RBC Capital analyst Jon Arfstrom maintains $Zions Bancorp (ZION.US)$ with a hold rating, and adjusts the target price from $62 to $61.
According to TipRanks data, the analyst has a success rate of 57.0% and a total average return of 15.1% over the past year.
Furthermore, according to the comprehensive report, the opinions of $Zions Bancorp (ZION.US)$'s main analysts recently are as follows:
Heading into the Q4 earnings season for regional banks, fundamental trends for the quarter are expected to feature minimal loan and deposit growth, slightly declining net intercessor margins, and stable credit trends. Looking beyond the results, the focus for bank earnings is likely to include the projections for 2025, which are anticipated to reflect the 'higher for a bit longer' interest rate environment. Analysts remain optimistic about regional bank stocks moving into 2025, although their optimism is moderated by expectations of a less aggressive rate-cutting stance from the Federal Reserve.
Zions Bancorp is deemed well-positioned for the forthcoming cycle, likely benefiting from potential net interest margin expansion as it adjusts deposit pricing and gains from fixed-rate asset repricing. The bank is anticipated to benefit from an increase in commercial loan growth and should see advantages from a slightly asset-sensitive balance sheet. Positive operating leverage in the coming years is expected to bolster operational efficiency and improve returns.
In a broader analysis of fourth quarter earnings for regional banks, analysts note changes in the rate environment and economic forecasts in recent months, together with a surge in optimism related to the new U.S. administration. This has shifted the focus toward forecasts extending into 2025. The report indicates expectations of solid fourth quarter results for the sector but highlights that the future path for deposit betas, net interest margins, and potential growth scenarios are crucial topics. The adjustments in analytic models mainly involve subtle margin refinement and a tempered expectation for near-term loan growth.
Note:
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Success rate is the number of the analyst's successful ratings, divided by his/her total number of ratings over the past year. A successful rating is one based on if TipRanks' virtual portfolio earned a positive return from the stock. Total average return is the average rate of return that the TipRanks' virtual portfolio has earned over the past year. These portfolios are established based on the analyst's preliminary rating and are adjusted according to the changes in the rating.
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加皇資本市場分析師Jon Arfstrom維持$齊昂銀行 (ZION.US)$持有評級，並將目標價從62美元下調至61美元。
根據TipRanks數據顯示，該分析師近一年總勝率為57.0%，總平均回報率為15.1%。
此外，綜合報道，$齊昂銀行 (ZION.US)$近期主要分析師觀點如下：
區域銀行進入第四季度業績季時，預計該季度的基本趨勢將是貸款和存款增長最小，淨中介利潤率略有下降，信貸趨勢穩定。除了業績外，銀行收益的重點可能包括對2025年的預測，預計這些預測將反映 「在更長的時間內更高」 的利率環境。分析師對進入2025年的地區銀行股仍然持樂觀態度，儘管對聯儲局不那麼激進的減息立場的預期抑制了他們的樂觀情緒。
Zions Bancorp被認爲在即將到來的週期中處於有利地位，在調整存款定價和固定利率資產重新定價的收益時，可能受益於潛在的凈利率擴大。預計該銀行將受益於商業貸款增長的增長，並且資產負債表略爲敏感的資產負債表將帶來優勢。預計未來幾年的積極運營槓桿作用將提高運營效率並提高回報。
在對地區銀行第四季度收益的更廣泛分析中，分析師指出，近幾個月來利率環境和經濟預測發生了變化，與美國新政府有關的樂觀情緒激增。這已將重點轉移到延續到2025年的預測上。該報告顯示了對該行業第四季度穩健業績的預期，但強調存款beta、凈利率和潛在增長情景的未來路徑是關鍵話題。分析模型的調整主要涉及細微的利潤率調整以及對短期貸款增長的預期有所緩和。
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