此外，上周英国央行将利率从5.25%的16年高点下调至5%，这是自2020年3月以来首次降息。In July, UK property prices recorded the biggest increase in 6 months, indicating a new trend in the real estate market.
According to Futu Financial News APP, data released by UK mortgage lender Halifax on Wednesday showed that UK property prices in July recorded the biggest increase in six months, indicating a new trend in the real estate market. UK property prices rose 2.3% year on year, the biggest increase since January. On a monthly basis, property prices rose by 0.8% in July compared to June, which was higher than economists' previous forecast of a 0.3% increase.
The Labor Party, which won a landslide victory in last month's parliamentary elections, has pledged to reform the UK's planning system and set mandatory targets to accelerate housing construction, but supply shortages may still be a factor driving up house prices in the medium term.
In addition, the Bank of England lowered interest rates from a 16-year high of 5.25% to 5% last week, the first interest rate cut since March 2020.
Amanda Bryden, director of mortgage lending at Halifax, said: "Against the backdrop of falling mortgage rates and the possibility of further cuts to base rates, we expect house prices to continue to rise moderately for the remainder of this year. However, affordability constraints and a lack of available properties continue to pose challenges for prospective homeowners."
"However, affordability constraints and a lack of available properties continue to pose challenges for prospective homeowners."
Other indicators in the real estate market also show signs of recovery.
Last week, the UK Mortgage Lenders Association said that in the 12 months to July, a measure of property prices rose 2.1%, the biggest annual increase since December 2022.
In September 2022, the economic plan of then-Prime Minister Liz Truss caused a crash in the bond market and soaring mortgage rates. Since then, borrowing costs have stabilized, although they are still almost twice as high as before the financial turbulence and rise in benchmark interest rates.
Investors currently believe there is a 33% chance that the Bank of England will lower interest rates by another 25 basis points at its September meeting.