when there is fear in the market, it is also a good time to enter the market and buy companies( noy buy shares)
why?
when you buy company, you believe in the company and how it will be like 1 year, 3 years or long term
at the same time, do dollar cost averaging and set an amount to regularly increase the investment in.
and when it is a good season to take profit can take out some and put some other companies you also believe in.
dividend is another area to look...

Assets Under Management (AUM) under FUTU have really inprove and reached 10 billion US. wow. because many trust the platform and advises and tools This growth underscores the company’s status as a fast-growing and trusted digital wealth management platform.
Several factors contribute to this success, including the company's extensive range of over 200 curated investment products, a rigorous 6P Fund Selection Process, and advanced...

For the patience and dolllar cost average . whenever it come down, add more.  diluted to much  lower and ready for pullback if any

20% now