Morgan Stanley analyst Betsy Graseck maintains $Wells Fargo & Co (WFC.US)$ with a buy rating, and maintains the target price at $67.
According to TipRanks data, the analyst has a success rate of 46.8% and a total average return of 3.2% over the past year.
Furthermore, according to the comprehensive report, the opinions of $Wells Fargo & Co (WFC.US)$'s main analysts recently are as follows:
The expectation is for net interest incomes among American banks to persist in their decline into Q3, averaging a 4% decrease. This is anticipated due to delayed deposit repricing and continued modest loan growth, which is likely to more than offset fixed asset repricing. Net interest income is only projected to see an uptick in the second quarter of 2025. Additionally, while concerns regarding charge-offs, especially in the credit card and commercial real estate sectors, have lessened recently, the potential for reserve builds for banks may carry on.
The anticipation of interest rate reductions has been confirmed, with expectations set for a 150 basis point decrease by mid-2025. Despite the challenges in projecting the trajectory for net interest margins (NIM), it's generally believed that a quicker pace of rate cuts could benefit NIM at mid-sized banks, whereas the impact on larger banks presents a more varied outlook.
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摩根士丹利分析师Betsy Graseck维持$富国银行 (WFC.US)$买入评级，维持目标价67美元。
根据TipRanks数据显示，该分析师近一年总胜率为46.8%，总平均回报率为3.2%。
此外，综合报道，$富国银行 (WFC.US)$近期主要分析师观点如下：
预计美国银行的净利息收入将持续下降到第三季度，平均下降4％。这是由于延迟的存款重新定价和持续的温和贷款增长所致，这可能足以抵消固定资产的重新定价。预计净利息收入仅在2025年第二季度才会增加。此外，尽管对扣款的担忧，尤其是信用卡和商业房地产领域的担忧最近有所减轻，但银行积累储备的可能性可能会持续下去。
降息的预期已得到证实，预计到2025年中期将降息150个基点。尽管在预测净利率（NIM）的轨迹方面存在挑战，但人们普遍认为，更快的降息步伐可能会使中型银行的NiM受益，而对大型银行的影响则呈现出更加多样化的前景。
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