The Zhitong Finance App learned that UBS analysts selected the highest ranking individual stocks from 4 technology sectors, including leading stocks in the fields of fintech, green technology, enabling technology, and health technology. Among them, many high-quality stocks in the “fin-tech (fin-tech)” sector will have investment opportunities in the short to medium term. Fintech is one of the major disruptors undergoing technological change and is expected to have a significant and lasting impact.

Hartmut Issel (Hartmut Issel), UBS Asia Pacific Head of Equities and Credit and Chief Information Officer, said, “Many (tech) sub-sectors are seen as leading indicators of innovation and social progress today, such as the role of mobile technology in helping emerging countries cross the personal computer era, the rise of electric vehicles as a better environmental choice, and cloud technology that helps companies process big data efficiently.”

“Structural drivers, such as rapid urbanization, digital trends around mobile, cloud, analytics, social media, and emerging technologies, and stronger demand from millennials are all supporting the continued growth of fintech,” Issel said. “We expect fintech revenue to grow at a CAGR of 11.5%, from $285 billion in 2022 to $680 billion in 2030.”

Issel said, “We see that industry leaders in 2030 will stand out in these areas. The following stocks are expected to “deliver outstanding earnings growth to the market, driven by positive and enduring structural trends supporting this theme.”

The following stocks will benefit from fiscal spending and technological innovation, and are highly attractive in the short to medium term:

Bank Mandiri (PPERY.US) - “Bank Indonesia, such as Bank Mandiri, is expected to benefit from the US and domestic interest rate cut cycle, which will help reduce bond yields and capital costs, thereby increasing net interest spreads.”

Bank of America (BAC.US) - “We see Bank of America as a well-managed, diversified, all-purpose bank that is relatively capable of rebounding from recent macroeconomic and high interest-related pressures.”

Barclays Bank (BCS.US) — “(Company) management recently emphasized that they are revising financial targets and are committed to returning capital to shareholders,” analysts said. “Currently, the company's stock price is at the lower end of the European banking industry. We don't think this is reflected in today's valuation and is not in line with actual value or potential.”

Goldman Sachs Group (GS.US) — The bank “will benefit from interest rate cuts in major economies... Based on 2025 price-earnings ratios, its valuation is attractive.”

Intercontinental Exchange (ICE.US) - “Companies can benefit from increased market volatility and trading volume, and we believe market volatility and trading volume may remain high in an uncertain macro environment.”

Bank of San Paolo, Italy (ISNPY.US) - “We are optimistic about Banco San Paolo's diversified revenue mix, especially in a year of falling interest rates, and we expect cost growth to continue to accelerate.”

Mastercard (MA.US) - “We think the next decade will reward investment in disruptive technology... The global rollout of 5G technology should accelerate this trend.”

Société Générale (SCGLF) - Analysts say the stock “is one of the cheapest stocks in the industry (the share price is less than 0.4 times the book value.US).” “After last year's Investor Day and self-service options, market expectations were adjusted, and we think the stock looks very attractive.”

Standard Chartered Bank (SCBFF.US) — The bank's stock price is below the industry average. “We believe this is unreasonable for a bank that is expected to have a return on tangible equity of 12% and is likely to repurchase shares well above the $5 billion target.”

Vonovia (VONOY.US) - “We believe lower interest rates may be a catalyst for stock prices, as this will ease the pressure on expectations of rising future financing costs.”