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A. 機密信息：您在弗雷迪·麥克期間創建或開發的書面、口頭、磁性、數字、計算機、攝影、光學、電子或其他形式的信息或資料，無論現有與否，均構成商業祕密和/或專有或保密信息。該信息包括但不限於：(i) 所有標記爲專有或保密的信息；(ii) 有關弗雷迪·麥克的業務計劃、方法和策略的組件、能力和特質的信息；(iii) 有關股東、投資者、定價、投資、營銷、銷售、交易、融資、套期保值、建模、銷售和風險管理的戰術、計劃或策略的信息；(iv) 財務或稅務信息和分析，包括但不限於有關弗雷迪·麥克的資本結構和稅務或財務規劃的信息；(v) 弗雷迪·麥克客戶、借款人、員工或其他人員的機密信息；(vi) 定價和報價信息、政策、程序和實踐；(vii) 保密客戶名單；(viii) 專有算法；(ix) 機密合同條款；(x) 有關弗雷迪·麥克政策、程序和實踐或弗雷迪·麥克開展業務方式的機密信息；(xi) 專有或保密數據庫，包括其結構和內容；(xii) 專有弗雷迪·麥克商業軟件，包括其設計、規格和文檔；(xiii) 有關弗雷迪·麥克產品、計劃和服務的信息，該信息尚未公開；(xiv) 有關弗雷迪·麥克與第三方（包括經銷商、客戶、供應商和監管機構）交往的機密信息；和/或 (xv) 屬於第三方的機密信息，此類信息是您在與弗雷迪·麥克的僱傭關係中獲得訪問權限的。保密信息不包括您在與弗雷迪·麥克的僱傭關係中獲得的，公衆或弗雷迪·麥克所在行業或行業板塊內普遍已知的一般技能、經驗或知識。

在開始與Freddie Mac就業之前，您同意儘快與Freddie Mac的首席合規官諮詢有關可能受政策禁止的任何投資，您或「受覆蓋的家庭成員」（如政策所定義）可能持有的投資。您還同意在開始與Freddie Mac就業之前披露可能引發利益衝突的任何其他事宜或情況，如《準則》所定義。

除此之外，在開始與房利美公司的僱傭之前，您同意向房利美公司人力資源部門披露您目前可能受約束的就業、保密或股權授予協議的條款，這可能會影響您未來的僱傭或招聘活動，以便房利美公司確保您的僱傭和作爲房利美員工的行爲不與這些條款相牴觸。

A. 禁止競爭條款您知道，由於您與Freddie Mac的僱傭關係，您可以訪問和了解機密信息，未經授權披露或使用該信息將給Freddie Mac帶來嚴重的競爭性損害。因此，您同意無論在您與Freddie Mac的僱傭期間，還是在僱傭關係終止之後的十二（12）個月內，不會考慮來自Fannie Mae，或美國聯邦住房貸款銀行（包括財務辦公室），的就業機會，也不會尋求或接受就業機會，或者直接或間接地向它們提供專業服務，如果您將爲這些機構提供您在與Freddie Mac的過去兩年僱傭期間所從事或執行的類型和性質的職責、責任或服務。您承認並同意，該約束對Freddie Mac具有獨特、重大和無法衡量的價值，在該約束仍然有效期間，您有足夠的技能來維持自己的生計，並且該約束不會影響您根據您的經驗、培訓和教育能夠工作的能力。此非競爭性約束適用於您的僱傭關係是由您自行終止、Freddie Mac終止，或雙方共同決定終止。

1. Participation in Mortgage Finance Transactions Involving Freddie Mac. After your separation of employment from Freddie Mac, you are prohibited from participating directly (or indirectly, by explicitly directing others in their direct participation in transactional activities) in any Mortgage Finance Transaction involving Freddie Mac, on behalf of yourself or a third party, for a period of six months following your separation from employment. For purposes of this paragraph, "Mortgage Finance Transaction" shall mean business engagements between Freddie Mac and third

parties involving the purchase or sale of securities, properties or mortgages. Other than the specific restriction described above, this Agreement shall not be construed as restricting your ability to be employed by, advise, or interact in a manner consistent with normal business interactions with people or entities that do transact with Freddie Mac. Questions regarding the scope of this prohibition should be directed to the Compliance & Ethics Helpline (www.FreddieMacEthicsHelpline.com or 877-301- 2633).

1. Cooling Off Period. If you are a Covered Employee at the time of your separation from employment with Freddie Mac, and accept employment or other payment for services with a Covered Entity over which you had regular contact and Significant Influence within six months preceding your separation of employment from Freddie Mac, you are prohibited from participating directly (or indirectly, by explicitly directing others to participate) in any business matter or transaction involving Freddie Mac, on behalf of such entity, for a period of six months following your date of separation from employment.

