Freddie Mac 3Q Revenue, Earnings Rise as Delinquencies Fall
Freddie Mac 3Q Revenue, Earnings Rise as Delinquencies Fall
By Matt Grossman
馬特·格羅斯曼(Matt Grossman)著
The Federal Home Loan Mortgage Corp. on Friday posted greater revenue and income in the third quarter as the government-backed housing-finance company noted improving real-estate credit conditions.
美國聯邦住房貸款抵押貸款公司(Federal Home Loan Mortgage Corp.)週五公佈第三季度營收和收入增加,這家政府支持的住房金融公司指出房地產信貸狀況正在改善。
Freddie Mac posted net income of $2.92 billion, a rise from $2.46 billion in last year's third quarter. Revenue was $5.25 billion, an increase from $5.07 billion a year ago.
房地美公佈淨利29.2億美元,高於去年第三季的24.6億美元。營收為52.5億美元,高於去年同期的50.7億美元。
Single-family revenue rose to $3.96 billion, from $3.42 billion in the year-ago quarter. Revenue from the multifamily business was $1.29 billion, down from $1.65 billion in 2020's third quarter.
單户家庭收入從去年同期的34.2億美元增至39.6億美元。多家族業務的收入為12.9億美元,低於2020年第三季度的16.5億美元。
Freddie Mac funded mortgages on about one million single-family homes in the quarter, more than 61% of which were refinancings. It also financed more than 161,000 rental units.
房地美在本季度為大約100萬套獨户住宅的抵押貸款提供了資金,其中超過61%是再融資。它還為超過16.1萬套租賃單位提供了資金。
The single-family serious-delinquency rate continued to improve, falling to 1.46% from 1.86% in the second quarter and from 3.04% 12 months ago. Multifamily serious delinquencies were 0.12%, compared with 0.15% in the second quarter and 0.13% 12 months ago.
獨户嚴重拖欠率繼續改善,從第二季的1.86%和12個月前的3.04%降至1.46%。多户嚴重違約率為0.12%,第二季為0.15%,12個月前為0.13%。
Write to Matt Grossman at matt.grossman@wsj.com
寫信給馬特·格羅斯曼(Matt Grossman),電子郵件:matt.grossman@wsj.com