展示物 10.8
セキュリティ契約
この セキュリティ 協定（以下、「契約」）は、2024年10月7日に有効として締結されたものであり、アディフェックス・ホールディングス、LLC、デラウェア州法に基づき設立された有限責任会社（以下、「債務者」）、および、フレッシュ・ヴァイン・ ワイン、インク、デラウェア州法に基づき設立された法人（以下、「貸し手”).
背景
A. 債務者は、日付を問わず（修正、改廃、または随時入れ替えられたものとして、）本日付の当該金銭債務確約書（以後「注”);
b. 債務者がノートに従って債権者に提供される金融便益を誘発するために、債務者は、ここで定義される担保物（以下で定義する）に対する債権者への担保権を設定、付与、譲渡し、譲渡することを希望して、ここで規定された債務（以下で定義）を担保する。
上記の前提事項および本契約に含まれる相互の契約と合意を考慮して、債務者は以下のように同意する。
署名者は、SelectQuote、Inc.の普通株式、1株0.01ドルのこのスケジュール13Gの改正第2号が、署名者の代表者によって提出されることに同意します。
したがって、良好かつ 有価議の対象として、債務者はここにレンダーの利益のために以下の通りに同意します:
記事 I. セキュリティ利益
1.1 セキュリティ権の譲渡債務者は、ここに定義された担保（以下で定義）に対するセキュリティ権を譲渡し、債権者に譲渡します。当事者の意図は、担保が債権者に対するすべての債務を担保することです。これらの債務がこの契約の下で存在するかどうか、または債務者と債権者との間に今後存在するかもしれない他の契約の下で存在するかどうかに関係なく、注意せず、規定されてない、覚書、融資または担保契約、リース契約、任意売却、信託証書または不動産または動産の利害の抵当権、保証、信用状、債権者が債務者に対して提供するその他のサービスまたは信用の合意を含む、債権者との間の合意など、債権者との間の契約融資書類”).
1.2 “担保物件「Debtorが現在所有しているか、将来的に取得する個人所有物であっても、どこにあっても（関連書類、一般無形資産、付属品および増加物、予備および修理部品、特別ツール、代替品、返品または回収された商品、または以下に関連する書類、およびすべての収益および以下の物の製品を含む）以下を含むものに限り、以下の通り：
全セクターの装置("機器")、 設備、在庫("在庫")（販売、リース、デモンストレーションのために保持されている商品、サービスの契約の下で提供される商品、他者にリースされている商品、取引や差し押さえ、原材料、製作中の作業、Debtorのビジネスで使用される材料や備品 含む全てのスペアや修理部品、特殊工具、装置及び上記のいずれか代替品と、埋め込まれているソフトウェアもしくは関連するソフトウェア;
全セクター（"債権”） また、契約権、文書、単記（電子単記を含む）、手形、および一般無形資産（国や 連邦政府の支援プログラムからの支払い権を含む）、これらのいずれかに起因する販売の 戻されたまたは差し押さえられた商品全般。
全ての金融資産、投資物件、証券（有価証券または無記名証券を含むが、投資信託の証券を含む）、証券権利、証券口座、商品契約、商品口座、およびその他の全ての置き換えと追加、全ての配当金、配当および分配すべきもの、該当資産から支払われるべき金額、配当金、およびその他の和訳、分配金
全セクターの自動車、トレーラー、その他の車両、車両の関連設備、また今後取得されるあらゆる種類のもの、およびすべての追加と付属品、それが債務者が所有またはリースする財産のどこにあるかに関わらず;
全セクターの商業的侵害請求
全セクターの入金口座;
全セクターの信用状権利；
全セクターのサポート義務で、上記の支払いや業績のサポートを行う全サポート
全セクターへのすべての追加と加算、すべての収益、製品、子孫、利益、およびそれに付随するすべての権利と特権。
本覚書において定められた用語は、特定された意味を有します。ただし、本契約において別段に定義されていない限り、デラウェア州で採択された一般商業法典に定められた意味とします。
1.3 “義務「全セクター」は、貸金者への債務、負債、債務、誓約、保証、責務を指し、現在存在するか今後生じるか、清算されたか未清算か、絶対的か否か、ノート、この契約書、その他の融資書類その他の原因で生じたものであるかに関わらず、貸金者が債務者に対して提供する現在のおよび将来のクレジット、および債務者が他者に対して補保するもの、第三者に担保されるもの、または債務者の権利の存続者に対して提供する債務に起因するかに関わらず、これらの債務を含む。元金、利子、手数料、諸経費及び上記のいずれかに関連する費用を含む。
第II章 表現、保証および契約
借入者が未払いまたは未解決の債務がある限り、債務者は引き続き次のように表明、保証し、同意します。