2. Entities That Seek or Have Sought To Do Business With Freddie Mac. If you are a Covered Employee at the time of your separation from employment with Freddie Mac, and accept employment or other payment for services with a business entity over which you had regular contact and Significant Influence, and that entity then Seeks or Has Sought To Do Business with Freddie Mac within six months preceding your separation of employment from Freddie Mac, you are prohibited from participating directly (or indirectly, by explicitly directing others to participate) in any business matter or transaction involving Freddie Mac, on behalf of such entity, for a period of six months following your date of separation from employment.

3. Entities That Are Created After Your Separation of Employment From Freddie Mac. If you are a Covered Employee at the time of your separation from employment with Freddie Mac, and accept employment or other payment for services with a business entity created after your separation from Freddie Mac that does business with Freddie Mac, you are prohibited from participating directly (or indirectly, by explicitly directing others to participate), on behalf of such entity, in any business matter or transaction involving Freddie Mac as to which you would have had Significant Influence, for a period of six months following your date of separation from employment.

4. Matter-Based Conflicts. If you are a Covered Employee at the time of your separation from employment with Freddie Mac, you are prohibited from representing any person (including yourself) or entity with respect to any matter involving Freddie Mac as to which you had direct or substantial involvement while employed by Freddie Mac, for six months following your separation from employment with Freddie Mac.

5. Interpretive Review Process. If you are a Covered Employee, you may contact the Compliance & Ethics Helpline at any time to seek an interpretive review from the Ethics Office of Freddie Mac's Compliance Department, which shall determine whether the Additional Cooling Off Period described above shall apply to a particular position and employer you are considering. In making this determination, the Ethics Office shall consider the existence of a conflict of interest or risk of significant competitive harm, the extent and duration of your influence, the volume of business done with the employer, and other relevant factors. The Ethics Office shall also, to the extent feasible, shield your identity as the requestor and maintain confidentiality of the request. If you are a Senior Vice President or above, the Ethics Office's determination shall be subject to the approval of the Chair of the Nominating and Governance Committee of the Board of Directors.

6. Determination Upon Exit or Within Six Months of Your Separation From Employment. If you are a Covered Employee at the time of your separation from employment with Freddie Mac, and have not obtained a determination from the Ethics Office under the Interpretive Review process detailed above, the Ethics Office will make such a determination as to whether the Additional Cooling Off Period described above shall apply to your new position and new employer, upon your separation from employment if you have accepted new employment by then, or later once you have accepted such new employment.

During your employment with Freddie Mac and for a period of twelve (12) months after your termination date, you will not solicit or recruit, attempt to solicit or recruit or assist another in soliciting or recruiting any Freddie Mac managerial employee (including manager-level, Executive-level, or officer-level employee) with whom you worked, or any employee whom you directly or indirectly supervised at Freddie Mac, to leave the employee's employment with Freddie Mac for purposes of employment or for the rendering of professional services. This prohibition against solicitation does not apply if Freddie Mac has notified the employee being solicited or recruited that his/her employment with the Company will be terminated pursuant to a corporate reorganization, reduction-in-force, involuntary termination or voluntary early retirement program.

A.Non-Disclosure. You recognize that Freddie Mac is engaged in an extremely competitive business and that, in the course of performing your job duties, you will have access to and gain knowledge about Confidential Information. You further recognize the importance of carefully protecting this Confidential Information in order for Freddie Mac to compete successfully. Therefore, you agree that both during and following your employment with Freddie Mac, you will neither divulge Confidential Information to any persons, including to other Freddie Mac employees who do not have a Freddie Mac business-related need to know, nor make use of the Confidential Information for your own benefit or for the benefit of anyone else other than Freddie Mac. You further agree to take all reasonable precautions to prevent the disclosure of Confidential Information to unauthorized persons or entities, and to comply with all Company policies, procedures, and instructions regarding the treatment of such information.

iii) If you file a lawsuit for retaliation by Freddie Mac for reporting a suspected violation of law, you may (a) disclose trade secrets to your attorney, and (b) use the trade secret information in the court proceeding if you file any document containing the trade secret under seal and do not disclose the trade secret except pursuant to court order.

C. Ability to Enforce Agreement and Assist Government Investigations. Nothing in this Agreement prohibits or otherwise restricts you from: (1) making any disclosure of information required by law; (2) assisting any regulatory or law enforcement agency or legislative body to the extent you maintain a legal right to do so notwithstanding this Agreement; (3) filing, testifying, participating in or otherwise assisting in a proceeding relating to the alleged violation of any federal, state, or local law, regulation, or rule, to the extent you maintain a legal right to do so notwithstanding this Agreement; or (4) filing, testifying, participating in or otherwise assisting the Securities and Exchange Commission or any other proper authority in a proceeding relating to allegations of fraud.

