MNRB Kicks-Off Q1 With 30% Rise In Profits
MNRB Kicks-Off Q1 With 30% Rise In Profits
For the period ended 30 June 2024, MNRB recorded RM941.1 million total revenue, a 0.5% decrease from RM945.3 million in corresponding quarter. The decrease it said was attributed by the drop in insurance revenue from family takaful business, offset by growth in general takaful and reinsurance businesses.
在截至2024年6月30日的期间,MnRB的总收入为94.110万令吉,较同期的94.53万令吉下降了0.5%。该公司表示,这一下降归因于家族takaful业务的保险收入下降,但被一般takaful和再保险业务的增长所抵消。
The Group recorded a significantly higher profit after tax of RM92 million, RM20 million more from RM69 million it recorded in the previous years quarter. The increase MNRB said was mainly due to the higher insurance service result driven by improved claims experience compared to corrresponding period, offset by lower investment results attributed to the foreign exchange losses and unfavorable fair value movements.
该集团的税后利润大幅增加,达到9200万令吉,比上一季度的6900万令吉增加了2000万令吉。MnRB表示,增长的主要原因是与同期相比,理赔经验的改善推动了保险服务业绩的增加,但被外汇损失和不利的公允价值变动导致的投资业绩下降所抵消。
Reinsurance Business
The total revenue of this segment increased by RM12.4 million or 2.4% mainly which it said was due to growth in insurance revenue by RM3.5 million contributed by growth in the international business from Specialty portfolio and the local voluntary cession as well as investment income by RM8.9 million.
再保险业务
该板块的总收入增长了1240万令吉或2.4%,这主要是由于保险收入增长了3.5万令吉,这要归因于专业投资组合的国际业务增长和当地自愿转让,以及890万令吉的投资收入。
PBT of this segment increased by RM27.7 million from RM64.6 million to RM92.3 million, primarily driven by better insurance service result due to improved claims experience in current period as compared to corresponding period.
该细分市场的PbT增加了2770万令吉,从6460万令吉增至9230万令吉,这主要是由于本期索赔经验与同期相比有所改善,保险服务业绩有所改善。
Retakaful Business
Retakaful business recorded deterioration in the total revenue and the PBT by RM8.8 million and RM2.6 million respectively, predominantly due to drop in takaful service revenue as result of rebalancing of the portfolios.
零售业务
Retakaful业务的总收入和PbT分别下降了880万令吉和260万令吉,这主要是由于投资组合再平衡导致的takaful服务收入下降。
General Takaful Business
General takaful business registered a total revenue of RM198.6 million, representing an increase of RM22.3 million or 12.6% primarily due to growth in takaful revenue by RM21.7 million. The increase in takaful revenue was mainly due to higher takaful revenue earned from motor and fire businesses.This segment has recorded an increase of RM5.8 million PBT from RM10.7 million to RM16.5 million. The rise was primarily due to higher wakalah fee in tandem with growth in takaful service revenue.
一般塔卡富尔业务
一般塔卡福尔业务的总收入为19860万令吉,增长了2230万令吉,增长了12.6%,这主要是由于塔卡富尔收入增长了2170万令吉。takaful收入的增加主要是由于汽车和消防业务的takaful收入增加。该细分市场的收入从1070万令吉增加到1650万令吉,增长了580万令吉。增长主要是由于wakalah费的增加以及takaful服务收入的增长。
The total revenue of this segment recorded RM208.0 million, representing a decrease of RM27.3 million mainly due to lower takaful service revenue results following the reduction in banca takaful business
该板块的总收入为20800万令吉,减少了27.30万令吉,这主要是由于银行塔卡福尔业务减少后takaful服务收入业绩下降
Family takaful business showed a slight decrease in the PBT of RM1.7 million from RM7.4 million to RM5.7 million due to lower takaful service results offset by higher net investment returns.
由于takaful服务业绩的下降被较高的净投资回报所抵消,家族takaful业务的PbT从740万令吉略有下降至570万令吉,为170万令吉。