On Nov 06, major Wall Street analysts update their ratings for $Marqeta (MQ.US)$, with price targets ranging from $7 to $7.
Citi analyst Ashwin Shirvaikar maintains with a buy rating, and adjusts the target price from $8 to $7.
Mizuho Securities analyst Dan Dolev maintains with a buy rating.
SIG analyst James Friedman maintains with a buy rating, and adjusts the target price from $9 to $7.
Monness analyst Gustavo Gala downgrades to a hold rating.
Furthermore, according to the comprehensive report, the opinions of $Marqeta (MQ.US)$'s main analysts recently are as follows:
Marqeta reported mixed results for Q3 and reduced its growth forecast for Q4 and fiscal year 2025, primarily due to extended onboarding periods stemming from increased regulatory examination and the associated risk appetites of sponsor banks. Estimates have been adjusted in light of these developments.
Marqeta's recent performance has been underwhelming post the renewal event with Block. This has led to the anticipation that the company's valuation might align more closely with its cash value following after-hours trading. Despite this, it is anticipated that Marqeta will have to demonstrate its capabilities into 2025 due to recent challenges in execution.
Marqeta's recent performance indicated a modest shortfall in Q3 gross profit growth, although it exceeded expectations for adjusted EBITDA due to stringent operational discipline. Nonetheless, the company significantly reduced its forecast, attributing this revision to increased oversight from the banking sector, which has postponed the onboarding of new clients, and a reduction in value-added services from current clients. Additionally, it was observed that several of Marqeta's advanced fintech clients have chosen to internalize parts of their program management and banking relationships.
Marqeta's third-quarter performance was notably below expectations, marking a challenging period in its brief tenure on the public market. The unexpected shift in the regulatory landscape led to a considerable revision of guidance and introduced uncertainty for the year 2025. Despite reduced projections, the outlook for Marqeta's extended-term path remains positive.
The Q3 earnings report for Marqeta was overshadowed by a significant reduction in the revenue and gross profit forecast for fiscal 2024, alongside a preliminary forecast for fiscal 2025 growth that is anticipated to be considerably under both the company's and analysts' previous estimates. The expected materially lower growth rate for fiscal 2025 is due to a combination of external factors and added challenges stemming from customer in-sourcing. The perspective shared is that it is not necessary to hold a bullish stance on the stock until the regulatory and implementation challenges, as well as the business model issues, are addressed.
Here are the latest investment ratings and price targets for $Marqeta (MQ.US)$ from 4 analysts:
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美東時間11月6日，多家華爾街大行更新了$Marqeta (MQ.US)$的評級，目標價介於7美元至7美元。
花旗分析師Ashwin Shirvaikar維持買入評級，並將目標價從8美元下調至7美元。
瑞穗證券分析師Dan Dolev維持買入評級。
海納國際分析師James Friedman維持買入評級，並將目標價從9美元下調至7美元。
Monness分析師Gustavo Gala下調至持有評級。
此外，綜合報道，$Marqeta (MQ.US)$近期主要分析師觀點如下：
愛文思控股報告了Q3的混合業績，並降低了Q4和2025財年的增長預期，主要是因爲監管審查的延長開戶週期和贊助銀行的風險偏好增加。鑑於這些情況，估計已經做出了調整。
Marqeta最近的表現在與Block的續約事件之後令人失望。這導致人們預期，公司的估值可能會更接近於晚間交易後的現金價值。儘管如此，預計Marqeta將不得不在2025年展示其能力，因爲最近在執行方面遇到挑戰。
Marqeta近期的表現顯示在Q3毛利潤增長方面略微不足，儘管由於嚴格的運營紀律，調整後的EBITDA超出預期。儘管如此，公司顯著降低了其預測，將此修訂歸因於銀行業增加的監管，這延遲了新客戶的開戶，並減少了當前客戶提供的增值服務。此外，觀察到Marqeta的一些高級金融科技客戶選擇內部化部分方案管理和銀行關係。
Marqeta第三季度的業績明顯低於預期，在其在公開市場上的短暫任期中標誌着一個艱難時期。監管環境意外變動導致對2025年的指引大幅修訂，並引入了不確定性。儘管降低了預期，但對Marqeta的長期路徑前景仍然積極。
Marqeta的Q3收益報告被財務2024年營收和毛利潤的大幅減少所掩蓋，同時公司對財務2025年的增長作出了初步預測，預計將遠低於公司和分析師以往的估計。財務2025年預期明顯較低的增長率是由於一系列外部因素和來自客戶內部運營外包的額外挑戰造成的。共享的觀點是，在監管和執行挑戰以及業務模式問題得到解決之前，不需要對股票持有看好態度。
以下爲今日4位分析師對$Marqeta (MQ.US)$的最新投資評級及目標價：
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