PayPal此时宣布取消“先买后付”滞纳金，正值世界各地更多的监管机构正密切关注这项快速增长的业务，以确保消费者不会承担太多债务。当被问及“取消滞纳金是否会鼓励更多消费者拖欠贷款”时，利谢夫斯基认为不会出现这种情况。Original title: "Buy first and pay later" the rise of e-commerce PayPal Holdings Inc announced the abolition of late fee source: Sina Technology
According to reports, with the rise of "buy-and-pay" (BNPL) services and the heating up of market competition, PayPal Holdings Inc announced today that he will no longer charge late fees to "buy-and-pay" users.PayPal Holdings Inc said the policy will take effect in the United States, Britain and France from October this year. At present, PayPal Holdings Inc's "buy-and-pay" service in Germany and Australia has been exempted from late fees.
Last year, PayPal Holdings Inc began to offer "buy first and pay later" clothes for the first time. PayPal Holdings Inc said today that he hopes these changes will help make his products more affordable and attractive to consumers. "We think late fees hinder the customer experience," Greg Lishevsky, vice president of global payments products at PayPal Holdings Inc, said in an interview.
PayPal Holdings Inc's announcement of the cancellation of the "buy and pay later" late fee comes at a time when more regulators around the world are watching the fast-growing business closely to ensure that consumers do not take on too much debt. When asked whether abolishing late fees would encourage more consumers to default on their loans, Mr Lishevsky did not think that would happen.
"Buy first, pay later" allows consumers to pay in installments when shopping, and "buy and pay" has flourished during the epidemic as more and more people turn to online shopping. At the same time of the explosive growth of the industry, the market competition has also begun to intensify.
Earlier this month, TwitterSquare, INC., a digital payment company owned by CEO Jack Dorsey (Jack Dorsey), has announced the acquisition of Australian "buy and pay" company Afterpay in an all-stock deal of $29 billion, signifying the rise of buy-and-pay services.
In addition, Apple IncThe company also began recruiting employees with "buy-and-pay" experience for its payment department earlier this year, with a view to expanding Apple Pay and its wallet app. It was reported last month that Apple Inc was working with Goldman Sachs GroupCooperate to develop Apple Pay Later installment service.
