What's Going On With SoFi Technologies Stock Monday?
What's Going On With SoFi Technologies Stock Monday?
SoFi Technologies Inc. (NASDAQ:SOFI) shares reversed their gains after the company reported fiscal first-quarter 2024 results on Monday.
SoFi Technologies Inc.（纳斯达克股票代码：SOFI）周一公布了2024年第一财季业绩后，该公司股价逆转了涨势。
Adjusted revenue increased 26% year-on-year to $580.648 million, beating the consensus of $555.997 million. The adjusted EPS of $0.02 beat the consensus of $0.01.
调整后的收入同比增长26％，达到5.80648亿美元，超过了市场普遍预期的5.55997亿美元。调整后的每股收益为0.02美元，超过了市场预期的0.01美元。
SoFi added 622,000 new members in the quarter, bringing its total member count to over 8.1 million (+44% Y/Y).
SoFi在本季度增加了62.2万名新会员，使其成员总数超过810万（同比增长44％）。
SoFi also added over 989,000 new products in the quarter, for a total of over 11.8 million products (+38% Y/Y) at the end of the quarter.
SoFi在本季度还增加了超过98.9万种新产品，截至本季度末总共增加了超过1180万种产品（同比增长38％）。
In the Financial Services segment, total products rose by 42% Y/Y to 10.1 million.
在金融服务板块，产品总量同比增长42％，达到1,010万个。
SoFi Money (including Checking and Savings and cash management accounts) rose 61% Y/Y to 3.9 million products.
SoFi Money（包括支票和储蓄账户以及现金管理账户）同比增长61％，达到390万种产品。
SoFi Relay grew 64% year-over-year to 3.6 million products, and SoFi Invest grew 1% year-over-year to 2.2 million products. When adjusted to exclude the accounts of its now-closed digital assets business, total products increased 24% year-over-year.
SoFi Relay同比增长64％至360万种产品，SoFi Invest同比增长1％，达到220万种产品。经调整后不包括其现已关闭的数字资产业务的账户，产品总额同比增长24％。
Adjusted EBITDA rose by 91% Y/Y to $144.39 million, representing a 57% incremental EBITDA margin.
调整后的息税折旧摊销前利润同比增长91％，至1.4439亿美元，息税折旧摊销前利润率增长了57％。
Total deposits grew 16% year over year to $21.6 billion at the end of the quarter, with more than 90% of SoFi Money deposits (including Checking and Savings and cash management accounts) coming from direct deposit members.
存款总额同比增长16％，达到本季度末的216亿美元，其中90％以上的SoFi货币存款（包括支票和储蓄以及现金管理账户）来自直接存款会员。
Outlook: SoFi projects second-quarter adjusted net revenue of $555 million—$565 million (versus consensus of $580.73 million) and adjusted EBITDA of $115 million—$125 million.
展望：SoFi预计第二季度调整后的净收入为5.55亿美元至5.65亿美元（而市场普遍预期为5.8073亿美元），调整后的息税折旧摊销前利润为1.15亿美元至1.25亿美元。
For the full year 2024, SoFi reiterated that the Tech Platform and Financial Services segments combined will grow at least 50%, and Lending revenue will be 92% to 95% of 2023 levels.
SoFi重申，在2024年全年，科技平台和金融服务板块的总和将增长至少50％，贷款收入将达到2023年水平的92％至95％。
It projects an adjusted EBITDA margin of approximately 25% by year-end (down from prior 30%), which equates to a range of $590 million – $600 million (prior $580 million – $590 million) for the year. It expects GAAP EPS of $0.08 – $0.09 (prior $0.07 – $0.08) (versus consensus of $0.08).
它预计，到年底，调整后的息税折旧摊销前利润率约为25％（低于之前的30％），相当于该年度的5.9亿美元至6亿美元（之前为5.8亿美元至5.9亿美元）。它预计GAAP每股收益为0.08美元至0.09美元（之前为0.07美元至0.08美元）（而市场普遍预期为0.08美元）。
SoFi Technologies stock gained 44% in the last 12 months. Investors can gain exposure to the stock via VanEck Social Sentiment ETF (NYSE:BUZZ) and Schwab Strategic Trust Schwab Crypto Thematic ETF (NYSE:STCE).
SoFi Technologies的股票在过去12个月中上涨了44％。投资者可以通过VanEck社会情绪ETF（纽约证券交易所代码：BUZZ）和施瓦布战略信托基金施瓦布加密主题ETF（纽约证券交易所代码：STCE）获得股票敞口。
Price Action: SOFI shares are down 10% at $7.08 at the last check Monday.
价格走势：在周一的最后一次检查中，SOFI股价下跌了10％，至7.08美元。
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