Allianz Malaysia Sees Lower PAT For Q3 Slipping 6.6%
Allianz Malaysia Sees Lower PAT For Q3 Slipping 6.6%
The life insurance segment recorded a lower profit before tax of RM112.3 million, a decrease of 10.0% or RM12.5 million as compared to a profit before tax of the preceding year quarter ended 30 September 2023 of RM124.8 million due mainly to higher claim experience from investment-linked protection business. Preceding year quarter higher profit before tax was contributed by higher contractual service 
For the third quarter ended 30 September 2024, Allianz Malaysia recorded an insurance revenue of RM1.44 billion, an increase of 10.3% or RM134.5 million as compared to the preceding year quarter ended 30 September 2023 of RM1.31 billion which the group said was due mainly to higher insurance revenue from both insurance segments.
在截至2024年9月30日的第三季度中，安联马来西亚的保险收入为14.4令吉，与截至2023年9月30日的上一季度13.1令吉相比，增长了10.3％，达到13450万令吉，该集团表示，这主要是由于这两个保险板块的保险收入增加。
For the quarter under review, the general insurance segment recorded an insurance revenue of RM826.9 million, an increase of 17.0% or RM120.0 million as compared to the preceding year quarter ended 30 September 2023 of RM706.9 million due mainly to increase in gross earned premiums from motor business. The life insurance segment registered an insurance revenue of RM613.6 million, an increase of 2.4% or RM14.5 million as compared to the preceding year quarter ended 30 September 2023 of RM599.1 million. This increase it noted was mainly attributed to higher insurance revenue from investment-linked
protection and employee benefit business.
在本报告所述季度，普通保险板块的保险收入为82690万令吉，与截至2023年9月30日的上一季度70690万令吉相比，增长了17.0％或12000万令吉，这主要是由于汽车业务的总收入保费增加。人寿保险板块的保险收入为61360万令吉，与截至2023年9月30日的上一季度59910万令吉相比，增长了2.4％，达到1450万令吉。它指出，这一增长主要归因于与投资相关的保险收入增加
保护和员工福利业务。
Profit before tax for the quarter was RM245.1 million, which decreased 6.6% or RM17.2 million as compared to the preceding year quarter ended 30 September 2023 of RM262.3 million. The general insurance segment recorded a lower profit before tax of RM139.6 million, a decrease of 1.1% or RM1.6 million as compared to a profit before tax of the preceding year quarter
ended 30 September 2023 of RM141.2 million. The lower profit before tax was mainly contributed by lower investment result for the current quarter under review.
该季度的税前利润为24510万令吉，与截至2023年9月30日的上一季度26230万令吉相比，下降了6.6％或1720万令吉。普通保险板块的税前利润较低，为13960万令吉，与上一季度的税前利润相比下降了1.1％或160万令吉
2023 年 9 月 30 日结束，金额为 14120万令吉。税前利润下降的主要原因是本报告所述季度的投资业绩下降。
The life insurance segment recorded a lower profit before tax of RM112.3 million, a decrease of 10.0% or RM12.5 million as compared to a profit before tax of the preceding year quarter ended 30 September 2023 of RM124.8 million due mainly to higher claim experience from investment-linked protection business. Preceding year quarter higher profit before tax was contributed by higher contractual service margin ("CSM") release due to non-financial assumption updates.
人寿保险板块的税前利润较低，为11230万令吉，与截至2023年9月30日的上一季度税前利润12480万令吉相比，下降了10.0％或1250万令吉，这主要是由于投资相关保障业务的索赔经验增加。上一季度的税前利润增长是由非财务假设更新导致的合同服务利润率（“CSM”）的提高所致。
For the quarter under review, the investment holding segment registered a loss before tax of RM6.8 million as compared to a loss before tax of the preceding year quarter ended 30 September 2023 of RM3.7 million due mainly to higher expenses in the current quarter.
在本报告所述季度，投资控股板块的税前亏损为680万令吉，而截至2023年9月30日的上一年季度的税前亏损为370万令吉，这主要是由于本季度支出增加。
