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American Express | 8-K: U.S. Consumer and U.S. Small Business Delinquency and Write-Off Rate Statistics

American Express | 8-K: U.S. Consumer and U.S. Small Business Delinquency and Write-Off Rate Statistics

美国运通 | 8-K：美国消费者和美国小企业拖欠率和注销率统计
美股SEC公告 ·  2024/09/17 00:06

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American Express disclosed its U.S. Consumer and Small Business Card Member lending portfolio statistics for August 2024. Total Card Member loans reached $117.4 billion, with U.S. Consumer loans at $87.3 billion and Small Business loans at $30.1 billion.The delinquency rates remained stable, with 30-day past due loans at 1.3% for Consumer cards and 1.4% for Small Business cards. Net write-off rates showed slight changes, with Consumer cards at 2.2% (up from 2.1% in July) and Small Business cards steady at 2.3%.The American Express Credit Account Master Trust, representing a portion of securitized loans, reported an ending principal balance of $25.7 billion with an annualized default rate of 1.4%, showing an increase from July's 1.2% but improvement from June's 1.5%.
American Express disclosed its U.S. Consumer and Small Business Card Member lending portfolio statistics for August 2024. Total Card Member loans reached $117.4 billion, with U.S. Consumer loans at $87.3 billion and Small Business loans at $30.1 billion.The delinquency rates remained stable, with 30-day past due loans at 1.3% for Consumer cards and 1.4% for Small Business cards. Net write-off rates showed slight changes, with Consumer cards at 2.2% (up from 2.1% in July) and Small Business cards steady at 2.3%.The American Express Credit Account Master Trust, representing a portion of securitized loans, reported an ending principal balance of $25.7 billion with an annualized default rate of 1.4%, showing an increase from July's 1.2% but improvement from June's 1.5%.
美国运通公布了其2024年8月美国消费和小型企业信用卡会员贷款组合的统计数据。信用卡会员贷款总额达到1174亿美金，其中美国消费贷款为873亿，小型企业贷款为301亿。逾期率保持稳定，消费卡的30天逾期贷款为1.3%，小型企业卡为1.4%。净注销率略有变化，消费卡为2.2%（较7月的2.1%上升），小型企业卡则稳定在2.3%。代表一部分证券化贷款的美国运通信用账户信托报告的期末本金余额为257亿，年化违约率为1.4%，较7月的1.2%有所上升，但较6月的1.5%有所改善。
美国运通公布了其2024年8月美国消费和小型企业信用卡会员贷款组合的统计数据。信用卡会员贷款总额达到1174亿美金，其中美国消费贷款为873亿，小型企业贷款为301亿。逾期率保持稳定，消费卡的30天逾期贷款为1.3%，小型企业卡为1.4%。净注销率略有变化，消费卡为2.2%（较7月的2.1%上升），小型企业卡则稳定在2.3%。代表一部分证券化贷款的美国运通信用账户信托报告的期末本金余额为257亿，年化违约率为1.4%，较7月的1.2%有所上升，但较6月的1.5%有所改善。
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