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American Express | 8-K: U.S. Consumer and U.S. Small Business Delinquency and Write-Off Rate Statistics

American Express | 8-K: U.S. Consumer and U.S. Small Business Delinquency and Write-Off Rate Statistics

美国运通 | 8-K：美国消费者和美国小企业拖欠率和注销率统计
美股SEC公告 ·  2024/08/16 00:07

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American Express disclosed its U.S. Consumer and Small Business Card Member lending portfolio statistics for July 2024. Total Card Member loans reached $115.1 billion, with U.S. Consumer loans at $85.9 billion and Small Business loans at $29.2 billion.The delinquency rates remained stable, with 30-day past due loans at 1.3% for Consumer cards and 1.4% for Small Business cards. Net write-off rates showed improvement, with Consumer cards decreasing to 2.1% from 2.3% in June, and Small Business cards declining to 2.3% from 2.4%.The American Express Credit Account Master Trust, representing $25.8 billion in securitized loans, reported an annualized default rate of 1.2% for July, improving from 1.5% in June. Total 30+ days delinquent accounts remained steady at $0.2 billion.
American Express disclosed its U.S. Consumer and Small Business Card Member lending portfolio statistics for July 2024. Total Card Member loans reached $115.1 billion, with U.S. Consumer loans at $85.9 billion and Small Business loans at $29.2 billion.The delinquency rates remained stable, with 30-day past due loans at 1.3% for Consumer cards and 1.4% for Small Business cards. Net write-off rates showed improvement, with Consumer cards decreasing to 2.1% from 2.3% in June, and Small Business cards declining to 2.3% from 2.4%.The American Express Credit Account Master Trust, representing $25.8 billion in securitized loans, reported an annualized default rate of 1.2% for July, improving from 1.5% in June. Total 30+ days delinquent accounts remained steady at $0.2 billion.
美国运通披露了其2024年7月美国消费和小企业信用卡会员贷款组合的统计数据。信用卡会员贷款总额达到1151亿美金，其中美国消费贷款为859亿美金，小企业贷款为292亿美金。逾期率保持稳定，消费卡的30天逾期贷款为1.3%，小企业卡为1.4%。净注销率有所改善，消费卡由6月份的2.3%降至2.1%，小企业卡由2.4%降至2.3%。代表258亿美金证券化贷款的美国运通信用账户信托，报告了7月份1.2%的年化违约率，较6月份的1.5%有所改善。逾期30天以上的账户总数保持在2亿美金。
美国运通披露了其2024年7月美国消费和小企业信用卡会员贷款组合的统计数据。信用卡会员贷款总额达到1151亿美金，其中美国消费贷款为859亿美金，小企业贷款为292亿美金。逾期率保持稳定，消费卡的30天逾期贷款为1.3%，小企业卡为1.4%。净注销率有所改善，消费卡由6月份的2.3%降至2.1%，小企业卡由2.4%降至2.3%。代表258亿美金证券化贷款的美国运通信用账户信托，报告了7月份1.2%的年化违约率，较6月份的1.5%有所改善。逾期30天以上的账户总数保持在2亿美金。
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