2.1 債務者の 名前、組織; 債務者は、ビジネスを行わず、10日前に貸金者に書面で通知しない場合、他の名前でビジネスを行ったり、商号を使用したりしません。以下に表示されている住所は債務者の本店であり、すべての担保物件はその住所または他の住所にあります 付属書A 債務者がアドレス/新しい場所の変更を貸金者に事前に通知する限り、以下の住所が債務者の本店であり、すべての担保物件がその住所またはその他の住所に存在します スケジュールA 債務者がアドレス/新しい場所の変更を貸金者に事前に通知する限り、以下の住所が債務者の本店であり、すべての担保物件がその住所またはその他の住所に存在します スケジュールA 担保物件の所在地にかかわらず、貸金者の担保権利を制限しません
2.2 状態 担保品の状態全ての担保品は真正であり、有効に存在しています。借り手が担保品に関して債務者から担保基準またはその他の方法で書面により通知されていない取るに足らない価値のある物品を除き、(i) 在庫、すでに収穫された農産物、機器および取り付けられた設備を構成する担保品は良好な状態であり、陳腐ではなく、現在販売可能または使用可能であり；および(ii) 債券、契約権、手形、チャットル・ペーパーおよびその他の第三者の支払義務を構成する担保品は全てその条件に従って完全に強制可能であり、返品、論争、相殺、信用許容額、または返戻以外の利点には適用されず、ただし、迅速な支払いのための割引は除きます。債務者が担保物件への対抗通知を提供しない限り、債務者は債務不履行時に第三者債務者が債務者に対して支払い能力を損なう可能性のある事実または知識を持っていません。
2.3 所有権; 担保品の保守; 抵当権および譲渡の制限債務者は、貸主による書面による許可を受けて許可されたものを除き、全ての抵当権、 請求、その他の担保、およびセキュリティー権のない財産の単独所有者である。債務者は次のことを行うものとする：(i) 担保品を良好な状態および修理（合理的な摩耗を除く）に保ち、その価値が損なわれないようにすること；(ii) 担保品を無駄にせず、移動させず、譲渡させず、その識別を失わせないこと；(iii) 担保品を貸主の最優先セキュリティー権を除いて、 すべての抵当権、差し押さえ、執行、請求、担保その他のセキュリティー権から守ること。ただし、業務上通常使用される家具、 備品および設備の購入金担保権または貸し出しのための担保権を除く；(iv) 貸主以外の者によるすべての請求および法的手続から担保品を守ること； (v) 担保品に課された税金、徴税、その他の料金または費用を支払い、弁済すること。ただし、債務者が適切な手続きによって 善意で異議を唱えた税金の支払いを行っている間は、担保品に差押さえや抵当が課されていない限り；(vi) 担保品を第三者に譲渡し、 賃貸し、移動させることなく、業務上通常の場所に移動させないこと；(vii) 担保品を新しい場所に移設し、新たな商品に加えることを、 貸主の同意なしに行わないこと；(viii) 担保品が保険の適用法、規則、または方針に違反して使用されないようにすること；かつ、 (ix) 証券および債務者証書からなる担保品について、他の当事者に対する貸主の権利を維持すること。
2.4 Maintenance of Security Interest; Purchase Money Security Interests. The Debtor shall take any action reasonably requested by the Lender to preserve the Collateral and to establish the value of, the priority of, to perfect, to continue the perfection of or to enforce the Lender’s interest in the Collateral and the Lender’s rights under this Agreement; and shall pay all costs and expenses related thereto. The Debtor and the Lender intend to maintain the full effect of any purchase money security interest granted in favor of the Lender notwithstanding the fact that the Collateral so purchased is also pledged as security for other Obligations under the Loan Documents.
