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Be Sure To Check Out OFG Bancorp (NYSE:OFG) Before It Goes Ex-Dividend

Be Sure To Check Out OFG Bancorp (NYSE:OFG) Before It Goes Ex-Dividend

一定要在除息前去看看OFG Bancorp(紐約證券交易所代碼:OFG)
Simply Wall St ·  03/22 06:07

Regular readers will know that we love our dividends at Simply Wall St, which is why it's exciting to see OFG Bancorp (NYSE:OFG) is about to trade ex-dividend in the next four days. The ex-dividend date is usually set to be one business day before the record date which is the cut-off date on which you must be present on the company's books as a shareholder in order to receive the dividend. The ex-dividend date is an important date to be aware of as any purchase of the stock made on or after this date might mean a late settlement that doesn't show on the record date. Thus, you can purchase OFG Bancorp's shares before the 27th of March in order to receive the dividend, which the company will pay on the 15th of April.

普通讀者會知道我們喜歡Simply Wall St的股息,這就是爲什麼看到OFG Bancorp(紐約證券交易所代碼:OFG)即將在未來四天內進行除息交易令人興奮的原因。除息日通常設置爲記錄日期前一個工作日,即您必須作爲股東出現在公司賬簿上才能獲得股息的截止日期。除息日是需要注意的重要日期,因爲在該日或之後購買的任何股票都可能意味着延遲結算,而結算日期並未顯示在記錄日期。因此,您可以在3月27日之前購買OFG Bancorp的股票,以獲得股息,該公司將在4月15日支付股息。

The company's upcoming dividend is US$0.25 a share, following on from the last 12 months, when the company distributed a total of US$1.00 per share to shareholders. Calculating the last year's worth of payments shows that OFG Bancorp has a trailing yield of 2.8% on the current share price of US$36.20. Dividends are an important source of income to many shareholders, but the health of the business is crucial to maintaining those dividends. That's why we should always check whether the dividend payments appear sustainable, and if the company is growing.

該公司即將派發的股息爲每股0.25美元,此前該公司向股東共分配了每股1.00美元。計算去年的付款額顯示,OFG Bancorp的追蹤收益率爲2.8%,而目前的股價爲36.20美元。股息是許多股東的重要收入來源,但業務的健康狀況對於維持這些股息至關重要。這就是爲什麼我們應該經常檢查股息支付是否可持續,以及公司是否在增長。

Dividends are usually paid out of company profits, so if a company pays out more than it earned then its dividend is usually at greater risk of being cut. OFG Bancorp is paying out just 23% of its profit after tax, which is comfortably low and leaves plenty of breathing room in the case of adverse events.

股息通常從公司利潤中支付,因此,如果公司支付的股息超過其收入,則其股息被削減的風險通常更大。OFG Bancorp僅支付其稅後利潤的23%,這一比例低得可觀,爲不良事件留出了充足的喘息空間。

Companies that pay out less in dividends than they earn in profits generally have more sustainable dividends. The lower the payout ratio, the more wiggle room the business has before it could be forced to cut the dividend.

支付的股息少於利潤的公司通常會獲得更可持續的股息。派息率越低,企業在被迫削減股息之前的迴旋餘地就越大。

Click here to see the company's payout ratio, plus analyst estimates of its future dividends.

點擊此處查看該公司的派息率,以及分析師對其未來股息的估計。

historic-dividend
NYSE:OFG Historic Dividend March 22nd 2024
紐約證券交易所:OFG 歷史股息 2024 年 3 月 22 日

Have Earnings And Dividends Been Growing?

收益和股息一直在增長嗎?

Stocks in companies that generate sustainable earnings growth often make the best dividend prospects, as it is easier to lift the dividend when earnings are rising. Investors love dividends, so if earnings fall and the dividend is reduced, expect a stock to be sold off heavily at the same time. Fortunately for readers, OFG Bancorp's earnings per share have been growing at 19% a year for the past five years.

實現可持續收益增長的公司的股票通常具有最佳的股息前景,因爲當收益上升時,更容易提高股息。投資者喜歡分紅,因此,如果收益下降而股息減少,預計股票將同時被大量拋售。對於讀者來說,幸運的是,在過去五年中,OFG Bancorp的每股收益一直以每年19%的速度增長。

The main way most investors will assess a company's dividend prospects is by checking the historical rate of dividend growth. OFG Bancorp has delivered an average of 15% per year annual increase in its dividend, based on the past 10 years of dividend payments. It's exciting to see that both earnings and dividends per share have grown rapidly over the past few years.

大多數投資者評估公司股息前景的主要方式是查看歷史股息增長率。根據過去10年的股息支付,OFG Bancorp的股息平均每年增長15%。令人興奮的是,在過去幾年中,每股收益和股息均迅速增長。

The Bottom Line

底線

Is OFG Bancorp worth buying for its dividend? Typically, companies that are growing rapidly and paying out a low fraction of earnings are keeping the profits for reinvestment in the business. This strategy can add significant value to shareholders over the long term - as long as it's done without issuing too many new shares. We think this is a pretty attractive combination, and would be interested in investigating OFG Bancorp more closely.

OFG Bancorp 的股息值得買入嗎?通常,增長迅速且支付的收益比例很低的公司會保留利潤用於業務再投資。從長遠來看,這種策略可以爲股東增加可觀的價值——只要不發行太多新股即可。我們認爲這是一個非常有吸引力的組合,我們有興趣更仔細地調查OFG Bancorp。

So while OFG Bancorp looks good from a dividend perspective, it's always worthwhile being up to date with the risks involved in this stock. Every company has risks, and we've spotted 2 warning signs for OFG Bancorp you should know about.

因此,儘管從股息的角度來看,OFG Bancorp看起來不錯,但隨時值得了解該股所涉及的最新風險。每家公司都有風險,我們發現了兩個你應該知道的OFG Bancorp警告信號。

Generally, we wouldn't recommend just buying the first dividend stock you see. Here's a curated list of interesting stocks that are strong dividend payers.

通常,我們不建議只購買你看到的第一隻股息股票。以下是精選的具有強大股息支付能力的有趣股票清單。

Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) simplywallst.com.
This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

對這篇文章有反饋嗎?對內容感到擔憂?直接聯繫我們。 或者,給編輯團隊 (at) simplywallst.com 發送電子郵件。
Simply Wall St的這篇文章本質上是籠統的。我們僅使用公正的方法根據歷史數據和分析師的預測提供評論,我們的文章無意作爲財務建議。它不構成買入或賣出任何股票的建議,也沒有考慮到您的目標或財務狀況。我們的目標是爲您提供由基本數據驅動的長期重點分析。請注意,我們的分析可能不考慮最新的價格敏感型公司公告或定性材料。簡而言之,華爾街沒有持有任何上述股票的頭寸。

声明:本內容僅用作提供資訊及教育之目的,不構成對任何特定投資或投資策略的推薦或認可。 更多信息
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