中银香港个金产品副总经理张颖思表示：“中银香港作为首家推出二维码跨境支付电子钱包的本地银行，一直推动支付服务的创新。本行很高兴与银联国际合作，持续为客户提供崭新便捷的跨境以至全球支付和消费体验。截至2024 年9月，中银卡客户经银联网络进行的刷卡消费笔数按年增长两成，反映中银卡客户对支付消费的需求增加。本行现支援中银卡绑定云闪付APP，凭藉银联庞大的网络扩阔提款卡产品的支付场景及领域，照顾中银卡客户的本地消费需要之余，更方便他们在内地及海外轻松进行电子支付。”BOCHK (02388) and UnionPay International announced that BOCHK ATM cards (BOCHK cards) can now be linked to the Cloud QuickPass app.
The Zhitong Finance App learned that BOCHK (02388) and UnionPay International announced that BOCHK ATM cards (BOCHK cards) can now be linked to the Cloud QuickPass app. After binding the Bank of China card, customers can use Cloud QuickPass QR codes to make instant payments at more than 0.19 million homes in Hong Kong and Macau, about 30 million in the mainland, and about 8 million merchants in overseas regions to enjoy the convenience of mobile payments across regions. At the same time, they can also use a ride code in the Mainland and Hong Kong to use the bus code to use designated means of public transportation.
For example, Bank of China cards linked to the Cloud QuickPass app are linked to HKD and RMB accounts at the same time. Mainland transactions are settled in RMB, while Hong Kong and overseas transactions are settled in Hong Kong dollars, allowing customers to enjoy the flexibility and convenience of dual currency settlement and reduce exchange rate differences.
Zhang Yingsi, Deputy General Manager of BOCHK Personal Finance Products, said, “As the first local bank to launch a QR code cross-border payment e-wallet, BOCHK has always promoted innovation in payment services. The Bank is pleased to cooperate with UnionPay to continue to provide customers with new and convenient cross-border and even global payment and spending experiences. As of September 2024, the number of credit card purchases made by Bank of China card customers through the UnionPay network has increased by 20% year-on-year, reflecting the increase in demand for payment by BOC card customers. The Bank of China now supports the Bank of China Card bundled with the Cloud QuickPass app. With UnionPay's huge network, it expands the payment scenarios and fields of ATM card products. In addition to taking care of the local spending needs of Bank of China card customers, it is also more convenient for them to easily make electronic payments in the mainland and overseas.”
Li Penglin, International Director of UnionPay and General Manager of Hong Kong Branch, said, “The Cloud QuickPass app was launched in Hong Kong in September 2018, bringing QR code payment services that meet international standards to local cardholders. UnionPay is currently the only international card brand in the Hong Kong market that provides QR code payment services for ATM cardholders. It accounts for more than 90% of the Hong Kong and Macau ATM card market, and has always been committed to helping ATM card issuers reach a sustainable model. We are happy to see the Bank of China Card launch a cloud-based QuickPass app. In the future, UnionPay hopes to make full use of our technical and network advantages in the payment market and cooperate extensively with industry partners so that more Hong Kong customers can enjoy innovative payment experiences such as UnionPay QR codes.”
