Why Is Fintech Company StoneCo Stock Trading Lower Today?
Why Is Fintech Company StoneCo Stock Trading Lower Today?
Consolidated Total Payment Volume (TPV), including PIX P2M transactions, grew 17.9% Y/Y to R$114.3 billion in the quarter, led by the MSMB segment's TPV (+18.4% Y/Y) and a 147.7% Y/Y increase in PIX P2M volumes.StoneCo Ltd. (NASDAQ:STNE) shares are trading lower after it reported first-quarter FY24 results.
StoneCo Ltd.（纳斯达克股票代码：STNE）在公布24财年第一季度业绩后股价走低。
Revenue and Income of R$3.08 billion missed the consensus of R$3.09 billion.
30.8亿雷亚尔的收入和收入未达到30.9亿雷亚尔的共识。
Revenue grew 13.8% Y/Y, led by a 16.0% Y/Y increase in financial services revenues, aided by active client base growth and higher monetization from clients in the MSMB (Micro and SMB clients) segment.
收入同比增长13.8％，受金融服务收入同比增长16.0％的带动，这得益于活跃的客户群增长和MSMB客户更高的获利能力（微型和中小型企业客户端）细分市场。
Consolidated Total Payment Volume (TPV), including PIX P2M transactions, grew 17.9% Y/Y to R$114.3 billion in the quarter, led by the MSMB segment's TPV (+18.4% Y/Y) and a 147.7% Y/Y increase in PIX P2M volumes.
包括PIX P2M交易在内的合并总支付量（TPV）在本季度同比增长17.9％，达到1143亿雷亚尔，其中MSMB板块的TPV（同比增长18.4％）以及PIX P2M交易量同比增长147.7％。
Monthly Average TPV MSMB fell 12.7% Y/Y in the first quarter of FY24. Clients Deposits stood at R$6.0 billion, up 53.4% Y/Y, in the quarter.
24财年第一季度，月平均TPV MSMB同比下降12.7％。本季度客户存款为60亿雷亚尔，同比增长53.4％。
Adjusted EBITDA increased 20.8% Y/Y to R$1.51 billion, with a margin of 49.0% (up 2.9ppt Y/Y). Adjusted EPS of R$1.42 missed the consensus of R$1.44.
调整后的息税折旧摊销前利润同比增长20.8％，至15.1亿雷亚尔，利润率为49.0％（同比增长2.9个百分点）。调整后的每股收益为1.42雷亚尔，未达到1.44雷亚尔的共识。
Adjusted net cash position stood at R$5.14 billion in the first quarter of FY24, increasing 28.9% Y/Y.
24财年第一季度调整后的净现金状况为51.4亿雷亚尔，同比增长28.9％。
Outlook: For FY24, the company expects MSMB TPV to be >R$412 billion in FY24 and >R$600 billion in FY27.
展望：对于24财年，该公司预计，MSMB的TPV在24财年将超过4,120亿雷亚尔，在27财年将超过6000亿雷亚尔。
Investors can gain exposure to the stock via Gabelli ETFs Trust Gabelli Financial Services Opportunities ETF (NYSE:GABF) and First Trust Brazil AlphaDEX Fund (NASDAQ:FBZ).
投资者可以通过加贝利ETF信托基金加贝利金融服务机会ETF（纽约证券交易所代码：GABF）和巴西第一信托AlphaDex基金（纳斯达克股票代码：FBZ）获得股票敞口。
Price Action: STNE shares are down 9.88% at $15.01 at the last check Tuesday.
价格走势：在周二的最后一次检查中，STNE股价下跌9.88％，至15.01美元。