2.5 Security Interest in Commercial Tort Claims. If a commercial tort claim reasonably expected to be in excess of $25,000 ever arises that is intended to compensate Debtor for loss of property that is Collateral or that is intended to compensate Debtor for loss of operating revenues, the Debtor shall notify the Lender of such claim, provide all documents pertinent to such claim, and grant the Lender a security interest in such claim.
2.6 Collateral Inspections; Modifications and Changes in Collateral. At reasonable times and at reasonable intervals, the Lender may examine the Collateral and the Debtor’s records pertaining to it, wherever located, and make copies of such records at the Debtor’s expense; and the Debtor shall assist the Lender in so doing. Without the Lender’s prior written consent, the Debtor shall not materially alter, modify, discount, extend, renew or cancel any Collateral, except for discounts customarily granted in the Debtor’s ordinary course of business for payment on accounts, physical modifications to the inventory occurring in the manufacturing process or alterations to equipment which do not materially affect its value. The Debtor shall promptly notify the Lender in writing of any material change in the condition of the Collateral and of any change in location of the Collateral. Upon and during the continuance of any default, or if otherwise reasonably requested by Lender, Debtor shall reimburse Lender for the cost of Lender’s onsite inspections; provided that if Debtor is not in default, Debtor shall not be requested to pay for more than one on-site inspection per year.
2.7 Collateral Records, Reports and Statements. The Debtor shall keep accurate and complete records respecting the Collateral in such form as the Lender may approve. At such times as the Lender may require, the Debtor shall furnish to the Lender any records/information the Lender might require, including, without limitation, a statement certified by the Debtor and in such form and containing such information as may be prescribed by the Lender showing the current status and value of the Collateral. Lender shall have the right to receive copies of all property inspections performed by any franchisor and the Debtor’s responses thereto.
2.8 Chattel Paper, Instruments, Etc. Chattel paper, instruments, drafts, notes, acceptances, and other documents that constitute Collateral shall be on forms satisfactory to the Lender. The Debtor shall promptly mark chattel paper to indicate conspicuously the Lender’s security interest therein, shall not deliver any chattel paper or negotiable instruments to any other entity and, upon request, shall deliver all original chattel paper, instruments, drafts, notes, acceptances and other documents which constitute Collateral to the Lender. Nothing in this section shall be construed to prohibit the Debtor from endorsing checks received as deposits, as payments, or as proceeds of Collateral for deposit into Debtor’s operating account. Lender reserves its rights to cause Debtor to deliver such items directly to Lender after an Event of Default.
2.9 [Reserved].
2.10 Insurance. The Debtor will maintain insurance to such extent, covering such risks and with such insurers as is usual and customary for businesses operating similar properties, and as is reasonably satisfactory to the Lender, including insurance for fire, hail, and other risks insured against by extended or comprehensive coverage, public liability insurance and workers’ compensation insurance; and will designate the Lender as loss payee with a “Lender’s Loss Payable” endorsement on any casualty policies and take such other action as the Lender may reasonably request to ensure that the Lender will receive (subject to no other interests) the insurance proceeds of the Collateral. The Debtor hereby assigns all insurance proceeds to and irrevocably directs, while any Obligations remain unpaid, any insurer to pay to the Lender the proceeds of all such insurance and any premium refund; and authorizes the Lender to endorse the Debtor’s name to effect the same, to make, adjust or settle, in the Debtor’s name, any claim on any insurance policy relating to the Collateral; and, at the option of the Lender, to apply such proceeds and refunds to the Obligations or to restoration of the Collateral, returning any excess to the Debtor.
