10月12日，工商银行(601398.SH)、农业银行(601288.SH)、中国银行(601988.SH)、建设银行(601939.SH)、交通银行(601328.SH)等多家银行纷纷发布公告，自10月25日起，将对存量个人房贷利率进行批量调整。除贷款在北京、上海、深圳等地区且为二套房贷款的情形外，其他符合条件的房贷利率都将调整为贷款市场报价利率LPR-30BP。According to statistics from the Shenzhen Real Estate Intermediary Association, Shenzhen's second-hand housing (including self-service) recorded 2,316 units, a 649.5% increase month-on-month. Among them, the inventory of second-hand houses continues to increase, and several banks have announced that the interest rates on existing house loans will be uniformly reduced to LPR-30BP.
According to the Shenzhen Real Estate Intermediary Association (Shenzhen Real Estate Intermediary Association) news obtained by Wisdom Financial APP, in the 41st week of 2024, Shenzhen's second-hand housing (including self-service) recorded 2,316 units, a 649.5% increase month-on-month. The favorable policies of Shenzhen's 929 real estate market are significant, as the data on the sale of second-hand houses during the National Day holiday period have a certain lag, which is reflected this week, leading to a single-week record of over 2,000 second-hand houses and it is expected that the market will continue to operate at a relatively high level in the later period. At the same time, several banks have announced that the interest rates on existing house loans will be uniformly reduced to LPR-30BP.
According to public statistics on the quantity of second-hand houses available for sale, on October 14, 2024, a total of 67,393 valid second-hand houses were available for sale in the city, an increase of 983 units from the previous week. Among them, Longgang increased by 249 units from the previous week, with 17,822 units available for sale, Nanshan increased by 203 units from the previous week, with 11,741 units available for sale, and Futian increased by 132 units from the previous week, with 10,111 units available for sale.
On October 12, Industrial and Commercial Bank of China (601398.SH), Agricultural Bank of China (601288.SH), Bank of China (601988.SH), China Construction Bank Corporation (601939.SH), Bank of Communications (601328.SH), and many other banks have successively announced that from October 25, they will collectively adjust the interest rates on existing individual housing loans. Except for cases where the loan is for a second house loan in Beijing, Shanghai, Shenzhen, and other areas, the interest rates on eligible housing loans will all be adjusted to the loan market quoted interest rate LPR-30BP.
