Goldman Sachs analyst Richard Ramsden maintains $Wells Fargo & Co (WFC.US)$ with a buy rating, and adjusts the target price from $65 to $64.
According to TipRanks data, the analyst has a success rate of 66.4% and a total average return of 12.2% over the past year.
Furthermore, according to the comprehensive report, the opinions of $Wells Fargo & Co (WFC.US)$'s main analysts recently are as follows:
The expectation is that net interest incomes will likely persist in their decline in the third quarter, averaging a 4% decrease due to delayed deposit repricing and continued modest loan growth, which is predicted to more than offset fixed asset repricing. It is anticipated that net interest income will only begin to improve in the second quarter of 2025. Additionally, while concerns regarding charge-offs, especially in credit card and commercial real estate sectors, have lessened recently, the possibility of banks continuing to increase their reserves remains.
Interest rate reductions are underway, with expectations of a further 150 basis points decrease through to mid-2025 as observed by analysts. Modeling the trajectory for net interest margins (NIM) can be challenging; however, generally, a swifter pace of rate reductions tends to be favorable for NIM at midcap banks, with more varied effects on large cap banks.
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Success rate is the number of the analyst's successful ratings, divided by his/her total number of ratings over the past year. A successful rating is one based on if TipRanks' virtual portfolio earned a positive return from the stock. Total average return is the average rate of return that the TipRanks' virtual portfolio has earned over the past year. These portfolios are established based on the analyst's preliminary rating and are adjusted according to the changes in the rating.
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高盛集团分析师Richard Ramsden维持$富国银行 (WFC.US)$买入评级，并将目标价从65美元下调至64美元。
根据TipRanks数据显示，该分析师近一年总胜率为66.4%，总平均回报率为12.2%。
此外，综合报道，$富国银行 (WFC.US)$近期主要分析师观点如下：
预计净利息收入可能会在第三季度持续下降，平均下降4％，这是由于延迟的存款重新定价和持续的温和贷款增长，预计这将足以抵消固定资产的重新定价。预计净利息收入要到2025年第二季度才会开始改善。此外，尽管对扣款的担忧，尤其是信用卡和商业房地产领域的担忧最近有所减轻，但银行继续增加储备的可能性仍然存在。
降息正在进行中，分析师观察到，预计到2025年中期，利率将再下降150个基点。对净利率（NIM）的轨迹进行建模可能具有挑战性；但是，总体而言，更快的降息步伐往往有利于中型股银行的NiM，而对大型银行的影响则更加多样化。
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