2.11 Authorization of Filing. The Debtor hereby authorizes the Lender to file all financing statements describing the Collateral, and all amendments thereto, in any offices as the Lender, in its sole discretion, may determine.
article III. COLLECTIONS
3.1 Deposit with the Lender. At any time during the continuance of an Event of Default, the Lender may require that all proceeds of Collateral received by the Debtor shall be held by the Debtor upon an express trust for the Lender, shall not be commingled with any other funds or property of the Debtor and shall be turned over to the Lender in precisely the form received (but endorsed by the Debtor, if necessary for collection) not later than the business day following the day of their receipt. All proceeds of Collateral received by the Lender directly or from the Debtor shall be applied against the Obligations in such order and at such times as the Lender shall determine.
article IV. RIGHTS AND DUTIES OF THE LENDER
In addition to all other rights (including setoff) and duties of the Lender under the Note that are expressly incorporated herein as a part of this Agreement, the following provisions shall also apply:
4.1 Authority to Perform for the Debtor. The Debtor presently appoints any officer of the Lender as the Debtor’s attorney-in-fact (coupled with an interest and irrevocable while any Obligations remain unpaid) to do any of the following upon and during the continuation of a default by the Debtor hereunder (subject to any notice requirements or grace/cure periods under this or other agreements between the Debtor and the Lender): (i) to endorse or place the name of the Debtor on any invoice or document of title relating to accounts, drafts against customers, notices to customers, notes, acceptances, assignments of government contracts, instruments, financing statements, checks, drafts, money orders, insurance claims or payments or other documents evidencing payment or a security interest relating to the Collateral; (ii) to receive, open and dispose of all mail addressed to the Debtor and to notify the Post Office authorities to change the address for delivery of mail addressed to the Debtor to an address designated by the Lender; (iii) to do all such other acts and things necessary to carry out the Debtor’s duties under this Agreement and the other Loan Documents; and (iv) to perfect, protect and/or realize upon the Lender’s interest in the Collateral. If the Collateral includes funds or property in depository accounts, the Debtor authorizes each of its depository institutions to remit to the Lender, without liability to the Debtor, all of the Debtor’s funds on deposit with such institution upon written direction by the Lender after default and during the continuance of a by the Debtor hereunder. All acts by the Lender are hereby ratified and approved except arising out of gross negligence or willful misconduct, and the Lender shall not be liable for any acts of commission or omission, nor for any efforts of judgment or mistakes of fact or law.
4.2 Verification and Notification; Lender’s Rights. The Lender may verify Collateral in any manner, and the Debtor shall assist the Lender in so doing. Upon the occurrence and during the continuance of a default hereunder, the Lender may at any time and the Debtor shall, upon request of the Lender, notify the account debtors to make payment directly to the Lender; and the Lender may enforce collection of, sell, settle, compromise, extend or renew the indebtedness of such account debtors; all without notice to or the consent of the Debtor. Until account debtors are so notified, the Debtor, as agent of the Lender, shall make collections on the Collateral. The Lender may at any time notify any bailee possessing Collateral of the Lender’s security interest and, upon the occurrence and during the continuance of a default hereunder, direct such bailee to turn over the Collateral to the Lender.
4.3 Collateral Preservation. The Lender shall use reasonable care in the custody and preservation of any Collateral in its physical possession but in determining such standard of reasonable care, the Debtor expressly acknowledges that the Lender has no duty to: (i) insure the Collateral against hazards; (ii) ensure that the Collateral will not cause damage to property or injury to third parties; (iii) protect it from seizure, theft or conversion by third parties, third parties’ claims or acts of God; (iv) give to the Debtor any notices received by the Lender regarding the Collateral; (v) perfect or continue perfection of any security interest in favor of the Debtor, (vi) perform any services, complete any work-in-process or take any other action in connection with the management or maintenance of the Collateral; or (vii) sue or otherwise effect collection upon any accounts even if the Lender shall have made a demand for payment upon individual account debtors. Notwithstanding any failure by the Lender to use reasonable care in preserving the Collateral, the Debtor agrees that the Lender shall not be liable for consequential or special damages arising therefrom.
article v. DEFAULTS AND REMEDIES
The Lender may enforce its rights and remedies under this Agreement upon default. A default shall occur if the Debtor fails to comply with the terms of the Note, this Agreement or other Loan Documents beyond any applicable grace or cure period provided therein.
