另外，包含工、农、中、建、交、邮储六大行在内的20余家银行宣布将于10月25日批量调整存量房贷利率。除了在北京、上海、深圳等地区的二套及以上住房贷款之外，其他符合条件的房贷利率都将调整为贷款市场报价利率（LPR）-30BP；对于加点幅度不高于-30BP的，不作调整。国金证券指，随着四季度各项政策加速落地，加快地产止跌回稳进程。预期改变、信心提振后，地产板块估值低、仓位低，应积极把握地产机遇。Mainland real estate stocks collectively opened higher, CIFI Holdings Group (00884) rose by 12.79%, closing at 0.485 Hong Kong dollars; R&F Properties (02777) rose by 10.23%, closing at 1.94 Hong Kong dollars; Sunac (01918) rose by 7.58%, closing at 2.84 Hong Kong dollars.
According to the Wise News Finance APP, mainland real estate stocks collectively opened higher, CIFI Holdings Group (00884) rose by 12.79%, closing at 0.485 Hong Kong dollars; R&F Properties (02777) rose by 10.23%, closing at 1.94 Hong Kong dollars; Sunac (01918) rose by 7.58%, closing at 2.84 Hong Kong dollars; China Vanke (02202) rose by 5.34%, closing at 7.7 Hong Kong dollars.
On the news front, on October 12, Deputy Minister of Finance Liao Min introduced at the State Council Information Office press conference that they are actively studying and introducing policy measures conducive to the stable development of real estate. These mainly include: (1) Supporting local governments to use special bonds to reclaim idle stock of land that meets the conditions, and areas with a real demand can also be used for new land reserve projects; (2) Using special bonds to purchase existing commodity housing for affordable housing; (3) Urgently studying the connection between the VAT and land value-added tax policies for ordinary and non-ordinary residences and further increasing support.
In addition, more than 20 banks including the Industrial and Commercial Bank, Agricultural Bank, Bank of China, China Construction Bank, Bank of Communications, and Postal Savings Bank announced that they will collectively adjust the interest rates of existing home loans on October 25. Apart from second or more home loans in areas like Beijing, Shanghai, and Shenzhen, the interest rates for other eligible home loans will be adjusted to the Loan Prime Rate (LPR) -30BP; for deduction within -30BP, no adjustment will be made. Sinolink Securities pointed out that with policy implementations accelerating in the fourth quarter, the real estate sector is expected to stabilize after the downturn. As expectations change and confidence is restored, the real estate sector's valuation is low, and positions are low, actively seizing real estate opportunities is recommended.
