Upstart Holdings Inc (NASDAQ:UPST) shares are trading higher by 6.46% to $44.80 during Thursday's session after Affirm Holdings Inc's strong financial results, which has potentially boosted investor confidence in the broader fintech sector.
Upstart Holdings Inc (纳斯达克股票代码：UPST)股价在本周四的交易中上涨了6.46%，达到了44.80美元。这是在Affirm Holdings Inc发布强劲财报后，投资者对更广泛的金融科技行业的信心可能得到提振。
What Happened: Affirm's fourth-quarter earnings exceeded analyst estimates by a significant margin (72%), and its revenue grew nearly 50% year-over-year. This strong financial performance demonstrates the growth potential of the Buy Now, Pay Later (BNPL) industry, which Affirm and Upstart are both part of.
事情的经过是：Affirm的第四季度盈利率较分析师预估高出了显著的72%，其营业收入同比增长近50%。这种强劲的财务表现展示了现在买后付现（BNPL）行业的增长潜力，Affirm和Upstart都属于这一行业。
Investors may also see Affirm's recent success as indicative of broader industry trends, leading to increased optimism about Upstart's future prospects.
投资者可能会将Affirm最近的成功看作是更广泛行业趋势的典型，从而增加对Upstart未来前景的乐观情绪。
What Else: Following Affirm's strong results, several analysts raised their price targets and maintained or reiterated positive ratings. This can lead investors to re-evaluate their positions in similar companies like Upstart, potentially leading to increased buying activity in Upstart's stock as well.
此外，在Affirm发布强劲的业绩后，几家分析机构提高了股价目标，并维持或重申了积极评级。这可能会导致投资者重新评估对Upstart等类似公司的持仓，潜在地增加对Upstart股票的买入活动。
Affirm's guidance for the upcoming quarter exceeded expectations, signaling continued strong performance. Investors may extrapolate this optimism to Upstart, expecting it to also issue favorable guidance in the future.
Affirm对即将到来的季度给出的业绩指导超出了预期，预示着持续强劲表现。投资者可能会将这种乐观情绪推广到Upstart，期望Upstart在未来也会发布有利的业绩指导。
Read Also: What's Going On With Micron (MU) Stock?
阅读一下：Micron（MU）股票究竟怎么回事？
How To Buy UPST Stock
如何买入Upstart股票
By now you're likely curious about how to participate in the market for Upstart Holdings – be it to purchase shares, or even attempt to bet against the company.
现在你可能对如何参与Upstart Holdings的市场感到好奇——无论是购买股票，还是甚至尝试对该公司进行反向投注。
Buying shares is typically done through a brokerage account. You can find a list of possible trading platforms here. Many will allow you to buy 'fractional shares,' which allows you to own portions of stock without buying an entire share. For example, some stock, like Berkshire Hathaway, or Amazon.com, can cost thousands of dollars to own just one share. However, if you only want to invest a fraction of that, brokerages will allow you to do so.
购买股票通常是通过证券账户进行的。您可以在这里找到可能的交易平台列表。许多交易平台将允许您购买“碎股”，这样可以购买部分股票而非整张股票。例如，有些股票，如伯克希尔-哈撒韦公司或亚马逊公司，可能需要数千美元才能持有一股。但是，如果您只想投资其中一小部分，券商将允许您这样做。
In the the case of Upstart Holdings, which is trading at $45.08 as of publishing time, $100 would buy you 2.22 shares of stock.
就Upstart控股而言，在发布时交易价格为45.08美元，100美元能买入2.22股股票。
If you're looking to bet against a company, the process is more complex. You'll need access to an options trading platform, or a broker who will allow you to 'go short' a share of stock by lending you the shares to sell. The process of shorting a stock can be found at this resource. Otherwise, if your broker allows you to trade options, you can either buy a put option, or sell a call option at a strike price above where shares are currently trading – either way it allows you to profit off of the share price decline.
如果您想押注股票下跌，流程就更为复杂了。您需要访问期权交易平台，或者找一家券商让您通过借出股票进行“开空”操作（借股出售）。您可以在该资源中了解到卖空股票的过程。否则，如果您的券商允许您交易期权，您可以在当前股票交易价以上的执行价上购买看跌期权或者卖出看涨期权 - 无论哪种情况都可以让您从股票价格下跌中获利。