5.1 Cumulative Remedies; Notice; Waiver. In addition to the remedies for default set forth in the Note and this Agreement, the Lender upon default shall have all other rights and remedies for default provided by the Uniform Commercial Code, as well as any other applicable law and this Agreement, INCLUDING, WITHOUT LIMITATION, THE RIGHT TO REPOSSESS, RENDER UNUSABLE AND/OR DISPOSE OF THE COLLATERAL WITHOUT JUDICIAL PROCESS. The rights and remedies specified herein are cumulative and are not exclusive of any rights or remedies that the Lender would otherwise have. With respect to such rights and remedies:
(a) Assembling Collateral; Storage; Use of the Debtor Name/Other Property. The Lender may require the Debtor to assemble the Collateral and to make it available to the Lender at any convenient place designated by the Lender. The Debtor recognizes that the Lender will not have an adequate remedy in Law if this obligation is breached and accordingly, Debtor’s obligation to assemble the Collateral shall be specifically enforceable. The Lender shall have the right to take immediate possession of said Collateral and the Debtor irrevocably authorizes the Lender to enter any of the premises wherever said Collateral shall be located, and to store, repair, maintain, assemble, manufacture, advertise and sell, lease or dispose of (by public sale or otherwise) the same on said premises until sold, all without charge or rent to the Lender. The Lender is hereby granted an irrevocable license to use, without charge, the Debtor’s equipment, inventory, labels, patents, copyrights, franchises, names, trade secrets, trade names, trademarks and advertising matter and any property of a similar nature; and the Debtor’s rights under all licenses and franchise agreements shall inure to the Lender’s benefit. Further, the Debtor releases the Lender from obtaining a bond or surety with respect to any repossession and/or disposition of the Collateral.
(b) Notice of Disposition. Written notice, when required by law, sent to any address of the Debtor in this Agreement, at least ten (10) calendar days (counting the day of sending) before the date of a proposed disposition of the Collateral is reasonable notice. Notification to account debtors by the Lender shall not be deemed a disposition of the Collateral.
(c) Possession of Collateral/Commercial Reasonableness. The Lender shall not, at any time, be obligated to either take or retain possession or control of the Collateral. With respect to Collateral in the possession or control of the Lender, the Debtor and the Lender agree that as a standard for determining commercial reasonableness, the Lender need not liquidate, collect, sell or otherwise dispose of any of the Collateral the Lender believes, in good faith, that disposition of the Collateral would not be commercially reasonable, would subject the Lender to third-party claims or liability, that other potential purchasers could be attracted or that a better price could be obtained if the Lender held the Collateral for up to one year; and the Lender shall not then be deemed to have retained the Collateral in satisfaction of the Obligations. Furthermore, the Lender may sell the Collateral on credit (and reduce the Obligations only when payment is received from the buyer), at wholesale and/or with or without an agent or broker, and the Lender need not complete, process or repair the Collateral prior to disposition.
(d) Waiver by the Lender. The Lender may permit the Debtor to attempt to remedy any default without waiving its rights and remedies hereunder, and the Lender may waive any default without waiving any other subsequent or prior default by the Debtor. Furthermore, delay on the part of the Lender in exercising any right, power or privilege hereunder or at law shall not operate as a waiver thereof, nor shall any single or partial exercise of such right, power or privilege preclude other exercise thereof or the exercise of any other right, power or privilege. No waiver or suspension shall be deemed to have occurred unless the Lender has expressly agreed in writing specifying such waiver or suspension.
