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匯豐控股:2024年中期業績報告(附僱員股份計劃)

HSBC HOLDINGS: Interim Report 2024 (with employee share plans)

HKEX ·  Aug 22 19:30

Summary by Moomoo AI

截至2024年6月30日,匯豐控股的風險加權資產為8351億美元,普通股一級資本(CET1)為1253億美元。根據過渡安排,CET1資本比率為15.0%,總資本比率為20.6%。按終點基準計算,CET1資本比率為15.0%,總資本比率為20.1%。流動性覆蓋率(LCR)方面,高質量流動性資產(HQLA)總值為6461億美元,淨現金流出總值為4723億美元,LCR為137%。2024年上半年的重要發展包括在6月份批准每股0.1美元的股息,在第一季度啟動的30億美元股份回購計劃已完成。匯豐銀行加拿大業務於2024年3月28日出售給加拿大皇家銀行,實現48億美元的收益,將CET1比率提高了約0.8個...展開全部
截至2024年6月30日,匯豐控股的風險加權資產為8351億美元,普通股一級資本(CET1)為1253億美元。根據過渡安排,CET1資本比率為15.0%,總資本比率為20.6%。按終點基準計算,CET1資本比率為15.0%,總資本比率為20.1%。流動性覆蓋率(LCR)方面,高質量流動性資產(HQLA)總值為6461億美元,淨現金流出總值為4723億美元,LCR為137%。2024年上半年的重要發展包括在6月份批准每股0.1美元的股息,在第一季度啟動的30億美元股份回購計劃已完成。匯豐銀行加拿大業務於2024年3月28日出售給加拿大皇家銀行,實現48億美元的收益,將CET1比率提高了約0.8個百分點。繼加拿大業務出售後,匯豐在6月宣布每股特別股息0.21美元。2024年4月9日,匯豐與阿根廷的Grupo Financiero Galicia簽署了出售其在阿根廷業務的具有約束力的協議,預計完成後對集團的CET1比率影響不大。風險管理方面,集團繼續優先推進全面計劃,以提高全球流程、一致性和對監管報告的控制。利用壓力測試框架了解在內部和外部衝擊下的資本和流動性需求,例如全球經濟衰退或系統性故障。恢復和解決規劃確保財務和運營穩定,並持續努力改善恢復和解決能力,以符合集團首選的解決策略和監管預期。監管發展方面,巴塞爾III.1的實施可能會導致集團未來比率的變化。英國審慎監管局提出的實施日期為2025年7月1日。匯豐持續評估巴塞爾III.1剩餘部分的影響,這些部分即將由監管機構最終確定。治理和監控方面,集團運營一個強健的治理框架,以確保對實體和集團層面的資本和流動性風險進行監督。集團的資本分配原則旨在平衡對子公司的投資與匯豐控股的資本組成。持有公司集團保持了大量的現金和其他高質量流動性資產的重要資本緩衝,截至2024年6月30日,超過了200億美元的目標運營水平。
As of June 30, 2024, the risk-weighted assets of HSBC Holdings were $835.1 billion and the Common Equity Tier 1 (CET1) was $125.3 billion. Under the transitional arrangement, the CET1 capital ratio was 15.0% and the total capital ratio was 20.6%. Under the end point basis calculation, the CET1 capital ratio was 15.0% and the total capital ratio was 20.1%. As for the Liquidity Coverage Ratio (LCR), the total value of High-Quality Liquid Assets (HQLA) was $646.1 billion, and the net cash outflow was $472.3 billion, resulting in an LCR of 137%. Important developments in the first half of 2024 include the approval of a dividend of $0.1 per share in June, and the completion of a $3 billion share buyback program initiated in the first quarter. HSBC Bank's Canadian business was sold to the...Show More
As of June 30, 2024, the risk-weighted assets of HSBC Holdings were $835.1 billion and the Common Equity Tier 1 (CET1) was $125.3 billion. Under the transitional arrangement, the CET1 capital ratio was 15.0% and the total capital ratio was 20.6%. Under the end point basis calculation, the CET1 capital ratio was 15.0% and the total capital ratio was 20.1%. As for the Liquidity Coverage Ratio (LCR), the total value of High-Quality Liquid Assets (HQLA) was $646.1 billion, and the net cash outflow was $472.3 billion, resulting in an LCR of 137%. Important developments in the first half of 2024 include the approval of a dividend of $0.1 per share in June, and the completion of a $3 billion share buyback program initiated in the first quarter. HSBC Bank's Canadian business was sold to the Royal Bank of Canada on March 28, 2024, generating a profit of $4.8 billion and increasing the CET1 ratio by approximately 0.8 percentage points. Following the sale of the Canadian business, HSBC announced a special dividend of $0.21 per share in June. On April 9, 2024, HSBC signed a binding agreement to sell its business in Argentina to Grupo Financiero Galicia, with no significant impact expected on the group's CET1 ratio upon completion. In terms of risk management, the group continues to prioritize the comprehensive plan to enhance global processes, consistency, and control over regulatory reporting. The stress testing framework is utilized to understand capital and liquidity needs under internal and external shocks, such as global economic downturns or systemic failures. Recovery and resolution planning ensure financial and operational stability, with ongoing efforts to improve recovery and resolution capabilities in line with the group's preferred resolution strategy and regulatory expectations. Regarding regulatory developments, the implementation of Basel III.1 could result in changes to the group's future ratios. The implementation date proposed by the Prudential Regulation Authority in the United Kingdom is July 1, 2025. HSBC continues to assess the remaining impact of Basel III.1, which will be ultimately determined by regulatory authorities. In terms of governance and monitoring, the group operates a robust governance framework to oversee capital and liquidity risks at entity and group levels. The group's capital allocation principles aim to balance investments in subsidiaries with the capital composition of HSBC Holdings. The holding company maintains a significant capital buffer of cash and other high-quality liquid assets, surpassing the target operational level of $20 billion as of June 30, 2024.
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