Choosing Your Funds Wisely
Two tips for picking dividend mutual funds
After learning why you should consider dividend funds amid uncertain markets, let's know how to pick them wisely.
1. Dividend payout frequency is usually shown in the name or documents
You can find dividends funds on moomoo via Funds tab > Rankings > Filter > If Pay Dividends > Yes > Confirm.
![Two tips for picking dividend mutual funds -1](https://courseimg.futunn.com/2022100800003277b6d1bc256e2.png?imageMogr2/quality/100/ignore-error/1)
![Two tips for picking dividend mutual funds -2](https://courseimg.futunn.com/20221008000032723a8ba45aa29.png?imageMogr2/quality/100/ignore-error/1)
![Two tips for picking dividend mutual funds -3](https://courseimg.futunn.com/2022100800003274d4e140ea1fa.png?imageMogr2/quality/100/ignore-error/1)
A fund may have "dividend" or "Dis" in their names. MDis, QDis, and YDis suggest the fund pays out dividends monthly, quarterly, and yearly, respectively.
To view a fund's dividends history, enter its Details page on moomoo and tap Summary > Fund Documents or Dividends.
![Two tips for picking dividend mutual funds -4](https://courseimg.futunn.com/202210080000327624ce13f9d99.png?imageMogr2/quality/100/ignore-error/1)
2. A bit more research matters
In dividend funds' reports, you could find the dividend yield (i.e., distribution yield). Funds' dividend yields are usually not identical, and they are not guaranteed, either.
![Two tips for picking dividend mutual funds -5](https://courseimg.futunn.com/20221008000032757e112e5a789.png?imageMogr2/quality/100/ignore-error/1)
![Two tips for picking dividend mutual funds -6](https://courseimg.futunn.com/20221008000032731b004d2fdb9.png?imageMogr2/quality/100/ignore-error/1)
Source: Dividend payout data from two mutual funds' fact sheets
Please note that not all high-dividend funds are good choices. Other factors to consider include your risk appetite, the competence of the fund manager, the long-term performance, the stability of dividend payouts, and the expense ratio.