SeABank Reports 1H2024 Profit of Over US$127.7 Million, CASA Increased 59% YoY
SeABank Reports 1H2024 Profit of Over US$127.7 Million, CASA Increased 59% YoY
HANOI, Vietnam, July 23, 2024 /PRNewswire/ -- Southeast Asia Commercial Joint Stock Bank (SeABank, stock code: SSB) announces its 1H2024 business results with strong and stable growth: Consolidated profit before tax (PBT) of more than US$127.7 million (VND3,238 billion), up 61% YoY; TOI reaches US$237.1 million (VND6,011 billion), up 43% YoY; impressive NoII growth of 39% YoY, reaching US$50 million (VND1,268 billion) and equivalent to 21.1% of total net revenue. The positive growth was further reflected by indicators of operating efficiency, specifically ROE at 16.38% and ROA at 1.88%.
越南河內2024年7月23日/美通社/--東南亞商業聯合股份銀行（SeABank，股票代碼：SSB）公佈了其1H2024年業務成果，取得了強勁而穩定的增長：稅前綜合利潤超過12,770萬美元（VND 32,380億），同比增長61%；營業總收入達到23,710萬美元（VND 60,110億），同比增長43％；非利息收入同比增長39％，達到5000萬美元（VND 12,680億），相當於總淨收入的21.1％。此外，運營效率的指標也進一步得到體現，特別是roe達到16.38％，roa達到1.88％。
SeABank reports 1H2024 profit of over US$127.7 million, CASA increased 59% YoY
SeABank報告1H2024利潤超過1.277億美元，CASA同比增長59％
By the end of 1H2024, SeABank's total deposits and valuable papers recorded a net increase of US$636.5 million (VND16,139 billion) YoY, reaching US$6.3 billion (VND160,926 billion); Current account and savings account (CASA) grew 59% YoY, reaching US$790.3 million (VND20,038 billion) and accounting for 13.4% of total mobilization.
到1H2024年底，SeABank的存款和有價證券總額同比增長636.5億美元（161390億越南盾），達到6.3億美元（1609260億越南盾）; 活期存款和儲蓄存款（CASA）同比增長59％，達到7.903億美元（VND200380億），佔總募集金額的13.4％。
SeABank's total outstanding loans to customers reached US$7.3 billion (VND185,959 billion), of which green credit and outstanding green credit loans increased by 40% YoY. By using resources effectively to control and recover overdue debts, SeABank successfully maintained safe operations with NPL controlled at 1.91%.
SeABank對客戶的總未償還貸款達到7.3億美元（VND1859590億），其中綠色信貸和未償還的綠色信貸貸款同比增長40％。通過有效利用資源來控制和回收逾期債務，SeABank成功地維持了NPL控制在1.91％的安全運營。
As of June 30, SeABank records total assets of US$11 billion (VND280,658 billion), charter capital of US$984 million (VND24,957 billion). In the current and upcoming period, the Bank is implementing its plan regarding charter capital increase, expecting to reach US$1.1 billion (VND28,800 billion) via issuing 329 million SSB shares to pay 2023's dividends and 10.3 million SSB shares to increase equity capital from owners' equity (equivalent to a total ratio of nearly 14%).
截至6月30日，SeABank的總資產爲11億美元（VND2806580億），註冊資本爲9840萬美元（VND249570億）。在當前和未來的時期，該銀行正在實施關於增加註冊資本的計劃，預計發行3290萬股SSb股票支付2023年的股息和1030萬股SSb股票以增加股本（相當於近14％的總比率）。
In 1H2024, SeABank has been entrusted with and has received investments totaling US$255 million from reputable international financial institutions. Particularly, SeABank will better promote financial inclusion with its capital enhanced through: a convertible loan of US$30 million from Norfund to support retail borrowers and micro-enterprises; IFC's loan of US$75 million targeting SMEs, women-owned enterprises and climate finance. Additionally, SeABank issues the first blue bond in Vietnam and the first green bond by a Vietnamese private commercial bank, which received investments of US$75 million from AIIB and US$75 million from IFC.
在1H2024中，SeABank受到了來自著名國際金融機構的總計2.55億美元的投資。特別是，SeABank將通過增加資本來更好地促進金融包容：Norfund提供的3千萬美元可轉換貸款支持零售借款人和微型企業; IFC的7,500萬美元貸款針對中小企業，女性擁有企業和氣候融資。此外，SeABank發行了越南第一張藍色債券和越南私人商業銀行的第一張綠色債券，分別獲得亞洲基礎設施投資銀行（AIIb）7500萬美元和IFC7500萬美元的投資。
With its achievements and contributions, SeABank received Vietnam's national Labor Medal First class, while being appraised internationally, including: World's Best Banks 2024 (Forbes), Best Banks Asia - Pacific 2024 (CNBC), Fortune Southeast Asia 500 (Fortune). This futher affirms the reputation and position of SeABank in the industry, in domestic and international markets.
憑藉其成就和貢獻，SeABank獲得了越南國家一級勞動獎章，並得到了國際評價，包括：2024年世界最佳銀行（福布斯），2024年亞太區最佳銀行（CNBC），《財富》東南亞500強（財富）。這進一步證實了SeABank在國內外市場中的行業聲譽和地位。