Does First Commonwealth Financial (NYSE:FCF) Deserve A Spot On Your Watchlist?
Does First Commonwealth Financial (NYSE:FCF) Deserve A Spot On Your Watchlist?
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even companies that have no revenue, no profit, and a record of falling short, can manage to find investors. But the reality is that when a company loses money each year, for long enough, its investors will usually take their share of those losses. A loss-making company is yet to prove itself with profit, and eventually the inflow of external capital may dry up.
对于一些投机者来说,投资一家能扭转乾坤的公司的激动人心的是一个很大的吸引力,所以即使是没有营业收入、没有盈利,并且营业额不达标的公司也可以找到投资人。但现实情况是,当一家公司亏损多年后,其投资者通常会分担其中的损失。一家亏损的公司尚未证明其能带来利润,并且外部资本的流入最终可能会枯竭。
In contrast to all that, many investors prefer to focus on companies like First Commonwealth Financial (NYSE:FCF), which has not only revenues, but also profits. Now this is not to say that the company presents the best investment opportunity around, but profitability is a key component to success in business.
与那些只有营收而没有利润的公司相比,许多投资者更喜欢关注像第一联邦金融(纽交所:FCF)这样不仅有营业收入,还有利润的公司。本意并不是说该公司是最好的投资机会,但盈利是业务成功的关键组成部分。
First Commonwealth Financial's Earnings Per Share Are Growing
第一联邦金融的每股收益正在增长
Generally, companies experiencing growth in earnings per share (EPS) should see similar trends in share price. Therefore, there are plenty of investors who like to buy shares in companies that are growing EPS. Over the last three years, First Commonwealth Financial has grown EPS by 13% per year. That growth rate is fairly good, assuming the company can keep it up.
一般来说,每股收益(EPS)增长的公司应该看到股价类似的趋势。因此,有很多投资者喜欢购买增长EPS的公司股票。过去三年,第一联邦金融的每股收益年增长率达到13%。这种增长率相当不错,前提是该公司能够保持这种增长。
Careful consideration of revenue growth and earnings before interest and taxation (EBIT) margins can help inform a view on the sustainability of the recent profit growth. Our analysis has highlighted that First Commonwealth Financial's revenue from operations did not account for all of their revenue in the previous 12 months, so our analysis of its margins might not accurately reflect the underlying business. While we note First Commonwealth Financial achieved similar EBIT margins to last year, revenue grew by a solid 15% to US$470m. That's progress.
仔细考虑营收增长和利息和税前利润率(EBIT),可以帮助了解最近利润增长的可持续性。我们的分析突出显示,第一联邦金融的营业收入并未在过去12个月中占总收入的全部,因此我们对其利润率的分析可能无法准确反映基础业务。虽然我们注意到第一联邦金融去年实现了类似的EBIT利润率,但收入增长了15%,达到4.7亿美元。 这是进步。从营业运营中由于营收增长和利息和税前利润率(EBIT)看起来良好,因此该公司未来的表现应该表现良好,而不仅仅是过去。虽然没有水晶球,但您可以查看我们针对第一联邦金融未来每股收益的共识分析师预测的可视化,完全免费。
The chart below shows how the company's bottom and top lines have progressed over time. For finer detail, click on the image.
下图显示了该公司底线和顶线随着时间的推移而发展的情况。点击图片以获取更精细的详细信息。
![earnings-and-revenue-history](https://usnewsfile.moomoo.com/public/MM-PersistNewsContentImage/7781/20240630/0-915ffa1cb843286f0a0128bf9cf019f8-0-7d1d92f39f9100ed76ef2133dd30b6b4.png/big)
The trick, as an investor, is to find companies that are going to perform well in the future, not just in the past. While crystal balls don't exist, you can check our visualization of consensus analyst forecasts for First Commonwealth Financial's future EPS 100% free.
作为投资者,诀窍是找到那些将要即使水晶球不存在,也应关注第一联邦金融未来的表现。 您可以检查我们的共识分析师预测可视化,完全免费。
Are First Commonwealth Financial Insiders Aligned With All Shareholders?
第一联邦金融内部人士是否与所有股东意见一致?