article vi. MISCELLANEOUS
6.1 Miscellaneous. When there is more than one Debtor named herein: (a) the word "Debtor" shall mean all or any one or more of them as the context requires; (b) the obligations of each Debtor hereunder are joint and several; and (c) until all Obligations secured hereby shall have been paid in full, no Debtor shall have any right of subrogation or contribution, and each Debtor hereby waives any benefit of or right to participate in any of the Collateral or proceeds of Collateral or any other security now or hereafter held by Lender. Debtor hereby waives any right to require Lender to (i) proceed against Debtor or any other person, (ii) marshal assets or proceed against or exhaust any security from Debtor or any other person, (iii) perform any obligation of Debtor with respect to any Collateral or proceeds of collateral, and (iv) make any presentment or demand, or give any notices of any kind, including without limitation, any notice of nonpayment or nonperformance, protest, notice of protest, notice of dishonor, notice of intention to accelerate or notice of acceleration hereunder or in connection with any Collateral or proceeds of Collateral. Debtor further waives any right to direct the application of payments or security for any Obligations of Debtor or indebtedness of customers of Debtor.
6.2 Notices. All notices, requests and demands required under this Agreement must be in writing, addressed to Lender at the address specified in the Loan Agreement or any of the other Loan Documents entered into between Debtor and Lender and to Debtor at the address of its chief executive office (or principal residence, if applicable) specified below or to such other address as any party may designate by written notice to each other party, and shall be deemed to have been given or made as follows: (a) if personally delivered, upon delivery; (b) if sent by mail, upon the earlier of the date of receipt or three (3) days after deposit in the U.S. mail, first class and postage prepaid; and (c) if sent by telecopy, upon receipt.
6.3 Costs, Expenses And Attorneys' Fees. Debtor shall pay to Lender immediately upon demand the full amount of all payments, advances, charges, costs and expenses, including, to the extent permitted by applicable law, reasonable attorneys' fees (to include outside counsel fees and all allocated costs of Lender's in-house counsel to the extent permissible), expended or incurred by Lender in connection with (a) the perfection and preservation of the Collateral or Lender's interest therein, and (b) the realization, enforcement and exercise of any right, power, privilege or remedy conferred by this Agreement, whether or not suit is brought or foreclosure is commenced, and where suit is brought, whether incurred at the trial or appellate level, in an arbitration proceeding or otherwise, and including any of the foregoing incurred in connection with any bankruptcy proceeding (including without limitation, any adversary proceeding, contested matter or motion brought by Lender or any other person) relating to Debtor or in any way affecting any of the Collateral or Lender's ability to exercise any of its rights or remedies with respect thereto or under the Loan Documents. Subject to any restrictions under applicable law pertaining to usury, all of the foregoing shall be paid by Debtor with interest from the date of demand until paid in full at the rate of interest then due under the Loan Agreement. Notwithstanding anything in this Agreement to the contrary, reasonable attorneys’ fees shall not exceed the amount permitted by law.
6.4 Successors; Assigns; Amendment. This Agreement shall be binding upon and inure to the benefit of the heirs, executors, administrators, legal representatives, successors and assigns of the parties, and may be amended or modified only in writing signed by Lender and Debtor.
6.5 Severability of Provisions. If any provision of this Agreement shall be held to be prohibited by or invalid under applicable law, such provision shall be ineffective only to the extent of such prohibition or invalidity, without invalidating the remainder of such provision or any remaining provisions of this Agreement.
6.6 Governing Law. This Agreement shall be governed by and construed in accordance with the laws of Delaware.
[Signature Page Follows]
IN WITNESS WHEREOF, the undersigned have executed this Security Agreement effective as of the date first written above.
DEBTOR:
Adifex Holdings, LLC
a Delaware limited liability company
By: /s/ Roman Scharf
Name: Roman Scharf
Title: Authorized Signatory
LENDER:
Fresh Vine Wine, Inc.
a Delaware corporation
By:/s/ Michael Pruitt
Name: Michael Pruitt
Title: Chief Executive Officer
SCHEDULE A
IDENTIFICATION,
CHIEF EXECUTIVE OFFICE
AND COLLATERAL LOCATIONS LIST
Taxpayer Identification Number: [xx-xxxxxxxx]
State Entity Identification Number: 3839723
Address of Principal Office:
900 Foulk Road, Suite 201
Wilmington, DE 19803
Other Collateral Locations: