share_log

電力業界初の家庭向け銀行サービス「カテエネBANK」の提供開始~電気・ガスのお支払いで最大5%のポイントを還元~

The launch of the first home banking service in the Electrical Utilities industry, "Kateene BANK" - up to 5% points rewarded on payments for Electricity and gas.

Chubu Electric Power Company ·  Dec 18, 2024 23:00

December 19, 2024.

Chubu Electric Mirai Corporation
SBI Net Bank Co., Ltd.

big

On May 23, 2024, Chubu Electric Power Miraiz Co., Ltd. (Head office: Nagoya City, Aichi Prefecture, Representative Director: Yasunori Kamiya, hereinafter "Chubu Electric Power Miraiz") and SBI Net Bank Co., Ltd. (Head office: Minato Ward, Tokyo, Representative Director (CEO): Noriyuki Maruyama, hereinafter "SBI Net Bank") signed a memorandum of agreement regarding the development of services combining Energy and Finance (announced on the same day) and have been advancing discussions.
We are pleased to announce that both companies will start providing a household banking service called "Cateene BANK", which is the first of its kind in the electricity industry (Note 1).

"Cateene BANK" is the banking service of Chubu Electric Power Miraiz utilizing the BaaS (Banking as a Service) of SBI Net Bank, known as "NEOBANK" (Note 3).
Customers can complete banking services such as deposits, transfers, and loans within the app by downloading the "Cateene BANK" app, opening an Account, and linking it to the household WEB member service "Cateene" of Chubu Electric Power Miraiz.
Additionally, when paying the electricity and gas fees of Chubu Electric Power Mirai using the direct debit from the 'Cateene BANK' account, up to 5% of the monthly payment amount can be returned as Cateene points depending on the usage of bank services (Note 4). Accumulated Cateene points can be used for paying electricity bills or exchanging for partner points.

Chubu Electric Power Mirai will hold a campaign to provide customers who open an account with 0.1 million yen or more deposited between today and May 31, 2025, with 5,000 yen worth of Cateene points, in conjunction with the launch of 'Cateene BANK'.

Chubu Electric Power Mirai and Trust Bank SBI Net Bank will deliver economical and convenient services to each household customer through 'Cateene BANK', while continually considering the expansion of services that meet the needs of all customers, including corporate clients.

(Note 1) Based on investigations by Chubu Electric Power Mirai and Trust Bank SBI Net Bank. As of December 2, 2024. This is the first acquisition of a banking agency license for personal customers among the 10 old general electric companies (substitutive retail electricity companies).

(Note 2) This mechanism allows business companies (in this initiative, Chubu Electric Power Mirai) to provide financial services as part of their service by connecting to the bank's system (in this initiative, Trust Bank SBI Net Bank).

(Note 3) This refers to the BaaS platform service that provides full banking services, including deposits, loans, and payments, initiated by Trust Bank SBI Net Bank in 2020. 'NEOBANK' is a registered trademark of Trust Bank SBI Net Bank. Registered trademark No. 5953666.

(Note 4) The cashback rate is determined based on the usage of bank services.

The economical and convenient services of 'Cateene BANK'.

Up to 5% cashback on Electricity and Gas payment amounts.

Depending on the usage of Bank services, up to 5% of the payment amount for Electricity and Gas bills of Chubu Electric Mirai is returned as Cateene points each month. (The limit is 3,000 points per month.)

Bank ServicesConditionsCashback Rate
Direct DebitDirect debit of Chubu Electric Mirai's electricity and gas fees must be done through 'Cateene BANK' (mandatory condition).1%
Set up the second direct debit (applicable to items other than Electricity and gas fees).+1%
Set up the third direct debit (a 3% rebate for the third and subsequent transactions).+1%
Deposit.The yen deposit balance at the end of the month is more than 1 million yen.+1%
Debit card.The monthly amount spent on debit cards is over 0.03 million yen.+1%
Or
MortgageA mortgage of over 15 million yen (during the borrowing period) and the electricity and gas bills of Chubu Electric Power Mirai must be paid via account transfer through 'Cateene BANK'.5%

(2) Withdrawals and deposits at ATMs nationwide and transfers to other banks are free up to five times each month.

ATM usage fees for Seven Bank, Lawson Bank, Japan Post Bank, Aeon Bank, and E-Net are free up to five times each month. Additionally, the transfer fees to other banks are also free up to five times each month.

A bank account that can be completed through a Smart Phone application can be opened in as little as one day.

You can use convenient features from the Smart Phone app, such as balance inquiries, transfers, debit cards, and managing accounts for specific purposes, as well as integration with SBI Securities. Moreover, if you have your My Number card or driver's license, you can open an account on the same day.

Push notifications/emails will notify you before the due date for Electricity and gas fees.

If the account balance is insufficient, you will receive a push notification/email from the app two days before the due date, so there's no worry about missing deposits and you can use it with peace of mind.

A campaign offering 5,000 yen worth of KATEENE points for opening an account during the target period.

With the launch of 'KATEENE BANK', the following campaign will be implemented.

Target PeriodFrom Thursday, December 19, 2024, to Saturday, May 31, 2025.
ConditionsDuring the target period, open an Account and link it with the "Cateene" account, with a deposit balance of 0.1 million yen or more (Note 5)

(Note 5) Check the deposit balance at the end of each month during the target period, and if it is confirmed to be 0.1 million yen or more at least once, the conditions are met.

Contents of the Benefits5,000 Cateene Points
Timing of Benefit ProvisionAfter confirming the yen deposit balance at the end of the month, it will be provided by the end of the following month.
Important Notes
  • Those who cancel their QITABANKUAI account or withdraw from QITABANKUAI before the benefits are granted will be excluded.
  • Benefits will be granted only once per person.
  • For other considerations, please check the campaign page.

For more details about this campaign, please see here.

Overview of Banking Agency Services

Service NameQITABANKUAI (Shinsei SBI Net Bank, Chuden QITABANKUAI Branch)
Service Start DateDecember 19, 2024.
Affiliated BankSBI Net Bank Co., Ltd.
Bank Agency Business OperatorChubu Electric Mirai Corporation
(License Number: Tokai Financial Bureau Chief (Bank Agent) No. 221)
Business OperationsMediation of contracts for accepting deposits, lending funds, and conducting Currency Exchange.
WEB site
App downloadPlease search for 'Kateene BANK' on the App Store or Google Play store.
You can also download it from below.
Download here

(Note) App Store is a service mark of Apple Inc. (Note) Google Play is a trademark of Google LLC.

Overview of each company

NameChubu Electric Mirai Corporation
Location1 Higashin-machi, Higashi-ku, Nagoya City, Aichi Prefecture.
RepresentativeCompany Executive President Executive Officer Yasunori Kamiya.
Business ContentsElectricity business, gas business, ETC.
Capital4000 million yen
NameSBI Net Bank Co., Ltd.
Location2-1, Roppongi 3-chome, Minato-ku, Tokyo
RepresentativePresident and CEO, Motoaki Maruyama
Business ContentsBanking
Capital31000 million yen

Attached documents
Overview of Chubu Electric Power Miraiz's banking service 'Kateene BANK' [PDF: 1,501 KB]

That's all.

Disclaimer: This content is for informational and educational purposes only and does not constitute a recommendation or endorsement of any specific investment or investment strategy. Read more
    Write a comment