公告称，标的债权属于公司的不良资产，转让标的债权有助于优化公司资产结构。本次标的债权的转让采用公开竞价的方式选定中国中信金融资产黑龙江分公司作为买方。经综合考虑，董事会认为订立债权转让协议对公司及其股东的整体而言是有利的。截至基准日(即2024年9月30日)，标的债权已计提的资产减值准备约为人民币4.77亿元，标的债权于基准日剔除已计提减值准备的本金净额约为人民币6.81亿元，上述估计或有别于标的债权的转让的实际财务影响。Bank of Harbin (06138) issued an announcement. In order to optimize the company's asset structure, on December 27, 2024, the public...
According to Zhitong Finance App, Bank of Harbin (06138) issued an announcement. In order to optimize the company's asset structure, on December 27, 2024, the company (as the transferor) signed a debt transfer agreement with China CITIC Financial Assets Heilongjiang Branch (as the transferee), and the company agreed to transfer the underlying claims to China CITIC Financial Assets Heilongjiang Branch.
The subject matter of the transfer is the subject-matter claim of the company as stated in the debt transfer agreement, including the principal claim and its security rights, mortgages, pledges and other ancillary rights and related contractual rights under the subject-matter claim as of the reference date (i.e. September 30, 2024). As of this reference date, the principal balance of the underlying claim, interest, compound interest, and justice-related expenses, totaled approximately RMB 1.569 billion, and the principal carrying balance was approximately RMB 1.158 billion.
The announcement stated that the underlying claims are the company's non-performing assets, and transferring the underlying claims will help optimize the company's asset structure. China CITIC Financial Assets Heilongjiang Branch was selected as the buyer for the transfer of the underlying claim using open bidding. After thorough consideration, the board of directors believes that entering into a debt transfer agreement is beneficial to the company and its shareholders as a whole. As of the reference date (i.e. September 30, 2024), the underlying claim had an asset impairment provision of approximately RMB 0.477 billion, and the net principal amount of the underlying claim after deducting the impairment provision on the base date was approximately RMB 0.681 billion. The above estimate may have a different actual financial impact from the transfer of the underlying claim.
