Regular
Savings Plan

Grow your wealth over time by
dollar-cost averaging in the US market.
Get Started
Financial services in the moomoo app are provided by Moomoo Financial Singapore Pte. Ltd.. You will be redirected to Moomoo Financial Singapore Pte. Ltd.'s web domain, where the account application pages are hosted.

Why Regular Savings Plan (RSP)

Lower Your Average Cost

Timing the market is challenging. The Dollar-Cost Averaging (DCA) strategy enables you to accumulate assets throughout both good and bad days, therefore reducing your average purchase price.

Lifetime 0* Commission

Enjoy lifetime 0* commission trading for US market. Invest regularly in stocks, index funds, and broad market ETFs without incurring additional fees for management or subscription.

Start with Small Capital

Build your portfolio over time with daily, weekly, bi-weekly, or monthly recurring investments, starting from as low as US$10.

Hassle-Free Automation

Enjoy automated bank transfers and currency exchange to effortlessly invest a portion of your monthly salary for long-term passive income.

Popular RSP Indices

Buy
Financial services in the moomoo app are provided by Moomoo Financial Singapore Pte. Ltd.. You will be redirected to Moomoo Financial Singapore Pte. Ltd.'s web domain, where the account application pages are hosted.
Buy
Financial services in the moomoo app are provided by Moomoo Financial Singapore Pte. Ltd.. You will be redirected to Moomoo Financial Singapore Pte. Ltd.'s web domain, where the account application pages are hosted.
Buy
Financial services in the moomoo app are provided by Moomoo Financial Singapore Pte. Ltd.. You will be redirected to Moomoo Financial Singapore Pte. Ltd.'s web domain, where the account application pages are hosted.

Set Up Your RSP
in 4 Steps

Step 1: Choose the Indices

Choose from a wide range of US stocks and ETFs.

Step 2: Select Your Account

Set up auto-transfers directly from your bank account or your moomoo universal account.

Step 3: Set Your Investment Amount

Invest with as little as US$10 in fractional shares.

Step 4: Choose Your Frequency

Opt to invest daily, weekly, bi-weekly, or monthly—whichever suits you best!
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Get Started
Financial services in the moomoo app are provided by Moomoo Financial Singapore Pte. Ltd.. You will be redirected to Moomoo Financial Singapore Pte. Ltd.'s web domain, where the account application pages are hosted.
FAQ

What is Regular Savings Plan?

A Regular Savings Plan (RSP) is a low-threshold investment tool that allows you to automatically invest funds on a recurring schedule.

How Does Regular Savings Plan Work?

Regular Savings Plan uses dollar-cost averaging to reduce the impact of market volatility over time. By investing a fixed amount at regular intervals, fewer shares are bought when stock prices are high and more shares when stock prices are low.

What Are Benefits of Regular Savings Plan?

A Regular Savings Plan (RSP) has the following benefits.
Lower cost for buying quality stocks:
The entry threshold for stock RSP is as low as 5 USD or 10 SGD per month, so investors can get started building a diversified investment portfolio with fractional shares trading.
Flexibility:
With an RSP, investors can choose any amount and frequency at which you’d like to invest, whether it's daily, weekly, or monthly. You can also adjust, pause, or delete your RSP at any time.
Help manage volatility:
Regularly investing a fixed amount can help reduce the impact of short-term market fluctuations over time, as you can buy more shares when the stock price falls, and fewer shares when it rises.
Frees up the time:
As RSP is a fixed amount invested on a regular basis, you don't need to keep an eye on the market constantly. Simply pick your desired stocks, and how often you'd like to invest, and we'll handle the rest.

What is Dollar Cost Averaging?

Dollar Cost Averaging is an investment strategy where the investors invest a fixed amount of money at regular intervals, regardless of the asset's price.

How Does Dollar Cost Averaging Work?

Dollar Cost Averaging strategy helps inverstors to buy more shares when prices are low and fewer when prices are high, averaging out the cost over time. This strategy reduces the risk of poor timing and promotes disciplined investing.