Earnings Call Summary | Ameris Bancorp(ABCB.US) Q2 2024 Earnings Conference
Earnings Call Summary | Ameris Bancorp(ABCB.US) Q2 2024 Earnings Conference
The following is a summary of the Ameris Bancorp (ABCB) Q2 2024 Earnings Call Transcript:
以下是abc銀行（ABCB）2024年第二季度業績會交流摘要：
Financial Performance:
金融業績：
Ameris Bancorp reported a net income of over $90 million or $1.32 per diluted share, representing an ROA of 1.41% and a PPNR ROA of over 2.25%.
The margin expanded to 3.58%, and net interest income increased by over $10 million for the quarter.
Loans grew over $392 million, and tangible book value increased to $35.79 per share.
abc銀行報告淨利潤超過9千萬美元，每股稀釋後收益1.32美元，ROA爲1.41％，預稅收益ROA超過2.25％。
本季度淨息差擴大至3.58％，淨利息收入增加超過1千萬美元。
貸款增長超過3,9200萬美元，有形賬面價值每股增加至35.79美元。
Business Progress:
業務進展：
Ameris Bancorp has shifted to the New York Stock Exchange, enhancing its marketplace presence.
Deposits grew by $446 million which supported strong loan growth, without increasing broker deposits.
abc銀行已轉向紐約證券交易所，提高了其市場影響力。
存款增長4,4600萬美元，支持強勁的貸款增長，不增加代理商存款。
Opportunities:
機會：
Located in robust Southeastern markets expected to grow 1.7 times the national average, offering significant growth opportunities.
Ameris plans to continue its strong performance with a focus on tangible book value growth and disciplined expense management.
位於強勁的東南市場，預計增長率是全國平均水平的1.7倍，提供重大增長機會。
abc銀行計劃繼續保持其強勁表現，專注於有形賬面價值的增長和有紀律的費用管理。
Risks:
風險：
The slow and gradual growth from mortgage services as market seasonality affects production rates towards the year-end.
隨着市場季節性影響生產率的年底趨於穩定，抵押服務的增長緩慢而逐漸穩步。
More details: Ameris Bancorp IR
更多詳情請參考abc銀行IR。
Tips: This article is generated by AI. The accuracy of the content can not be fully guaranteed. For more comprehensive details, please refer to the IR website. The article is only for investors' reference without any guidance or recommendation suggestions.
提示：本文由AI生成。文章內容的準確性無法完全保證。有關更全面的詳細信息，請參閱IR網站。本文只是爲投資者提供參考，沒有任何指導或推薦建議。