Not going to change my fund investment plan, still going to allocate 0% to it
TLDR: According to Warren Buffett, mutual funds charges high fee and yet under perform low cost index fund over the long term. So why do I want to pay more to get less? The effect of compound interest works on fees, so when the fees compound over time, you are losing a lot of money.
Story time
When buying a fund the most critical thing to look ...