A. Return of Materials. You agree that upon termination of your employment with Freddie Mac for any reason whatsoever, you will deliver to your immediate supervisor all tangible materials embodying Confidential Information, including, but not limited to, any documentation, records, listings, notes, files, data, sketches, memoranda, models,

B. Disclosure of Future Employment. To enable Freddie Mac to monitor compliance with the obligations imposed by this Agreement, you further agree to notify Freddie Mac by email to Term_notification@freddiemac.com the identity of your subsequent employer(s) and your prospective job title and responsibilities prior to beginning employment, if you did not disclose this information to the Human Resources Division at the conclusion of your employment with Freddie Mac. You agree that this notice requirement shall remain in effect for twelve (12) months following the termination of your Freddie Mac employment.

C. Contact With Future Employers. You agree that, in order to assure the continued confidentiality of the Confidential Information, Freddie Mac may correspond with your future employers to advise them generally of your exposure to and knowledge of Confidential Information, and your obligations and responsibilities regarding the Confidential Information. You understand and agree that any such contact may include a request for assurance and confirmation from such employer(s) that you will not disclose Confidential Information to such employer(s), nor will such employer(s) permit any use whatsoever of the Confidential Information.

You represent that you do not have any confidential information, trade secrets or other proprietary information that you obtained as the result of your employment with another employer that you will be using in your position at Freddie Mac. You also represent that you are not subject to any employment, confidentiality or stock grant agreements, or any other restrictions or limitations imposed by a prior employer, which would affect your ability to perform the duties and responsibilities for Freddie Mac in the job position offered, and further represent that you have provided Freddie Mac with copies of any non-competition, non-solicitation or similar agreements or limitations that have not expired, so that Freddie Mac can make an independent judgment that your employment with Freddie Mac is not inconsistent with any of its terms.

A.You acknowledge that during your employment with Freddie Mac, you may be subject to corrective action, up to and including termination of employment, for your breach or threat of breach of any provision of this Agreement. You further agree that, following the conclusion of your employment with Freddie Mac, Freddie Mac may contact your future employers or take other legal steps necessary to protect Freddie Mac Confidential Information from improper use or disclosure, such as seeking injunctive relief or asserting legal claims.

B.You agree that in the event that you breach Section IV(A) or IV(B) of this Agreement, Freddie Mac may request that your new employer recuse you from any business transactions with Freddie Mac for six months. You further agree that Freddie Mac may also seek injunctive relief or asse1i legal claims such as breach of contract or tortious interference with contract, against you or your new employer. Finally, you agree that Freddie Mac may bar your new employer from doing business with Freddie Mac for a period of time.

C.You acknowledge that if you are a Senior Vice President or above, in the event that you breach any provision of this Agreement during or after your employment with Freddie Mac, you may be subject to a forfeiture of any unpaid Deferred Salary you are eligible for under the Executive Management Compensation Program, notwithstanding the terms of any program, plan, agreement-Dr award to the contrary, to the extent permitted by applicable law. Such forfeiture shall be limited to such pay earned within six months prior to your separation from employment, or any unpaid severance pay you are eligible for from Freddie Mac. This forfeiture provision shall not apply to Deferred Salary earned prior to June 1, 2021. The Board of Directors, in the good faith exercise of their sole discretion, shall determine the appropriate dollar amount and type of compensation to be forfeited by you, if any. The Board of Directors will consider certain factors when determining the dollar amount of any forfeiture including: materiality of the violation and proportionality of the violation as compared to the amount of compensation subject to forfeiture.

D.You agree that irreparable injury will result to Freddie Mac's business interests in the event of breach or threatened breach of this Agreement, the full extent of Freddie Mac's damages will be impossible to ascertain, and monetary damages will not be an adequate remedy for Freddie Mac. Therefore, you agree that in the event of a breach or threat of breach of any provision(s) of this Agreement, Freddie Mac, in addition to any other relief available, shall be entitled to temporary, preliminary, and permanent equitable relief to restrain any such breach or threat of breach by you and all persons acting for and/or in concert with you, without the necessity of posting bond or security, which you expressly waive.

E.You agree that each of your obligations specified in this Agreement is a separate and independent covenant, and that all of your obligations set forth herein shall survive any termination, for any reason, of your Freddie Mac employment. To the extent that any provision of this Agreement is determined by a court of competent jurisdiction to be unenforceable because it is overbroad, that provision shall be limited and enforced to the extent permitted by applicable law. Should any provision of this Agreement be declared or determined by any court of competent jurisdiction to be unenforceable or invalid under applicable law, the validity of the remaining obligations will not be affected thereby and only the unenforceable or invalid obligation will be deemed not to be a part of this Agreement.

F. This Agreement is governed by, and will be construed in accordance with, the laws of the Commonwealth of Virginia, without regard to its or any other jurisdiction's conflict-of-law provisions. You agree that any action related to or arising out of this Agreement shall be brought exclusively in the United States District Court for the Eastern District of Virginia, and you hereby irrevocably consent to personal jurisdiction and venue in such court and to service of process by United States Mail or express courier service in any such action.