财联社记者查询发现，从上市银行的情况来看，青岛银行应是年内首个披露三季度碳减排贷款数据的A股上市银行。另外，从过往信息来看，自央行实施碳减排支持工具以来，目前已经有约30家银行在官网按季度披露了碳减排贷款的相关信息。① In the third quarter of 2024, the Bank of Qingdao, with the support of carbon emission reduction support tools, issued a total of 90 million yuan in carbon emission reduction loans to 2 projects. The weighted average interest rate of the loan was 3.87%, which led to an annual carbon reduction of 82922.16 tons of carbon dioxide equivalent. ② Since the central bank implemented carbon emission reduction support tools, about 30 banks have now disclosed information on carbon emission reduction loans on a quarterly basis on their official websites.
Financial Services Association, November 27 (Reporter Peng Kefeng) To help the “dual-carbon” economy, the banking sector has no other responsibility.
On November 26, the Bank of Qingdao officially disclosed carbon emission reduction loan information for the third quarter of 2024 on its official website. According to the Bank of Qingdao, a carbon emission reduction loan of 198 million yuan was issued during the year, and the weighted average interest rate of the loan was 3.91%, which led to an annual carbon reduction of 87,208.81 tons of carbon dioxide equivalent.
A Financial Services Association reporter's inquiry found that judging from the situation of listed banks, the Bank of Qingdao should be the first A-share listed bank to disclose carbon emission reduction loan data for the third quarter during the year. Also, judging from past information, since the central bank implemented carbon emission reduction support tools, about 30 banks have now disclosed information on carbon reduction loans on a quarterly basis on their official websites.
However, it is worth noting that the disclosure period for carbon emission reduction loans from these banks is inconsistent. For example, the Bank of Jiujiang only released carbon emission reduction loan information for the third quarter of 2023 in January of this year. Furthermore, ICBC only disclosed carbon emission reduction loan information for the second quarter of 2024 on October 10 of this year.
Lending 0.198 billion yuan, Bank of Qingdao disclosed the latest data on carbon emission reduction loans during the year
Yesterday, the Bank of Qingdao published an announcement on its official website regarding the disclosure of carbon emission reduction loan information for the third quarter of 2024.
The Bank of Qingdao pointed out that in the third quarter of 2024, the Bank of Qingdao, with the support of carbon emission reduction support tools, issued a total carbon emission reduction loan of 90 million yuan to 2 projects, with a weighted average interest rate of 3.87%, driving an annual carbon reduction of 82922.16 tons of carbon dioxide equivalent. Among them, the project with the most significant carbon reduction effect was the biomass cogeneration project of Yishui Dadi Maize Development Co., Ltd.
This year, the Bank of Qingdao issued a total of 198 million yuan in carbon emission reduction loans to 3 projects, with a weighted average interest rate of 3.91%, which led to an annual carbon reduction of 87,208.81 tons of carbon dioxide equivalent. Since receiving support from carbon emission reduction support tools, the Bank of Qingdao has issued carbon emission reduction loans totaling 449 million yuan to 4 projects, with a weighted average interest rate of 4.13%, driving an annual carbon reduction of 96420.64 tons of carbon dioxide equivalent.
Recently, many banks have intensively continued to disclose data related to carbon emission reduction
According to statistics from the Financial Services Association, a number of unlisted banks have also recently disclosed relevant data.
On October 14, Tianjin Agricultural Commercial Bank published an article on its official website stating that in the third quarter of 2024, Tianjin Agricultural Commercial Bank did not issue new carbon emission reduction loans for the current period. The Tianjin Agricultural Commercial Bank did not issue new carbon emission reduction loans this year. Since receiving support from carbon emission reduction support tools, Tianjin Agricultural Commercial Bank has issued carbon emission reduction loans totaling 200 million yuan to 1 project, with a weighted average interest rate of 3.95%, driving an annual carbon reduction of 70,670 tons of carbon dioxide equivalent.
On November 21, the Bank of Guilin issued an article stating that in the third quarter of 2024, the Bank of Guilin issued no new carbon emission reduction loans. Since receiving support from carbon emission reduction support tools, Bank of Guilin has issued carbon emission reduction loans totaling 648.4228 million yuan to 9 projects, with a weighted average interest rate of 4.27%, driving an annual carbon reduction of 197,022.10 tons of carbon dioxide equivalent.
On November 25, Fujian Strait Bank published an article on its official website stating that in the third quarter of 2024, Fujian Strait Bank issued carbon emission reduction loans totaling 25.1036 million yuan to 4 projects, with a weighted average interest rate of 3.94%, driving an annual carbon reduction of 6,417.61 tons of carbon dioxide equivalent.
The Fujian Straits Bank also explained that a total of 128.7436 million yuan of carbon emission reduction loans were issued to 11 projects this year, with a weighted average interest rate of 4.13%, which led to an annual carbon reduction of 31,638.21 tons of carbon dioxide equivalent. Since receiving the carbon emission reduction support tool, the Fujian Straits Bank has issued carbon emission reduction loans totaling 314.1522 million yuan to 16 projects, with a weighted average interest rate of 4.04%, driving an annual carbon reduction of 67,125.35 tons of carbon dioxide equivalent.
Statistics recently released by the People's Bank of China show that at the end of the third quarter of this year, the balance of green loans in local and foreign currencies was 35.75 trillion yuan, up 25.1% year on year. The growth rate was 17.5 percentage points higher than various loans, and an increase of 5.67 trillion yuan in the first three quarters. Loans invested in projects with direct and indirect carbon reduction benefits amounted to 11.86 trillion yuan and 12.04 trillion yuan respectively, accounting for a total of 66.8% of green loans.
