Zhixun Finance learned that on September 4th, Waterdrop Company (WDH.US) released the unaudited financial report for the second quarter of 2024, ending on June 30, 2024. In the second quarter of 2024, Waterdrop Company's net operating income was ¥676 million, and the net profit attributable to the parent company was ¥88.29 million, a year-on-year increase of 306.9%, achieving continuous profitability; operating expenses (including sales, management, and R&D expenses) accounted for 45.1% of revenue, a year-on-year decrease of 12 percentage points.

Since announcing the launch of the stock repurchase plan in September 2021, as of August 31, 2024, Waterdrop Company has cumulatively spent approximately $100 million to repurchase about 49.3 million ADS shares from the public market. In addition, Waterdrop Company has announced a new stock repurchase plan. Under the new plan, approved by the board of directors, Waterdrop Company will repurchase shares on the open market of up to $50 million in the next year.

Operating profit from insurance business reached ¥1.23 billion, with an operating profit margin of 21.4%.

The performance report shows that Waterdrop Company's insurance-related revenue in the second quarter was ¥574 million, with an operating profit of ¥123 million. The first-year premium scale for Waterdrop's insurance business was ¥1.779 billion, a 1.4% increase compared to the previous period; during the quarter, the ability to attract customers in the short insurance domain further improved, driving a 15.8% increase in overall new user numbers.

In April, Waterdrop Company officially launched the year of quality service upgrade for its insurance business, introducing the “Three Good Services” with core focuses on good service, good products, and good claims. This includes direct claim hotline, 24-hour claim service, covering the entire process of insurance services such as insurance planning, product customization, and claims services, continuously enhancing service capabilities, creating greater user value.

In this quarter, Waterdrop Company continued its focus on technological investment. As of June 30th, it has obtained 5 authorized patents related to large models and has applied for over 30 related patents. At the same time, it has further expanded the functions and application scenarios of large models. In the medical insurance service scenario, a service team composed of voice agents has been preliminarily established and launched, with some scenarios reaching the average level of manual service; another application, the “AI Assistant Bang Bang,” has been launched and used in multiple scenarios, helping to reduce costs, increase efficiency, improve user experience, and has successfully addressed insurance issues hundreds of thousands of times.

水滴筹は、累計325万人の患者が651億ドルを調達しました。医薬品サービスビジネスは、累計で千を超えるプロジェクトに参加しています。

水滴筹はこの四半期も「救急難」の役割を果たし続けています。2024年6月30日までに、水滴筹は公開以来約4.61億人のユーザーが約325万人の患者に651億ドルを寄付しました。第2四半期には、水滴筹は約2294万元の営業損失を計上し、損失は縮小し続けています。

水滴の医薬品サービスビジネスは、良好な進展を遂げています。2024年第2四半期の収入は約2640万元で、前期比4.2%増加しました。共同の薬企業とCRO機関は185社に達しました。6月末までに、累計で約1050件のプロジェクトに参加し、累計で約8600人の患者が参加しています。

水滴の創始者兼CEO、沈鹏氏は次のように述べています。「本四半期、水滴は高品質な成長戦略を堅実に実行し、技術革新によるユーザーエクスペリエンスの向上を図り、各ビジネスの持続的な成長を牽引しています。将来に向けて、私たちは主力ビジネスに注力し続け、AIの新たな波において大規模モデルの産業への展開ポイントを積極的に探求し、より大きなビジネス価値と社会的価値を生み出すでしょう。同時に、私たちはユーザー、パートナー、株主、投資家の皆様がこれまで以上に支えてくださったことに非常に感謝しており、高品質なサービスと安定した利益能力を通じて信頼を返すため努力し続けます！」