一、宽松的投保条件，惠及广泛人群。本保障计划仅包含两条健康告知，大大降低了投保门槛，使得即便是中老年常见的慢性疾病患者，也有机会获得保障。同时，该计划覆盖1-6类全职业范围，无论是职场精英、城市快递员，还是高空作业者等高风险职业人群，均有机会得到全面而周到的保障。更值得一提的是，本计划免体检总保费上限高达1000万，为投保人群提供了充足的保障额度，有效应对未来可能的不确定性。Waterdrop Insurance exclusively launches the 'Auspicious Star' specific disease insurance.
Against the backdrop of global population growth and aging trends, the increasing complexity of environmental factors, the frequency of metabolic diseases, and lifestyle changes together constitute major challenges affecting public health. Among these, the incidence and mortality of brain diseases have significantly increased, becoming a health issue that cannot be ignored. The GBD 2021 Neurological Disease Burden Analysis Report published by The Lancet Neurology in March 2024, pointed out that globally, the number of patients with neurological diseases has surged to 3.4 billion. Major brain diseases such as stroke, Alzheimer's disease, other dementias, meningitis, and others are the main culprits causing losses in neurological health, and their profound impact should not be overlooked.
To address this, Waterdrop Insurance has teamed up with Junlong Life Insurance to exclusively launch the 'Auspicious Star' specific disease insurance plan - 'Junlong Long Looking Back 2nd Edition Specific Disease Insurance (Internet Plus)'. This plan focuses on brain health, providing a lifelong coverage for ten common brain diseases, ensuring comprehensive protection against brain health risks.
1. Broad and inclusive eligibility criteria, benefiting a wide range of people. This protection plan only includes two health declarations, significantly reducing the threshold for insurance coverage, allowing even common chronic disease patients in middle and old age to have the opportunity for protection. At the same time, the plan covers occupational categories 1-6, providing comprehensive and thoughtful coverage for high-risk occupational groups such as white-collar professionals, urban couriers, and high-altitude workers. It is worth mentioning that the plan's total premium without physical examination has a high limit of 10 million, providing ample coverage for the insured population to effectively address future uncertainties.
2. Comprehensive protection for brain diseases, safeguarding lifelong health. This plan focuses on brain health, providing specialized coverage for 10 specific brain diseases. These diseases cover a wide range of aspects, from sequelae of brain diseases, cognitive impairments to motor nerve damage. Whether it's severe brain injury, severe Alzheimer's disease, or severe dementia not caused by Alzheimer's, the plan provides comprehensive and professional care within the coverage range.
In addition, this protection plan not only provides lifelong protection, but also increases the value of protection as the age increases, effectively mitigating the economic pressure caused by medical inflation. In the event of unfortunate circumstances such as death or total disability, the insurance payout will serve as a continuation of love, leaving behind eternal warmth and peace of mind for the family.
