-Weight to Overweight and raised its price target from $70 to $95.
週一，巴克萊將該股從等權重上調至增持，並將其目標股價從70美元上調至95美元。
With the recent buzz around Citigroup, some investors may be eyeing potential gains from the company's dividends too. As of now, Citigroup offers an annual dividend yield of 3.08%, which is a quarterly dividend amount of 56 cents per share ($2.24 a year).
隨着最近圍繞花旗集團的熱議，一些投資者可能也在關注該公司的股息的潛在收益。截至目前，花旗集團的年股息收益率爲3.08％，即每股56美分（每年2.24美元）的季度股息。
So, how can investors exploit its dividend yield to pocket a regular $500 monthly?
那麼，投資者如何利用其股息收益率每月固定存入500美元？
To earn $500 per month or $6,000 annually from dividends alone, you would need an investment of approximately $194,870 or around 2,679 shares. For a more modest $100 per month or $1,200 per year, you would need $39,989 or around 536 shares.
要僅從股息中每月賺取500美元或每年6,000美元，您就需要投資約194,870美元或約2679股股票。要想獲得更溫和的每月100美元或每年1200美元，則需要39,989美元或約536股股票。
To calculate: Divide the desired annual income ($6,000 or $1,200) by the dividend ($2.24 in this case). So, $6,000 / $2.24 = 2,679 ($500 per month), and $1,200 / $2.24 = 536 shares ($100 per month).
計算方法：將所需的年收入（6,000美元或1200美元）除以股息（在本例中爲2.24美元）。因此，6,000美元/2.24美元 = 2,679美元（每月500美元），1200美元/2.24美元 = 536股（每月100美元）。
Note that dividend yield can change on a rolling basis, as the dividend payment and the stock price both fluctuate over time.
請注意，股息收益率可能會連續變化，因爲股息支付和股價都會隨着時間的推移而波動。
How that works: The dividend yield is computed by dividing the annual dividend payment by the stock's current price.
運作方式：股息收益率的計算方法是將年度股息支付除以股票的當前價格。
For example, if a stock pays an annual dividend of $2 and is currently priced at $50, the dividend yield would be 4% ($2/$50). However, if the stock price increases to $60, the dividend yield drops to 3.33% ($2/$60). Conversely, if the stock price falls to $40, the dividend yield rises to 5% ($2/$40).
例如，如果股票的年度股息爲2美元，目前定價爲50美元，則股息收益率將爲4％（2美元/50美元）。但是，如果股價升至60美元，股息收益率將降至3.33％（2美元/60美元）。相反，如果股價跌至40美元，股息收益率將升至5％（2美元/40美元）。
Similarly, changes in the dividend payment can impact the yield. If a company increases its dividend, the yield will also increase, provided the stock price stays the same. Conversely, if the dividend payment decreases, so will the yield.
同樣，股息支付的變化可能會影響收益率。如果公司增加股息，收益率也將增加，前提是股價保持不變。相反，如果股息支付減少，收益率也會降低。
C Price Action: Shares of Citi gained 2.5% to close at $72.74 on Monday.
C價格走勢：花旗股價週一上漲2.5％，收於72.74美元。
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