Reported Earlier, US Bancorp Expects 3.1% Stress Capital Buffer Following Federal Reserve Stress Test, Plans Dividend Increase
Reported Earlier, US Bancorp Expects 3.1% Stress Capital Buffer Following Federal Reserve Stress Test, Plans Dividend Increase
U.S. Bancorp (NYSE:USB) commented on the results of the Federal Reserve's Dodd-Frank Act Stress Test (DFAST) conducted in accordance with the Dodd-Frank Wall Street Reform and Consumer Protection Act.
美国合众银行（NYSE:USB）就《多德-弗兰克华尔街改革及消费者保护法案》下进行的联邦储备委员会压力测试（DFAST）结果发表评论。
Based on its 2024 stress test results, the company expects to be subject to a preliminary stress capital buffer (SCB) of 3.1 percent, for the period beginning October 1, 2024, and ending on September 30, 2025. The Federal Reserve has stated that it expects to finalize the SCB for all firms by August 31, 2024. The SCB, when added to the Basel III Common Equity Tier 1 (CET1) capital to risk-weighted assets ratio minimum of 4.5 percent, requires the company to maintain a CET1 ratio at or above 7.6 percent through this period.
根据公司2024年压力测试结果，公司预计在2024年10月1日至2025年9月30日期间将受到3.1％的初步压力资本缓冲要求（SCB）。联邦储备委员会表示，预计将于2024年8月31日前完成所有公司的SCB。将SCB与巴塞尔III普通股1级（CET1）资产风险加权比最低要求4.5％相加，要求公司在此期间维持CET1比率在或以上7.6％。
All U.S. Bancorp regulatory ratios continue to reflect strong capital levels and are in excess of "well-capitalized" requirements. The company's CET1 capital to risk-weighted assets ratio using the Basel III standardized approach was 10.0 percent as of March 31, 2024.
所有美国合众银行监管资本充足率继续保持强劲水平，并超过了“资本充足”要求。截至2024年3月31日，公司使用巴塞尔III标准化方法的CET1资产风险加权比为10.0％。
U.S. Bancorp's planned capital actions include a 2 percent increase of a quarterly common stock dividend from $0.49 to $0.50 per share, subject to approval by U.S. Bancorp's Board of Directors, effective in the fourth quarter of 2024.
美国合众银行计划的资本行动包括每股季度普通股股息从0.49美元增加至0.50美元，前提是经过美国合众银行董事会批准，有效期到2024年第四季度。
The company's common stock repurchases, except for those done exclusively in connection with its stock-based compensation programs, currently remain suspended. The company will evaluate its share repurchases in connection with the potential capital requirements given proposed regulatory capital rules and related landscape. Any additional capital distributions remain subject to the approval of U.S. Bancorp's Board of Directors and compliance with regulatory requirements.
除了与公司股权激励计划有关的独立的追溯股票回购之外，公司的普通股回购目前仍被暂停。公司将根据拟议的监管资本规则和相关情况评估其股票回购。任何其他的资本分配仍需经过美国合众银行董事会批准并符合监管要求。
"The results of this year's stress test demonstrate that we are well-capitalized, have a healthy balance sheet and remain prepared to manage potential industry stress and withstand a severe economic downturn," said Andy Cecere, Chairman and CEO of U.S. Bancorp.
美国合众银行董事长兼首席执行官安迪·塞塞里（Andy Cecere）表示：“今年的压力测试结果表明，我们资本充足，资产负债表健康，仍然准备好管理行业潜在压力和经受严重的经济衰退。”
In addition, the company has published its company-run DFAST results, which are available on the company's website at under "About Us," "Investor Relations," "Financials," "Supporting documents" and "Dodd-Frank Act Stress test results."
此外，公司发布了其公司自行进行的DFAST结果，可在公司网站（地址：）的“关于我们”，“投资者关系”，“财务状况”，“支持文件”和“道富法案压力测试结果”下获得。
The company's DFAST results may differ from those calculated and published by the Federal Reserve Board largely due to, but not limited to, differences in models, methodologies, assumptions and applicable capital and accounting rules.
公司自行进行的DFAST结果可能与联邦储备委员会计算和发布的结果不同，这主要是由于模型、方法、假设和适用的资本和会计规则等方面的差异。