It should give investors a sense of security owning shares in a company if insiders also own shares, creating a close alignment their interests. So it is good to see that First Commonwealth Financial insiders have a significant amount of capital invested in the stock. As a matter of fact, their holding is valued at US$28m. That's a lot of money, and no small incentive to work hard. Despite being just 2.0% of the company, the value of that investment is enough to show insiders have plenty riding on the venture.
如果内部人员也拥有股份,创造了紧密的利益关联,则持有公司股份的投资者应该感到安全。 因此,很高兴看到第一联邦金融内部人员在该公司的股票中拥有大量资本。实际上,他们持有的股份价值为2800万美元。 这是很多钱,也是勤奋工作的不小动力。尽管只占公司的2.0%,但该投资的价值足以显示内部人员在该公司上有很多利益。
While it's always good to see some strong conviction in the company from insiders through heavy investment, it's also important for shareholders to ask if management compensation policies are reasonable. A brief analysis of the CEO compensation suggests they are. Our analysis has discovered that the median total compensation for the CEOs of companies like First Commonwealth Financial with market caps between US$1.0b and US$3.2b is about US$5.6m.
虽然看到内部人员通过大量投资对公司表现出坚定信念总是不错的,但同样重要的是股东询问是否合理的管理报酬政策。 简要分析首席执行官的薪酬表明他们合理。根据我们的分析,市值在10亿美元至32亿美元之间的公司的首席执行官的中位数总补偿为约560万美元。
First Commonwealth Financial's CEO took home a total compensation package of US$1.4m in the year prior to December 2023. First impressions seem to indicate a compensation policy that is favourable to shareholders. CEO remuneration levels are not the most important metric for investors, but when the pay is modest, that does support enhanced alignment between the CEO and the ordinary shareholders. Generally, arguments can be made that reasonable pay levels attest to good decision-making.
在2023年12月之前的一年中,第一联邦金融首席执行官获得了总补偿包,总价值为140万美元。首席执行官的报酬水平并不是投资者最重要的指标,但当薪酬适度时,这支持首席执行官和普通股东之间的更紧密结盟。一般而言,合理的薪酬证明了良好的决策。
Is First Commonwealth Financial Worth Keeping An Eye On?
值得关注的第一联邦金融吗?
One positive for First Commonwealth Financial is that it is growing EPS. That's nice to see. Earnings growth might be the main attraction for First Commonwealth Financial, but the fun does not stop there. Boasting both modest CEO pay and considerable insider ownership, you'd argue this one is worthy of the watchlist, at least. However, before you get too excited we've discovered 1 warning sign for First Commonwealth Financial that you should be aware of.
第一联邦金融的一个积极因素是其每股收益正在增长。没有虽然收益增长可能是第一联邦金融的主要吸引力,但其内部人员持股支持力度却相当大,所以它值得放在关注清单上。然而,在你变得过于兴奋之前,我们发现了第一联邦金融的一个警示信号,你应该知道。
While opting for stocks without growing earnings and absent insider buying can yield results, for investors valuing these key metrics, here is a carefully selected list of companies in the US with promising growth potential and insider confidence.
虽然选择不断增长的收益并且没有内部买入的股票将会产生结果,但对于评估公司的关键指标价值的投资者来说,这是一个仔细挑选的在美国有潜在增长和内部信心的公司列表。
Please note the insider transactions discussed in this article refer to reportable transactions in the relevant jurisdiction.
请注意,本文讨论的内部交易是指在相关司法管辖区中报告的交易。
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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
对本文有反馈?关于内容有所顾虑?直接和我们联系。或者,发送电子邮件至editorial-team (at) simplywallst.com。
这篇文章是Simply Wall St的一般性文章。我们根据历史数据和分析师预测提供评论,只使用公正的方法论,我们的文章并不意味着提供任何金融建议。文章不构成买卖任何股票的建议,也不考虑您的目标或您的财务状况。我们的目标是带给您基本数据驱动的长期关注分析。请注意,我们的分析可能不考虑最新的价格敏感公司公告或定性材料。Simply Wall St没有任何股票头寸。
Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team@simplywallst.com
对本文有反馈?关于内容有所顾虑?直接和我们联系。或者发送电子邮件至editorial-team@simplywallst.com。